MBWM Share Price Performance

MBWM Community Fair Values

AN
AnalystConsensusTarget
Consensus Narrative from 5 Analysts
Digital Shortfalls And Rising Compliance Costs Will Cripple Community Banking
Key Takeaways Failure to keep pace with digital banking advances and shifting consumer preferences threatens market share, deposit growth, and revenue stability amid strong fintech and regulatory pressures. Geographic concentration and heavy reliance on traditional community banking increase vulnerability to local economic shifts, competitive threats, and rising compliance costs, straining long-term profitability.
US$55.60
FV
20.1% undervalued intrinsic discount
10.09%
Revenue growth p.a.
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Mercantile Bank Corporation Key Details

Last Reported Earnings

Jun 30, 2025

Next Reporting Earnings

n/a

Earnings per share (EPS): 5.01
Gross Margin: 100.00%
Net Profit Margin: 35.64%
Debt/Equity Ratio: 117.0%

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Mercantile Bank Corporation Competitors

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About MBWM

Founded: 1997
Employees: 692
CEO: Raymond Reitsma
WebsiteView website: www.mercbank.com

Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit. It also provides commercial and industrial loans; vacant land, land development, and residential construction loans; owner and non-owner occupied real estate loans; multi-family and residential rental property loans; single-family residential real estate loans; home equity line of credit programs; consumer loans, such as new and used automobile and boat loans, and credit cards, as well as overdraft protection services; and residential mortgage and instalment loans. In addition, the company offers courier services and safe deposit boxes; and insurance products, such as private passenger automobile, homeowners, personal inland marine, boat owners, recreational vehicle, dwelling fire, umbrella policies, small business, and life insurance products. The company was incorporated in 1997 and is headquartered in Grand Rapids, Michigan.

U.S. Market Performance

7 Days: -0.6%
3 Months: 11.8%
1 Year: 16.8%
Year to Date: 7.5%

Over the last 7 days, the market has remained flat, although notably the Healthcare sector declined by 4.2%. Meanwhile, the market is actually up 17% over the past year. Earnings are forecast to grow by 15% annually. Market details ›

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Mercantile Bank Stock Price