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Bairong AI Inc., an investment holding company, operates as an artificial intelligence (AI) technology services company in China. It offers MaaS (Model as a Service), which leverages discriminant AI to digitalize the know-your-customer and know-your-product process for enterprises by analyzing users' risk, willingness, and capability; and BaaS (Business as a Service) that uses discriminant AI to analyze and stratify users into groups, as well as develops generative AI-powered chatbots using human natural languages to interact with users. The company also provides banking, consumer finance, wealth management, financial leasing, and e-commerce industry digital intelligence services. In addition, it is involved in the technology development; development, consulting, and transfer services of software and hardware products and network technology; software development; data processing; big data; micro-loan; insurance and reinsurance brokerage; enterprise credit; asset management; and enterprise management consulting businesses. Bairong AI Inc. was formerly known as Bairong Inc. and changed its name to Bairong AI Inc. in July 2026. The company was founded in 2014 and is headquartered in Beijing, China.
