FINOPB Share Price Performance
₹0
-324.60 (-100.00%)
Price ₹0
Fair Value₹345.00
Share Pricen/a
Fino Payments Bank Limited Stock Price
- 3 Narratives written by author
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- 6 Fair Values set on narratives written by author
FINOPB Community Narratives
AN
Fair Value ₹345 25.5% undervalued intrinsic discount
Digital Payments And Government Initiatives Will Redefine Banking In India
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Fair Value ₹390 34.1% undervalued intrinsic discount
Increasing Digital Adoption In India Will Unlock Vast Market Potential
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AN
Fair Value ₹300 14.3% undervalued intrinsic discount
RBI Oversight And Competition Will Hinder Legacy Business But Evolve
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Increasing Digital Adoption In India Will Unlock Vast Market Potential
Key Takeaways Rapid digital adoption and deeper integrations are set to significantly boost Fino Payments Bank's margins, customer monetization, and long-term earnings growth. Expanding rural reach, government inclusion drives, and proprietary technology are expected to accelerate deposit growth while reducing operational costs and enhancing profitability.Read more
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AN
₹390
34.1% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
24.13% p.a.
Profit Margin
5.58%
Future PE
24.72x
Price in 2028
₹553.88
Digital Payments And Government Initiatives Will Redefine Banking In India
Key Takeaways Digital payments adoption and diversified product offerings are shifting income to higher-margin, fee-based streams, supporting improved profitability and operational efficiency. Ongoing tech investments and expanded partnerships position Fino for scalable growth, cross-selling, and greater revenue opportunities amid supportive government and regulatory trends.Read more
33
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AN
₹345
25.5% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
16.74% p.a.
Profit Margin
6.38%
Future PE
22.97x
Price in 2028
₹489.97
RBI Oversight And Competition Will Hinder Legacy Business But Evolve
Key Takeaways Increased regulatory demands and digital migration are slowing growth and revenue, with compliance and tech costs hindering net margin improvement. Rising competition and heavy reliance on fee-based products add uncertainty to revenue stability and future margin expansion.Read more
7
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AN
₹300
14.3% undervalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
9.52% p.a.
Profit Margin
7.88%
Future PE
19.59x
Price in 2028
₹426.06
Trending Discussion
Recently Updated Narratives
AN
RBI Oversight And Competition Will Hinder Legacy Business But Evolve
Fair Value: ₹300 14.3% undervalued intrinsic discount
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AN
Increasing Digital Adoption In India Will Unlock Vast Market Potential
Fair Value: ₹390 34.1% undervalued intrinsic discount
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AN
Digital Payments And Government Initiatives Will Redefine Banking In India
Fair Value: ₹345 25.5% undervalued intrinsic discount
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Snowflake Analysis
Fino Payments Bank Limited Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 9.64
- 100.00%
- 4.76%
- 110.1%
About FINOPB
- Founded
- 2006
- Employees
- 2769
- CEO
- WebsiteView website
Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance products, as well as fixed deposit and sweep account facility. It also provides open, internet, and BC banking, as well as mobile banking through the FinoPay app; merchant services; and unified payments interface, recharge, and bills payments. In addition, the company offers other banking operations, including business correspondent, digital payment, cash management, domestic money transfer, and micro ATM services, as well as Aadhaar enabled payment systems; and digital savings accounts. The company was formerly known as Fino Fintech Limited and changed its name to Fino Payments Bank Limited in April 2017. The company was founded in 2006 and is based in Navi Mumbai, India. Fino Payments Bank Limited is a subsidiary of FINO PayTech Limited.
