United Arab Bank P.J.S.C Balance Sheet Health
Financial Health criteria checks 5/6
United Arab Bank P.J.S.C has total assets of AED17.6B and total equity of AED2.3B. Total deposits are AED12.2B, and total loans are AED9.4B.
Key information
7.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | د.إ12.20b |
Loan to deposit ratio | Appropriate |
Bad loans | 6.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | د.إ2.06b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UAB's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: UAB has a sufficient allowance for bad loans (102%).
Low Risk Liabilities: 79% of UAB's liabilities are made up of primarily low risk sources of funding.
Loan Level: UAB has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: UAB's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: UAB has a high level of bad loans (6.4%).