A smaller Minnesota bank looks set to ride the Twin Cities’ growth, win customers displaced by bigger-bank mergers, and pull more business online to run leaner. But its focus on property-related lending and a narrow home market could turn from strength to weakness if local conditions or competition shift.Read more

US$22.13

3.0% undervalued

AnalystConsensusTarget's

Fair Value

Revenue

10.67% p.a.

Profit Margin

36.04%

Future PE

10.77x

Price in 2029

US$27.37

Trending Discussion

Snowflake Analysis

Flawless balance sheet and undervalued.

1 Risk

4 Rewards

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Bridgewater Bancshares, Inc. Key Details

Last Reported Earnings

Mar 31, 2026

Next Reporting Earnings

n/a

: 1.79
: 100.00%
: 32.87%
: 85.7%

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About BWB

Founded: 2005
Employees: 337
CEO: Gerald Baack
WebsiteView website: www.bridgewaterbankmn.com

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It offers deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.