EBP Share Price Performance
zł0
-468.30 (-100.00%)
Price zł0
Fair Valuezł490.00
Share Pricen/a
Narrative Update • Jun 04
Erste Bank Polska S.A. Stock Price
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- 14 Fair Values set on narratives written by author
EBP Community Narratives
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Fair Value
·Fair Value zł490 31.6% overvalued intrinsic discount
Polish Disruption And Aging Demographics Will Erode Margins Despite Reforms
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Fair Value
·Fair Value zł635.87 1.4% overvalued intrinsic discount
Acquisition, Digital Banking And Green Lending Will Expand Future Markets
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Fair Value
·Fair Value zł733 12.0% undervalued intrinsic discount
Rising Digital Use And Green Finance Will Unlock New Opportunities
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Polish Disruption And Aging Demographics Will Erode Margins Despite Reforms
Santander Bank Polska faces growing pressure as fintech rivals win customers and Poland’s aging population slows demand for loans and other banking services. Find out why heavier regulation and reliance on a single home market could keep profits under strain—even as a potential ownership change and digital upgrades offer a path to stability.Read more
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zł490
31.6% overvalued intrinsic discount
Fair Value
Revenue
2.92% p.a.
Profit Margin
39.7%
Future PE
10.13x
Price in 2029
zł662.9
Acquisition, Digital Banking And Green Lending Will Expand Future Markets
A major ownership change could reshape Santander Bank Polska’s products and customer reach, with a bigger push into digital services and new types of lending tied to the energy transition. But higher rules and taxes, legal overhangs from older mortgages, and growing competition from app-first rivals could make the path bumpier than it looks.Read more
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zł635.87
1.4% overvalued intrinsic discount
Fair Value
Revenue
4.96% p.a.
Profit Margin
39.85%
Future PE
12.35x
Price in 2029
zł860.29
Rising Digital Use And Green Finance Will Unlock New Opportunities
Key Takeaways Accelerated digital adoption and customer experience focus are strengthening the bank's competitive position, expanding its customer base, and improving cost efficiency. Strategic integration into Erste Group and rising demand for sustainable finance provide robust long-term growth opportunities and diversified, high-quality revenue streams.Read more
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zł733
12.0% undervalued intrinsic discount
Fair Value
Revenue
6.05% p.a.
Profit Margin
42.65%
Future PE
12.87x
Price in 2029
zł989.32
Trending Discussion
Recently Updated Narratives
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EBP: Higher Discount Rate And Lower Future P/E Will Likely Cap Upside
Fair Value: zł490 31.6% overvalued intrinsic discount
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EBP: Sector-Based Assumptions Will Shape Future Risk Reward Balance
Fair Value: zł635.87 1.4% overvalued intrinsic discount
4 fair values setusers have set this as their fair value
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SPL: Future Dividend And Profitability Outlook Will Support Bullish Sentiment
Fair Value: zł733 12.0% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
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Snowflake Analysis
Erste Bank Polska S.A. Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
Jul 30, 2026
- 55.12
- 99.95%
- 36.46%
- 80.1%
About EBP
- Founded
- 1857
- Employees
- 10144
- CEO
- WebsiteView website
Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products. In addition, the company offers foreign exchange, bank guarantees, and foreign letter of credit. The company was formerly known as Santander Bank Polska S.A. and changed its name to Erste Bank Polska S.A. in April 2026. Erste Bank Polska S.A. was founded in 1857 and is headquartered in Warsaw, Poland.
Recent EBP News & Updates
Narrative Update • May 21
