Abu Dhabi Islamic Bank PJSC Balance Sheet Health
Financial Health criteria checks 4/6
Abu Dhabi Islamic Bank PJSC has total assets of AED243.5B and total equity of AED26.9B. Total deposits are AED205.7B, and total loans are AED153.6B.
Key information
9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | د.إ205.74b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | د.إ25.02b |
Recent financial health updates
No updates
Recent updates
Should You Be Adding Abu Dhabi Islamic Bank PJSC (ADX:ADIB) To Your Watchlist Today?
Mar 28
Abu Dhabi Islamic Bank PJSC's (ADX:ADIB) Dividend Will Be Increased To AED0.8343
Feb 18
Vision 2035 And Tech Innovations Propel Bank Transformation And Unleash Profitable Growth
Nov 13 ADIB's Vision 2035 strategy focuses on leveraging technology and innovation to drive growth and profitability improvements.We Ran A Stock Scan For Earnings Growth And Abu Dhabi Islamic Bank PJSC (ADX:ADIB) Passed With Ease
Nov 09If EPS Growth Is Important To You, Abu Dhabi Islamic Bank PJSC (ADX:ADIB) Presents An Opportunity
Jul 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ADIB's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: ADIB has a low allowance for bad loans (76%).
Low Risk Liabilities: 95% of ADIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ADIB has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: ADIB's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: ADIB has a high level of bad loans (3.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/11 05:18 |
| End of Day Share Price | 2025/05/09 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Abu Dhabi Islamic Bank PJSC is covered by 24 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Monette Doss | Beltone Financial |
| Olga Veselova | BofA Global Research |