SBICARD Share Price Performance
₹0
-915.80 (-100.00%)
Price ₹0
Fair Value₹812.17
Share Pricen/a
SBI Cards and Payment Services Limited Stock Price
- 3 Narratives written by author
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- 35 Fair Values set on narratives written by author
SBICARD Community Narratives
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Fair Value ₹812.17 15.5% undervalued intrinsic discount
India Digital Payments And Emerging Markets Will Drive Expansion
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Fair Value ₹650 5.6% overvalued intrinsic discount
UPI Growth And Data Risks Will Erode Credit Returns
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Fair Value ₹1.08k 36.5% undervalued intrinsic discount
Rising UPI Adoption And Expanding Middle Class Will Transform Commerce
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India Digital Payments And Emerging Markets Will Drive Expansion
Key Takeaways Expansion into less penetrated markets and digital integration strengthens growth prospects and increases revenue opportunities through greater card adoption and usage. Product diversification, strategic partnerships, and improved risk controls support stable earnings and better credit quality amid favorable industry trends.Read more
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₹812.17
15.5% undervalued intrinsic discount
Fair Value
Revenue
28.15% p.a.
Profit Margin
18.62%
Future PE
26.7x
Price in 2029
₹1.25k
UPI Growth And Data Risks Will Erode Credit Returns
Key Takeaways Rapid growth of digital payments and fintech competitors threatens the long-term relevance and profitability of traditional credit card offerings. Rising regulatory, compliance, and credit risks are likely to constrain margins and increase earnings volatility amid shifting market dynamics.Read more
18
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AN
₹650
5.6% overvalued intrinsic discount
Fair Value
Revenue
27.89% p.a.
Profit Margin
17.05%
Future PE
23.52x
Price in 2029
₹1k
Rising UPI Adoption And Expanding Middle Class Will Transform Commerce
Key Takeaways Expanding digital payments and innovative products uniquely position SBI Cards for accelerated revenue and margin growth beyond market expectations. Advanced analytics and strong partnerships allow SBI Cards to capture premium customers while reducing credit risks, supporting stronger long-term profitability.Read more
10
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₹1.08k
36.5% undervalued intrinsic discount
Fair Value
Revenue
38.98% p.a.
Profit Margin
18.89%
Future PE
29.55x
Price in 2029
₹1.69k
Trending Discussion
Recently Updated Narratives
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SBICARD: Upcoming Board Meetings And Dividend Plans Will Support Earnings Profile
Fair Value: ₹812.17 15.5% undervalued intrinsic discount
26 fair values setusers have set this as their fair value
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AN
SBICARD: Elevated P/E And Stable Margins Will Restrain Forward Returns
Fair Value: ₹650 5.6% overvalued intrinsic discount
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SBICARD: Lower Discount Rate And Higher Future P/E Will Support Upside
Fair Value: ₹1.08k 36.5% undervalued intrinsic discount
0 fair values setusers have set this as their fair value
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Snowflake Analysis
SBI Cards and Payment Services Limited Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Apr 27, 2026
- 21.98
- 51.78%
- 18.39%
- 332.8%
About SBICARD
- Founded
- 1998
- Employees
- 4098
- CEO
- WebsiteView website
SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. SBI Cards and Payment Services Limited was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.
