General Insurance Corporation of India Stock Price

GICRE Community Fair Values

• AN

  

  AnalystLowTarget

  Consensus Narrative from 5 Analysts

  Rising Climate Risks And Competitive Challenges Will Undermine Reinsurer Performance

  Key Takeaways Increased climate-related claims and market pricing pressures are eroding margins and straining capital reserves, posing long-term profitability challenges. Market concentration and regulatory risks threaten premium inflows, while technological disruption endangers GIC Re's competitive position and revenue growth.

  ₹197.00

  FV

  94.8% overvalued intrinsic discount

  7.85%

  Revenue growth p.a.

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  10 days ago author updated this narrative
• AN

  

  AnalystHighTarget

  Consensus Narrative from 5 Analysts

  India's Strong Economic Growth And Urbanization Will Fuel Reinsurance Demand

  Key Takeaways International growth is accelerating and underwriting improvements could rapidly boost margins, as the company exits loss-making segments and benefits from selective new business. Dominant market position, strong government backing, and advanced analytics underpin resilient domestic growth and superior capital deployment, supporting long-term profitability and outperformance.

  ₹550.00

  FV

  30.2% undervalued intrinsic discount

  7.85%

  Revenue growth p.a.

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  10 days ago author updated this narrative
• AN

  

  AnalystConsensusTarget

  Consensus Narrative from 5 Analysts

  Profit Margins Will Shrink Despite Diversification Into Emerging Insurance Sectors

  Key Takeaways Diversification into emerging areas like cyber insurance and health insurance aims to optimize revenue and stabilize earnings against climate risks. A recent credit rating upgrade supports potential international revenue growth, while strategic exits improve combined ratios and margins.

  ₹397.40

  FV

  3.4% undervalued intrinsic discount

  7.15%

  Revenue growth p.a.

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  3 days ago author updated this narrative