BMRI Share Price Performance
Rp0
-4680.00 (-100.00%)
Price Rp0
Fair ValueRp5,698.87
Share Pricen/a
Narrative Update • Jul 13
PT Bank Mandiri (Persero) Tbk Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 187 Fair Values set on narratives written by author
BMRI Community Narratives
AN
Fair Value
·Fair Value Rp5.7k 21.7% undervalued intrinsic discount
BMRI: Government Liquidity Support Will Drive Banking Resilience And Lending Capacity
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90users have followed this narrative
AN
Fair Value
·Fair Value Rp3.75k 19.0% overvalued intrinsic discount
Digital Disruption Will Erode Margins Amid Credit Risks In Indonesia
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0users have commented on this narrative
6users have followed this narrative
AN
Fair Value
·Fair Value Rp7.65k 41.7% undervalued intrinsic discount
Indonesia's Rising Middle Class And Digital Evolution Will Reshape Banking
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9users have followed this narrative
Digital Disruption Will Erode Margins Amid Credit Risks In Indonesia
Bank Mandiri faces a tough challenge as fast-growing fintech apps and cashless payments start to cut into the bank’s everyday fee businesses and force bigger spending just to keep up. At the same time, rules and loan risks in Indonesia could squeeze profits, even as Mandiri’s own digital platforms and improving loan performance argue the bank may be more resilient than this worry suggests.Read more
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Rp3.75k
19.0% overvalued intrinsic discount
Fair Value
Revenue
6.11% p.a.
Profit Margin
32.61%
Future PE
8.95x
Price in 2029
Rp5.45k
BMRI: Government Liquidity Support Will Drive Banking Resilience And Lending Capacity
Bank Mandiri is leaning on its corporate connections and fast-growing mobile and business banking apps to bring in more customers and grow lending, while keeping costs down through cheaper funding sources. But the same tight money conditions that are raising deposit competition could squeeze profits if funding stays expensive or the economy weakens.Read more
AN
Rp5.7k
21.7% undervalued intrinsic discount
Fair Value
Revenue
9.44% p.a.
Profit Margin
34.9%
Future PE
11.62x
Price in 2029
Rp8.31k
Indonesia's Rising Middle Class And Digital Evolution Will Reshape Banking
Key Takeaways Deepening integration across value chains, digital platforms, and Indonesia's expanding middle class positions Mandiri for outsized, sustained growth in loans, fee income, and market share. Emphasis on ESG lending, digital scale, and AI-driven efficiency will further boost asset quality, operational leverage, and long-term profitability.Read more
AN
Rp7.65k
41.7% undervalued intrinsic discount
Fair Value
Revenue
12.72% p.a.
Profit Margin
35.66%
Future PE
14.05x
Price in 2029
Rp11.18k
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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BMRI: Updated Assumptions And Lower Future P/E Will Likely Keep Shares Fairly Valued
Fair Value: Rp3.75k 19.0% overvalued intrinsic discount
6 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
BMRI: Improved Profitability And Lower Risk Profile Will Support Stronger Confidence
Fair Value: Rp5.7k 21.7% undervalued intrinsic discount
90 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
BMRI: Share Buyback Authorization Will Support Future Upside Potential
Fair Value: Rp7.65k 41.7% undervalued intrinsic discount
9 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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Snowflake Analysis
PT Bank Mandiri (Persero) Tbk Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 627.20
- 98.29%
- 40.24%
- 87.6%
About BMRI
- Founded
- 1998
- Employees
- 38777
- CEO
- WebsiteView website
PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Malaysia, Hong Kong, Timor Leste, Shanghai, England, and the Cayman Islands. It offers savings and current accounts, multicurrency, payroll, NOW, and foreign currency savings accounts; personal, mortgage, micro enterprise, small and medium enterprises, working capital, and investment loans; corporate, credit, and debit cards; and e-banking services. The company also provides life, health, and accident insurance products, as well as investment products; cash management, bill collection, payment, trade finance, money transfer, remittance, and wealth management services; and treasury services, including cash transaction, hedging, and investment products. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.
Recent BMRI News & Updates
Narrative Update • Jun 29
BMRI: Refreshed Assumptions And Lower Future P/E Will Likely Keep Shares Fairly Valued
Analysts have adjusted their fair value estimate for Bank Mandiri (Persero) from IDR 4,117.56 to IDR 3,877.14, reflecting updated assumptions on the discount rate, revenue growth, profit margin, and future P/E. What’s in the News for Bank Mandiri (Persero) No specific recent news items are available from the provided sources for Bank Mandiri (Persero) as of 24 Jun 2026.
Narrative Update • Jun 15