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United Bank Limited Stock Price

KASE:UBL Community·PK₨884.1b Market Cap
  • 1 Narratives written by author
  • 1 Comments on narratives written by author
  • 43 Fair Values set on narratives written by author

UBL Share Price Performance

PK₨353.06
130.77 (58.82%)
PK₨325.15
Fair Value
PK₨353.06
130.77 (58.82%)
44.8% overvalued intrinsic discount
PK₨243.75
Fair Value
Price PK₨353.06
AnalystConsensusTarget PK₨243.75

UBL Community Narratives

AnalystConsensusTarget·
Fair Value PK₨325.15 8.6% overvalued intrinsic discount

Revenue Decline Expected, But Employee-Centric Approach Could Strengthen Customer Relations

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PK₨325.15
8.6% overvalued intrinsic discount
Revenue
-17.44% p.a.
Profit Margin
34.66%
Future PE
29.2x
Price in 2028
PK₨988.86

Trending Discussion

Updated Narratives

UBL logo

Revenue Decline Expected, But Employee-Centric Approach Could Strengthen Customer Relations

Fair Value: PK₨325.15 8.6% overvalued intrinsic discount
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Snowflake Analysis

Proven track record average dividend payer.

1 Risk
2 Rewards

United Bank Limited Key Details

PK₨428.9b

Revenue

PK₨4.4b

Cost of Revenue

PK₨424.5b

Gross Profit

PK₨294.5b

Other Expenses

PK₨130.0b

Earnings

Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
51.91
98.96%
30.31%
1,294.6%
View Full Analysis

About UBL

Founded
1959
Employees
23916
CEO
Muhammad Iqbal
WebsiteView website
www.ubldigital.com

United Bank Limited, togther with its subsidiaries, provides commercial banking and related services in Pakistan and the Middle East. The company operates through seven segments: Corporate/Commercial Banking, Treasury, Branch Banking, Islamic Banking, International Branch Operations, Subsidiaries, and Others. It offers current, savings, and term deposit accounts; insurance products; consumer loans; cards; ATMs and CDMs; wealth management solutions; digital solutions, including acquiring solutions. netbanking, account discrepancy resolution, payment, digital cheque deposit, and voice command; mutual funds, such as regular income, savings, and retirement plans, as well as equities and advisory services; and remittance services. The company also provides project, trade and working capital finance, import and export, factoring, leasing, lending, deposits and guarantees, mergers and acquisitions, and underwriting/arrangement of debt and equity instruments through syndications, initial public offerings, and private placements. In addition, it engages in fixed income, equity, foreign exchange, credit, funding, own position securities, and lendings and borrowings and derivatives for hedging and market making; and Islamic banking windows in the conventional branches. The company was founded in 1959 and is headquartered in Karachi, Pakistan. United Bank Limited operates as a subsidiary of Bestway International Holdings Limited.

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