EBP Share Price Performance
zł616.00
26.20 (4.44%)
4.3% overvalued intrinsic discount
zł590.42
Fair Value
Price zł616.00
AnalystConsensusTarget zł590.42
AnalystLowTarget zł490.00
AnalystHighTarget zł733.00
Fair Valuezł590.42
Share Pricen/a
Erste Bank Polska S.A. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 13 Fair Values set on narratives written by author
EBP Community Narratives
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Fair Value
·Fair Value zł590.42 4.3% overvalued intrinsic discount
Acquisition, Digital Banking And Green Lending Will Expand Future Markets
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4users have followed this narrative
AN
Fair Value
·Fair Value zł490 25.7% overvalued intrinsic discount
Polish Disruption And Aging Demographics Will Erode Margins Despite Reforms
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AN
Fair Value
·Fair Value zł733 16.0% undervalued intrinsic discount
Rising Digital Use And Green Finance Will Unlock New Opportunities
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Acquisition, Digital Banking And Green Lending Will Expand Future Markets
Key Takeaways The upcoming acquisition and digital banking growth will boost innovation, efficiency, and customer expansion, strengthening revenue and margin prospects. Strategic focus on sustainable finance and robust credit risk management underpins long-term profitability and opens new high-margin opportunities.Read more
AN
zł590.42
4.3% overvalued intrinsic discount
Fair Value
Revenue
4.24% p.a.
Profit Margin
40.83%
Future PE
11.38x
Price in 2029
zł795.14
Polish Disruption And Aging Demographics Will Erode Margins Despite Reforms
Key Takeaways Heightened competition from fintechs, demographic challenges, and dependence on the Polish market threaten future revenue growth and increase earnings vulnerability. Regulatory pressures and structural disadvantages versus digital-first rivals will squeeze profitability and limit operational efficiency improvements.Read more
AN
zł490
25.7% overvalued intrinsic discount
Fair Value
Revenue
2.64% p.a.
Profit Margin
39.14%
Future PE
10.32x
Price in 2029
zł659.78
Rising Digital Use And Green Finance Will Unlock New Opportunities
Key Takeaways Accelerated digital adoption and customer experience focus are strengthening the bank's competitive position, expanding its customer base, and improving cost efficiency. Strategic integration into Erste Group and rising demand for sustainable finance provide robust long-term growth opportunities and diversified, high-quality revenue streams.Read more
AN
zł733
16.0% undervalued intrinsic discount
Fair Value
Revenue
6.05% p.a.
Profit Margin
42.65%
Future PE
12.87x
Price in 2029
zł989.32
Trending Discussion
Recently Updated Narratives
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SPL: Higher Discount Rate Assumptions Will Likely Pressure Future Returns
Fair Value: zł590.42 4.3% overvalued intrinsic discount
4 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
SPL: Discount Rate Assumptions Will Likely Cap Upside Despite Higher Target
Fair Value: zł490 25.7% overvalued intrinsic discount
0 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
SPL: Future Dividend And Profitability Outlook Will Support Bullish Sentiment
Fair Value: zł733 16.0% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis
Erste Bank Polska S.A. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Jul 30, 2026
- 61.13
- 100.00%
- 40.47%
- 88.0%
About EBP
- Founded
- 1857
- Employees
- 11272
- CEO
- WebsiteView website
Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products. In addition, the company offers foreign exchange, bank guarantees, and foreign letter of credit. The company was formerly known as Santander Bank Polska S.A. and changed its name to Erste Bank Polska S.A. in April 2026. Erste Bank Polska S.A. was founded in 1857 and is headquartered in Warsaw, Poland.
Recent EBP News & Updates
