National Bank of Umm Al-Qaiwain (PSC) Past Earnings Performance
Past criteria checks 2/6
National Bank of Umm Al-Qaiwain (PSC) has been growing earnings at an average annual rate of 15.3%, while the Banks industry saw earnings growing at 26.2% annually. Revenues have been growing at an average rate of 13.1% per year. National Bank of Umm Al-Qaiwain (PSC)'s return on equity is 8.5%, and it has net margins of 69.2%.
Key information
15.3%
Earnings growth rate
15.2%
EPS growth rate
| Banks Industry Growth | 12.3% |
| Revenue growth rate | 13.1% |
| Return on equity | 8.5% |
| Net Margin | 69.2% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
Recent updates
National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ) Is Increasing Its Dividend To AED0.18
Feb 09
Here's Why National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ) Has Caught The Eye Of Investors
Jun 13If You Had Bought National Bank of Umm Al-Qaiwain (PSC)'s (ADX:NBQ) Shares Five Years Ago You Would Be Down 41%
Feb 28Do Insiders Own Lots Of Shares In National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ)?
Jan 22Is National Bank of Umm Al-Qaiwain (PSC) (ADX:NBQ) A Good Dividend Stock?
Dec 17Revenue & Expenses Breakdown
How National Bank of Umm Al-Qaiwain (PSC) makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | 731 | 506 | 0 | 0 |
| 30 Sep 24 | 724 | 517 | 126 | 0 |
| 30 Jun 24 | 730 | 533 | 126 | 0 |
| 31 Mar 24 | 722 | 539 | 126 | 0 |
| 31 Dec 23 | 669 | 503 | 126 | 0 |
| 30 Sep 23 | 657 | 490 | 120 | 0 |
| 30 Jun 23 | 615 | 454 | 120 | 0 |
| 31 Mar 23 | 565 | 407 | 120 | 0 |
| 31 Dec 22 | 519 | 365 | 120 | 0 |
| 30 Sep 22 | 478 | 329 | 106 | 0 |
| 30 Jun 22 | 441 | 298 | 106 | 0 |
| 31 Mar 22 | 425 | 284 | 106 | 0 |
| 31 Dec 21 | 401 | 264 | 106 | 0 |
| 30 Sep 21 | 375 | 230 | 106 | 0 |
| 30 Jun 21 | 364 | 216 | 106 | 0 |
| 31 Mar 21 | 363 | 215 | 106 | 0 |
| 31 Dec 20 | 362 | 212 | 106 | 0 |
| 30 Sep 20 | 394 | 251 | 112 | 0 |
| 30 Jun 20 | 453 | 313 | 112 | 0 |
| 31 Mar 20 | 504 | 362 | 112 | 0 |
| 31 Dec 19 | 566 | 424 | 112 | 0 |
| 30 Sep 19 | 563 | 423 | 120 | 0 |
| 30 Jun 19 | 554 | 410 | 120 | 0 |
| 31 Mar 19 | 560 | 413 | 120 | 0 |
| 31 Dec 18 | 558 | 409 | 120 | 0 |
| 30 Sep 18 | 576 | 420 | 135 | 0 |
| 30 Jun 18 | 557 | 397 | 135 | 0 |
| 31 Mar 18 | 553 | 377 | 135 | 0 |
| 31 Dec 17 | 551 | 370 | 135 | 0 |
| 30 Sep 17 | 531 | 350 | 139 | 0 |
| 30 Jun 17 | 524 | 344 | 139 | 0 |
| 31 Mar 17 | 517 | 347 | 139 | 0 |
| 31 Dec 16 | 495 | 326 | 139 | 0 |
| 30 Sep 16 | 482 | 315 | 149 | 0 |
| 30 Jun 16 | 484 | 315 | 149 | 0 |
| 31 Mar 16 | 449 | 542 | 149 | 0 |
| 31 Dec 15 | 450 | 543 | 149 | 0 |
| 30 Sep 15 | 465 | 516 | 140 | 0 |
| 30 Jun 15 | 488 | 547 | 140 | 0 |
| 31 Mar 15 | 510 | 320 | 140 | 0 |
| 31 Dec 14 | 484 | 313 | 140 | 0 |
| 30 Sep 14 | 599 | 379 | 138 | 0 |
| 30 Jun 14 | 569 | 370 | 138 | 0 |
| 31 Mar 14 | 537 | 376 | 138 | 0 |
Quality Earnings: NBQ has high quality earnings.
Growing Profit Margin: NBQ's current net profit margins (69.2%) are lower than last year (75.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: NBQ's earnings have grown by 15.3% per year over the past 5 years.
Accelerating Growth: NBQ's earnings growth over the past year (0.7%) is below its 5-year average (15.3% per year).
Earnings vs Industry: NBQ earnings growth over the past year (0.7%) did not outperform the Banks industry 16.2%.
Return on Equity
High ROE: NBQ's Return on Equity (8.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/15 14:06 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
National Bank of Umm Al-Qaiwain (PSC) is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.