URSB Bancorp, Inc. operates as the bank holding company for United Roosevelt Savings Bank that provides various banking products and services. It offers various deposit accounts, including certificate of deposit accounts, money market accounts, savings accounts, and interest-bearing and noninterest-bearing checking accounts. It also provides one-to four-family residential mortgage loans, commercial real estate loans, commercial and industrial loans, and multi-family loans, as well as invests in securities, primarily mortgage-backed securities and collateralized mortgage obligations and U.S. Government agency securities. The company was founded in 1914 and is headquartered in Carteret, New Jersey.