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OptimumBank Holdings, Inc. Stock Price

NYSEAM:OPHC Community·US$215.8m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 10 Fair Values set on narratives written by author
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OPHC Share Price Performance

US$9.14
4.84 (112.31%)
​
US$5.00
Fair Value
US$9.14
4.84 (112.31%)
82.8% overvalued intrinsic discount
US$5.00
Fair Value
Price US$9.14
AnalystConsensusTarget US$5.00
Sun, 14 Dec 25
Fair ValueUS$5.00
Share Pricen/a

OPHC Community Narratives

AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$5 82.8% overvalued intrinsic discount

Florida Migration And Higher Yielding Loans Will Support Long Term Community Bank Expansion

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OPHC logo
OptimumBank Holdings
82.8% overvalued intrinsic discount

Florida Migration And Higher Yielding Loans Will Support Long Term Community Bank Expansion

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AN
AnalystConsensusTarget
AnalystConsensusTarget
Published 14 Dec 2025
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AnalystConsensusTarget
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Florida Migration And Higher Yielding Loans Will Support Long Term Community Bank Expansion

Fair Value: US$5 82.8% overvalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis

Flawless balance sheet with solid track record.

1 Risk
3 Rewards
View Full Analysis

OptimumBank Holdings, Inc. Key Details

US$56.9m

Revenue

US$0

Cost of Revenue

US$56.9m

Gross Profit

US$36.4m

Other Expenses

US$20.5m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
0.85
100.00%
36.02%
29.0%
View Full Analysis

About OPHC

Founded
2000
Employees
98
CEO
Moishe Gubin
WebsiteView website
www.optimumbank.com

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

Recent OPHC News & Updates

Recent updates

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OptimumBank Holdings, Inc. Competitors

AMBZ logo

American Business Bank

Symbol: OTCPK:AMBZ
Market cap: US$647.1m
KRNY logo

Kearny Financial

Symbol: NasdaqGS:KRNY
Market cap: US$631.7m
WCCB logo

West Coast Community Bancorp

Symbol: OTCPK:WCCB
Market cap: US$613.0m
FBIZ logo

First Business Financial Services

Symbol: NasdaqGS:FBIZ
Market cap: US$604.5m
View more competitors

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