Bank Of Sharjah P.J.S.C.

ADX:BOS Stock Report

Market Cap: د.إ2.7b

Bank Of Sharjah P.J.S.C Past Earnings Performance

Past criteria checks 4/6

Bank Of Sharjah P.J.S.C has been growing earnings at an average annual rate of 37.2%, while the Banks industry saw earnings growing at 25.7% annually. Revenues have been growing at an average rate of 15.3% per year. Bank Of Sharjah P.J.S.C's return on equity is 3.8%, and it has net margins of 26.9%.

Key information

37.2%

Earnings growth rate

37.7%

EPS growth rate

Banks Industry Growth12.3%
Revenue growth rate15.3%
Return on equity3.8%
Net Margin26.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank Of Sharjah P.J.S.C makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

ADX:BOS Revenue, expenses and earnings (AED Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245371441770
30 Jun 24441411900
31 Mar 24300-1211950
31 Dec 23174-2742030
30 Sep 2323451940
30 Jun 23161-1021970
31 Mar 23263-281960
31 Dec 22358-1541930
30 Sep 221221,062800
30 Jun 223413151330
31 Mar 22461-331610
31 Dec 21442441830
30 Sep 21574-2,0843020
30 Jun 21524-1,1402810
31 Mar 21383-6142840
31 Dec 20110-6552830
30 Sep 20-104-5382050
30 Jun 20-184-6282170
31 Mar 20-10-7092140
31 Dec 19210-4942190
30 Sep 19384-12370
30 Jun 19449792230
31 Mar 19458952180
31 Dec 184951272260
30 Sep 186193102990
30 Jun 186243192930
31 Mar 186022952940
31 Dec 175692662900
30 Sep 176943892800
30 Jun 176693702750
31 Mar 176713692750
31 Dec 166953922760
30 Sep 165032102740
30 Jun 165442432820
31 Mar 165432442820
31 Dec 155322472680
30 Sep 155893102840
30 Jun 155593032700
31 Mar 155252792610
31 Dec 145132662590
30 Sep 145573402430
30 Jun 145723452450
31 Mar 145663472420
31 Dec 135613312400

Quality Earnings: BOS has a large one-off loss of AED73.4M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: BOS's current net profit margins (26.9%) are higher than last year (2.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BOS has become profitable over the past 5 years, growing earnings by 37.2% per year.

Accelerating Growth: BOS's earnings growth over the past year (2546.7%) exceeds its 5-year average (37.2% per year).

Earnings vs Industry: BOS earnings growth over the past year (2546.7%) exceeded the Banks industry 23.5%.

Return on Equity

High ROE: BOS's Return on Equity (3.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 09:02
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank Of Sharjah P.J.S.C. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Hussein FaresArqaam Capital Research Offshore S.A.L.
Sanyalaksna ManibhanduFAB Securities