1398 Share Price Performance
HK$0
-5.70 (-100.00%)
Price HK$0
Fair ValueHK$7.62
Share Pricen/a
Industrial and Commercial Bank of China Limited Stock Price
- 3 Narratives written by author
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- 95 Fair Values set on narratives written by author
1398 Community Narratives
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Fair Value
·Fair Value HK$7.62 11.1% undervalued intrinsic discount
Digital Transformation And Belt And Road Will Drive Future Banking
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Fair Value
·Fair Value HK$5.38 26.0% overvalued intrinsic discount
Slowing Chinese Growth And Geopolitical Frictions Will Constrain Banking
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Fair Value
·Fair Value HK$8.81 23.0% undervalued intrinsic discount
Urbanization, Digital Banking And Green Finance Will Drive Secular Prosperity
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Digital Transformation And Belt And Road Will Drive Future Banking
Key Takeaways Digital transformation and product innovation are enhancing efficiency, diversifying revenue, and strengthening ICBC's competitive position in both domestic and international markets. Robust asset quality, prudent risk controls, and expansion into technology and green finance are supporting stable earnings and reducing reliance on traditional lending.Read more
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HK$7.62
11.1% undervalued intrinsic discount
Fair Value
Revenue
12.49% p.a.
Profit Margin
42.31%
Future PE
7.44x
Price in 2029
HK$9.65
Slowing Chinese Growth And Geopolitical Frictions Will Constrain Banking
Key Takeaways Challenges from slowing domestic growth, demographic shifts, and high-risk lending exposure threaten asset quality, earnings resilience, and future profitability. Rising global tensions, digital competition, and regulatory shifts undermine overseas growth, fee income diversification, and cross-border banking expansion.Read more
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HK$5.38
26.0% overvalued intrinsic discount
Fair Value
Revenue
15.16% p.a.
Profit Margin
40.11%
Future PE
5.17x
Price in 2029
HK$6.83
Urbanization, Digital Banking And Green Finance Will Drive Secular Prosperity
Key Takeaways Expanding global footprint, digital transformation, and green finance leadership are set to drive robust long-term growth and enhance earnings resilience. Strong capital position and dominance in retail and personal banking support high loan capacity, risk resilience, and sustained shareholder returns.Read more
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HK$8.81
23.0% undervalued intrinsic discount
Fair Value
Revenue
14.9% p.a.
Profit Margin
40.26%
Future PE
8.54x
Price in 2029
HK$11.18
Trending Discussion
Recently Updated Narratives
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1398: Governance Timetable And Dividend Plan Will Shape Balanced Preference Shareholder Outlook
Fair Value: HK$7.62 11.1% undervalued intrinsic discount
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1398: Slight Model Tweaks Will Still Pressure Margins And Share Performance
Fair Value: HK$5.38 26.0% overvalued intrinsic discount
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1398: Governance And Inclusive Finance Plans Will Support Future Confidence
Fair Value: HK$8.81 23.0% undervalued intrinsic discount
3 fair values setusers have set this as their fair value
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Snowflake Analysis
Industrial and Commercial Bank of China Limited Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 1.01
- 100.00%
- 53.40%
- 120.4%
About 1398
- Founded
- 1984
- Employees
- 409758
- CEO
- WebsiteView website
Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers corporate loans, trade financing, deposit-taking activities, corporate wealth management services, custody services, and various types of corporate intermediary services, as well as corporate loans to corporations, government agencies, and financial institutions. Its Personal Banking segment provides personal loans, deposit-taking activities, card business, personal wealth management services, and various types of personal intermediary services to individual customers. The Treasury Operations segment engages in money market transactions, investment securities, and foreign exchange transaction activities. In addition, the company is involved in the fund raising, fund sales, asset management, and other businesses; financial leasing; insurance businesses, such as life, health, and accident insurance, as well as reinsurance; debt-for-equity swaps; and issuance of wealth management products, wealth management advisory, and consulting services. Industrial and Commercial Bank of China Limited was founded in 1984 and is headquartered in Beijing, the People's Republic of China.
