Bulgarian-American Credit Bank AD provides banking products and services to individual and corporate clients in Bulgaria. The company provides current, clean, payment, joint current, and escrow accounts; deposits; and savings. It also offers debit and credit card services. In addition, the company provides overdrafts; retail, working capital, revolving consumer, standard consumer, preferential consumer, investment, and consumer loans; loans secured by a mortgage; quick and just now-online loans; and government-backed student loans, as well as renewable energy sources financing. Further, the company offers incoming, outgoing, and cash transfers; mass payments; and foreign currencies. Additionally, it provides packages for micro, small, and medium-sized businesses; taking over/guarantee of credit/bill of exchange liability; revolving credit cards; discount credit against claims; letters of credit and/or limits for issuance of letters of credit; and POS and virtual POS terminals. The company was founded in 1995 and is headquartered in Sofia, Bulgaria.