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OptimumBank Holdings, Inc. Stock Price

NYSEAM:OPHC Community·US$48.4m Market Cap
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OPHC Share Price Performance

US$4.20
-0.90 (-17.65%)
US$4.20
-0.90 (-17.65%)
Price US$4.20

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Snowflake Analysis

Flawless balance sheet and good value.

1 Risk
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OptimumBank Holdings, Inc. Key Details

US$43.8m

Revenue

US$0

Cost of Revenue

US$43.8m

Gross Profit

US$28.1m

Other Expenses

US$15.7m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
1.37
100.00%
35.94%
0%
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About OPHC

Founded
2000
Employees
73
CEO
Timothy Terry
WebsiteView website
www.optimumbank.com

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier’s checks, domestic collections, and banking by mail, as well as internet banking services. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.

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