Credit Corp Group Limited engages in the debt buying, collection services, and consumer lending businesses in Australia and the United States. It operates through three segments: Debt Buying – Australia and New Zealand; Debt Buying – United States; and Consumer Lending – Australia and New Zealand. The company purchase defaulted consumer portfolios from banking, finance, telecommunications, and utility providers; debt sales which deals with credit arrears; contingency and agency collections services, such as early or late stage agency collection, full receivables management, and overflow services; hardship and insolvency management services; and local government debt recovery; and various loan products. It provides its financial services under the National Credit Management Limited (NCML), Baycorp, and Collection House Limited brands, as well as Wallet Wizard, CarStart, Wizit, ClearCash, CarStart Finance, and Resolvr brands. The company serves major banks, finance companies, and telecommunications providers and utilities to government departments and small to medium-sized enterprises. Credit Corp Group Limited was founded in 1985 and is headquartered in Sydney, Australia.