Key Takeaways Expansion in digital channels and partnerships lowers acquisition costs, boosts efficiency, and increases stable retail deposits, supporting scalable growth. Shift to individual and secured retail loans, with improved risk management and credit guarantees, enhances asset quality and drives more stable earnings.Read more

₹236

42.4% undervalued

AnalystConsensusTarget's Fair Value

Revenue

35.55% p.a.

Profit Margin

17.37%

Future PE

7.62x

Price in 2029

₹347.29

Trending Discussion

Snowflake Analysis

High growth potential with adequate balance sheet.

1 Risk

2 Rewards

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Suryoday Small Finance Bank Limited Key Details

Last Reported Earnings

Dec 31, 2025

Next Reporting Earnings

n/a

: 6.44
: 100.00%
: 6.11%
: 82.8%

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About SURYODAY

Founded: 2008
Employees: 8649
CEO: Baskar Ramachandran
WebsiteView website: suryoday.bank.in

Suryoday Small Finance Bank Limited provides financial products to micro-entrepreneurs and underserved communities and individuals in India. It operates through Treasury, Retail Banking, Corporate Banking, and Other Banking Operation segments. The company offers savings, salary, and current accounts; and term and fixed deposits, recurring, and double joy deposits. It also provides two-wheeler, commercial vehicle, and car loans; micro home loans and micro LAP; home loan; secured business loan; personal loan; MSME loan; merchant loan for business; small business loan; and supply chain finance, as well as joint liability group and individual unsecured loans. In addition, the company offers debit and credit cards; life and general insurance services; social security schemes and mutual funds and broking services; inward and outward remittance services; and internet banking and mobile banking services. The company was incorporated in 2008 and is based in Navi Mumbai, India.