LTF Share Price Performance
₹0
-201.34 (-100.00%)
Price ₹0
Fair Value₹307.75
Share Pricen/a
Narrative Update • Aug 04
L&T Finance Limited Stock Price
- 3 Narratives written by author
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- 38 Fair Values set on narratives written by author
LTF Community Narratives
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Fair Value
·Fair Value ₹307.75 2.5% overvalued intrinsic discount
Analysts Lift L&T Finance Target as Revenue and Profit Margin Projections Improve
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Fair Value
·Fair Value ₹390 19.1% undervalued intrinsic discount
India's Digital Transformation And Urbanization Will Expand Retail Lending
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Fair Value
·Fair Value ₹241.67 30.5% overvalued intrinsic discount
Regulatory Shifts And Fintech Competition Will Pressure Long-Term Performance
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Regulatory Shifts And Fintech Competition Will Pressure Long-Term Performance
L&T Finance faces a tricky mix of tighter rules in microfinance and growing competition from fintech apps, which could keep bad loans and pricing pressure around longer than many expect. At the same time, its push into digital tools and newer retail lending areas could help it steady performance if the tougher backdrop eases.Read more
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₹241.67
30.5% overvalued intrinsic discount
Fair Value
Revenue
23.89% p.a.
Profit Margin
30.68%
Future PE
16.64x
Price in 2029
₹367.36
India's Digital Transformation And Urbanization Will Expand Retail Lending
L&T Finance could ride India’s shift toward digital payments and wider access to formal credit, using new partners and expansion into under-served regions to grow lending faster than many expect. But it still faces real pressure from tougher competition, funding costs, and loan losses—so the upside depends on whether it can improve loan quality while scaling.Read more
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₹390
19.1% undervalued intrinsic discount
Fair Value
Revenue
32.71% p.a.
Profit Margin
31.05%
Future PE
21.56x
Price in 2029
₹592.13
Analysts Lift L&T Finance Target as Revenue and Profit Margin Projections Improve
L&T Finance is leaning hard into digital lending and partnerships to cut costs and reach new borrowers, while rural demand and a growing gold-loan business help broaden its loan growth. The big watch-outs are whether microfinance stress returns, tech-driven credit tools perform as planned, and tougher digital competition and funding swings squeeze results.Read more
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₹307.75
2.5% overvalued intrinsic discount
Fair Value
Revenue
28.37% p.a.
Profit Margin
30.17%
Future PE
20.35x
Price in 2029
₹467.94
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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LTF: Higher Future P E Expectations Will Likely Pressure Share Returns
Fair Value: ₹241.67 30.5% overvalued intrinsic discount
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LTF: Upcoming Results And Capital Structure Changes Will Support Re Rating
Fair Value: ₹390 19.1% undervalued intrinsic discount
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LTF: Capital Structure Moves And Funding Mix Will Shape Future Risk Reward
Fair Value: ₹307.75 2.5% overvalued intrinsic discount
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Snowflake Analysis
L&T Finance Limited Key Details
Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
- 12.75
- 99.53%
- 33.08%
- 393.4%
About LTF
- Founded
- 1994
- Employees
- 41301
- CEO
- WebsiteView website
L&T Finance Limited, a non-banking financial company, provides various financial products and services in India. It offers housing loans; personal loans for medical emergencies, home renovation, wedding, vacation, education, and debt consolidation; two-wheeler loans; business loans, such as SME, doctor, chartered accountant, and professional loans, as well as supply chain financing solutions; rural loans comprising vikaas loans, vishwas loans, pragati loans, RLAP balance transfer, and micro loans against property; farmer loans, including new tractor loans, agri-implement loans, kisan suvidha top up, kisan suvidha top up plus, refinance loan, and warehouse receipt finance services; gold loans, such as sukhad loan, sampati loan, saraswati loan, safalta loan, sugam loan, and shubh loan; and loans against property. The company was formerly known as L&T Finance Holdings Limited and changed its name to L&T Finance Limited in March 2024. The company was incorporated in 1994 and is headquartered in Mumbai, India. L&T Finance Limited operates as a subsidiary of Larsen & Toubro Limited.
Recent LTF News & Updates
Narrative Update • Jul 21
