LLOY Share Price Performance
UK£0
-0.63 (-100.00%)
Price UK£0
Fair ValueUK£1.20
Share Pricen/a
Lloyds Banking Group plc Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 313 Fair Values set on narratives written by author
LLOY Community Narratives
AN
Fair Value UK£1.2 14.4% undervalued intrinsic discount
AI Integration And Housing Demand Will Accelerate Secular Growth
0users have liked this narrative
0users have commented on this narrative
18users have followed this narrative
AN
Fair Value UK£1.11 7.2% undervalued intrinsic discount
Analysts Note Modest Gains for Lloyds as Valuation and Dividend Increase Amid Positive Updates
2users have liked this narrative
0users have commented on this narrative
144users have followed this narrative
AN
Fair Value UK£0.7 47.7% overvalued intrinsic discount
UK Mortgage Risks And Rising IT Costs Will Hamper Outlook
0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
Analysts Note Modest Gains for Lloyds as Valuation and Dividend Increase Amid Positive Updates
Key Takeaways Digital transformation and AI adoption are reducing costs and driving efficiency, supporting margin expansion and improved earnings quality. Lloyds is leveraging demographic shifts and regulatory reforms to boost growth in wealth, insurance, and fee-based non-lending businesses.Read more
1.2k
users have viewed this narrative2users have liked this narrative
0users have commented on this narrative
144users have followed this narrative
AN
UK£1.11
7.2% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
9.39% p.a.
Profit Margin
29.23%
Future PE
15.81x
Price in 2029
UK£1.41
AI Integration And Housing Demand Will Accelerate Secular Growth
Key Takeaways Lloyds' advanced digital and AI adoption, combined with cost discipline, is driving superior efficiency, operational leverage, and sustained margin expansion ahead of peers. Leadership in mortgages, digital innovation, and integrated investment offerings uniquely position Lloyds to capture revenue growth and benefit from shifting UK consumer financial behaviors.Read more
297
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
18users have followed this narrative
AN
UK£1.2
14.4% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
10.34% p.a.
Profit Margin
31.46%
Future PE
11.25x
Price in 2029
UK£1.53
UK Mortgage Risks And Rising IT Costs Will Hamper Outlook
Key Takeaways Heavy reliance on UK retail banking and mortgages exposes Lloyds to domestic economic downturns and limits loan growth and revenue resilience. Rising technology, compliance, and regulatory costs threaten profitability and put pressure on future earnings and operational efficiency.Read more
198
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
AN
UK£0.7
47.7% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
8.13% p.a.
Profit Margin
23.49%
Future PE
9.3x
Price in 2028
UK£0.89
Trending Discussion
Recently Updated Narratives
AN
LLOY: Buybacks And Progressive Dividend Policy Will Shape A Balanced Return Outlook
Fair Value: UK£1.11 7.2% undervalued intrinsic discount
144 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LLOY: Ongoing Share Buybacks And Higher Earnings Guidance Will Support Upside
Fair Value: UK£1.2 14.4% undervalued intrinsic discount
18 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
LLOY: Future Earnings Upgrades Will Not Justify Richer Multiple
Fair Value: UK£0.7 47.7% overvalued intrinsic discount
3 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Excellent balance sheet with proven track record and pays a dividend.
1 Risk
3 Rewards
Lloyds Banking Group plc Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
Feb 18, 2026
- 0.072
- 100.00%
- 22.54%
- 298.5%
About LLOY
- Founded
- 1695
- Employees
- 61228
- CEO
- WebsiteView website
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers. Its Commercial Banking segment provides lending, transactional banking, working capital management, debt financing, and risk management services to small and medium businesses, corporates, and institutions. The Insurance, Pensions and Investments segment offers insurance, investment, and pension management products and services. It also provides life assurance; and digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Lloyds Living, Cavendish Online, Tusker, and HGP brands. The company was formerly known as Lloyds TSB Group plc and changed its name to Lloyds Banking Group plc in January 2009. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.
