National Bank of Umm Al-Qaiwain (PSC) Balance Sheet Health
Financial Health criteria checks 4/6
National Bank of Umm Al-Qaiwain (PSC) has total assets of AED14.8B and total equity of AED5.5B. Total deposits are AED8.9B, and total loans are AED6.8B.
Key information
2.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ8.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | د.إ3.59b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBQ's Assets to Equity ratio (2.7x) is low.
Allowance for Bad Loans: NBQ has a low allowance for bad loans (40%).
Low Risk Liabilities: 95% of NBQ's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBQ has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: NBQ's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: NBQ has a high level of bad loans (5.8%).