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The Karnataka Bank Limited Stock Price

NSEI:KTKBANK Community·₹86.0b Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 45 Fair Values set on narratives written by author

KTKBANK Share Price Performance

₹227.47
44.10 (24.05%)
₹239.50
Fair Value
₹227.47
44.10 (24.05%)
5.0% undervalued intrinsic discount
₹239.50
Fair Value
Price ₹227.47
AnalystConsensusTarget ₹239.50

KTKBANK Community Narratives

AnalystConsensusTarget·
Fair Value ₹239.5 5.0% undervalued intrinsic discount

Retail Lending And Digital Upgrades Will Unlock India's Potential

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₹239.5
5.0% undervalued intrinsic discount
Revenue
12.76% p.a.
Profit Margin
26.38%
Future PE
8.55x
Price in 2028
₹363.52

Trending Discussion

Updated Narratives

KTKBANK logo

Retail Lending And Digital Upgrades Will Unlock India's Potential

Fair Value: ₹239.5 5.0% undervalued intrinsic discount
21 users have followed this narrative
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Snowflake Analysis

Adequate balance sheet average dividend payer.

1 Risk
3 Rewards

The Karnataka Bank Limited Key Details

₹42.3b

Revenue

₹0

Cost of Revenue

₹42.3b

Gross Profit

₹30.8b

Other Expenses

₹11.6b

Earnings

Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
30.55
100.00%
27.30%
10.4%
View Full Analysis

About KTKBANK

Founded
1924
Employees
8739
CEO
Raghavendra Bhat
WebsiteView website
www.karnatakabank.bank.in

The Karnataka Bank Limited provides various banking and financial services in India. It operates through four segments: Treasury operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The Corporate/Wholesale Banking segment provides various fund and non-fund-based products, including term loans, working capital facilities, foreign exchange services, structured finance, as well as trade financing products, such as letters of credit, guarantees, and bill discounting. The Retail Banking segment offers home, automobile, personal, and education loans; loans against term deposits; loans against securities; and gold, small business, and agriculture loans to agriculture, MSME, housing, and education sectors. Its products include KBL Contractor Mitra, KBL Micro Mitra, KBL Export Mitra, KBL MSME, as well as KBL Mahila Udyog for financial support of women entrepreneurs. The Treasury segment engages in statutory reserves management, such as SLR and CRR; liquidity and treasury management; investment and trading activities; and foreign exchange activities. The Other Banking Operations segment offers a range of ancillary products and services, including collection of taxes, digital marketing initiatives, trade finance automation, doorstep gold loan, OMNI channel, corporate salary account, and enhanced whatsapp banking, as well as FASTag services. It also invests in sovereign debt instruments and other fixed income securities; mutual funds; certificates of deposits; floating rate instrument; forward contracts; and trades debt and equity securities. In addition, the company distributes insurance products. The Karnataka Bank Limited was incorporated in 1924 and is based in Mangalore, India.

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