First Investment Bank AD provides various banking products and services to individuals and corporate clients in Bulgaria and Cyprus. It offers personal and business banking products and services, including current, term, deposit, savings, joint, and payment accounts, as well as accounts for attorneys; special accounts for condominiums, notaries, insurance brokers and agents, private enforcement agents, etc; debit and credit cards; and housing/mortgage, consumer, overdraft, insurance, and other credits. The company also provides fund transfer; and microlending, small, middle, and large business banking services that include trade and project financing, and factoring services, as well as European program financing services. In addition, it offers deposit and saving products, such as payment services, digital banking, private banking, gold and bullion coins, and investment services and activities. It serves its products and services through branch network, a network of ATM and POS terminals, e-banking, mobile banking, direct sales, contact center, corporate website, and a corporate blog. The company was incorporated in 1993 and is headquartered in Sofia, Bulgaria.