SBI Cards and Payment Services Stock Price

SBICARD Community Fair Values

• AN

  

  AnalystLowTarget

  Consensus Narrative from 25 Analysts

  Digital Disruptions And Compliance Costs Will Erode Stability

  Key Takeaways Disruptive digital payment alternatives and regulatory changes threaten core revenue streams, while compliance and technology costs pressure net margins. Asset quality concerns in riskier borrower segments and dependence on the SBI brand may hinder sustained growth and profitability.

  ₹685.00

  FV

  17.4% overvalued intrinsic discount

  32.80%

  Revenue growth p.a.

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  9 days ago author updated this narrative
• AN

  

  AnalystConsensusTarget

  Consensus Narrative from 25 Analysts

  India Digital Payments And Emerging Markets Will Drive Expansion

  Key Takeaways Expansion into less penetrated markets and digital integration strengthens growth prospects and increases revenue opportunities through greater card adoption and usage. Product diversification, strategic partnerships, and improved risk controls support stable earnings and better credit quality amid favorable industry trends.

  ₹882.72

  FV

  8.9% undervalued intrinsic discount

  33.86%

  Revenue growth p.a.

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  1 day ago author updated this narrative
• AN

  

  AnalystHighTarget

  Consensus Narrative from 25 Analysts

  India Digitalization And Urbanization Will Fuel Credit Adoption

  Key Takeaways Penetration into smaller cities and leveraging digital advancements can drive outsized growth in card adoption, revenue, and profitability beyond current expectations. Unique access to SBI's vast customer base and investments in digital innovation position the company for superior customer acquisition, margin expansion, and sustained earnings growth.

  ₹1.08k

  FV

  25.2% undervalued intrinsic discount

  42.04%

  Revenue growth p.a.

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  9 days ago author updated this narrative