SBICARD logo

SBI Cards and Payment Services Limited Stock Price

NSEI:SBICARD Community·₹556.8b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 36 Fair Values set on narratives written by author

SBICARD Share Price Performance

₹0
-934.50 (-100.00%)
₹720.50
Fair Value
₹0
-934.50 (-100.00%)
Price ₹0

SBICARD Community Narratives

·
Fair Value ₹720.5 18.4% undervalued intrinsic discount

India Digital Payments And Emerging Markets Will Drive Expansion

0users have liked this narrative
0users have commented on this narrative
26users have followed this narrative
·
Fair Value ₹500 17.6% overvalued intrinsic discount

UPI Growth And Data Risks Will Erode Credit Returns

0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
·
Fair Value ₹955.15 38.4% undervalued intrinsic discount

Rising UPI Adoption And Expanding Middle Class Will Transform Commerce

0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
₹720.5
18.4% undervalued intrinsic discount
Revenue
26.84% p.a.
Profit Margin
16.32%
Future PE
26.9x
Price in 2029
₹1.11k
₹955.15
38.4% undervalued intrinsic discount
Revenue
32.98% p.a.
Profit Margin
15.65%
Future PE
32.17x
Price in 2029
₹1.47k

Trending Discussion

Updated Narratives

SBICARD logo

SBICARD: Revised Assumptions And Upcoming Board Decisions Will Support Earnings Profile

Fair Value: ₹720.5 18.4% undervalued intrinsic discount
26 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
SBICARD logo

SBICARD: Higher Future P/E Will Support Upside Despite Revised Fair Value

Fair Value: ₹955.15 38.4% undervalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
SBICARD logo

SBICARD: Elevated P/E Assumptions Will Constrain Future Share Returns

Fair Value: ₹500 17.6% overvalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative

Snowflake Analysis

Moderate growth potential with acceptable track record.

2 Risks
2 Rewards

SBI Cards and Payment Services Limited Key Details

₹118.7b

Revenue

₹89.6b

Cost of Revenue

₹29.0b

Gross Profit

₹7.4b

Other Expenses

₹21.7b

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
22.77
24.46%
18.26%
280.2%
View Full Analysis

About SBICARD

Founded
1998
Employees
4098
CEO
Salila Pande
WebsiteView website
www.sbicard.com

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India.

Recent SBICARD News & Updates

Narrative Update Jun 30

SBICARD: Revised Assumptions And Upcoming Board Decisions Will Support Earnings Profile

Analysts have revised their price target for SBI Cards and Payment Services to ₹720.50 from ₹812.17, reflecting updated assumptions around discount rate, revenue growth, profit margins, and future P/E expectations. What’s in the News for SBI Cards and Payment Services Board meeting scheduled on April 27, 2026, to consider and approve audited financial results for the quarter and year ended March 31, 2026.
Narrative Update Jun 16

SBICARD: Higher Future P/E Will Support Upside Despite Revised Fair Value

The analyst price target for SBI Cards and Payment Services has been revised from ₹1,080 to ₹955, with analysts citing updated assumptions on revenue growth, profit margins, and future P/E as the key drivers of this change. What's in the News Board meeting scheduled for Apr 27, 2026, to consider and approve audited financial results for the quarter and year ended Mar 31, 2026.

Recent updates

No updates