STNE Share Price Performance
US$12.22
-2.01 (-14.13%)
47.3% undervalued intrinsic discount
US$23.17
Fair Value
Price US$12.22
AnalystHighTarget US$23.17
AnalystConsensusTarget US$20.29
AnalystLowTarget US$13.61
Fair ValueUS$23.17
Share Pricen/a
StoneCo Ltd. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 140 Fair Values set on narratives written by author
STNE Community Narratives
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Fair Value
·Fair Value US$23.17 47.3% undervalued intrinsic discount
Digital Payments Will Advance Brazil's SMEs Digitization And Banking Integration
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4users have followed this narrative
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Fair Value
·Fair Value US$20.29 39.8% undervalued intrinsic discount
Shareholder Returns and Capital Generation Will Drive Brazil Market Opportunity Forward
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62users have followed this narrative
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Fair Value
·Fair Value US$13.61 10.2% undervalued intrinsic discount
Rising CBDC Adoption And Rigid Regulation Will Erode Brazil Payments
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Rising CBDC Adoption And Rigid Regulation Will Erode Brazil Payments
Key Takeaways Rising digital currency adoption and technological disruption threaten StoneCo's payment volumes and could make parts of its network obsolete. Growing regulatory burdens, credit risk exposure, and intense competition are likely to constrain revenue, margins, and the company's ability to innovate.Read more
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US$13.61
10.2% undervalued intrinsic discount
Fair Value
Revenue
2.93% p.a.
Profit Margin
14.34%
Future PE
8.03x
Price in 2029
US$16.86
Digital Payments Will Advance Brazil's SMEs Digitization And Banking Integration
Key Takeaways StoneCo's focus on MSMB payments, digital banking, and technology innovation positions it for rapid client growth, share gains, and operating leverage in an underpenetrated market. Regulatory trends and fintech adoption support StoneCo's ability to expand bundled services and diversify revenue, driving sustained profitability above industry standards.Read more
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US$23.17
47.3% undervalued intrinsic discount
Fair Value
Revenue
12.4% p.a.
Profit Margin
28.41%
Future PE
5.47x
Price in 2029
US$28.64
Shareholder Returns and Capital Generation Will Drive Brazil Market Opportunity Forward
Key Takeaways Divestment of non-core assets and redeployment into higher-margin financial services are strengthening profitability and supporting capital returns like share buybacks. Technology-driven efficiency and cross-selling of integrated financial solutions are driving client growth, deeper engagement, and sustained profit expansion.Read more
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US$20.29
39.8% undervalued intrinsic discount
Fair Value
Profit Margin
24.07%
Future PE
7.03x
Price in 2028
US$26.21
Trending Discussion
Recently Updated Narratives
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STNE: Competitive Credit Threats Will Weigh On Future Risk Reward Profile
Fair Value: US$13.61 10.2% undervalued intrinsic discount
4 fair values setusers have set this as their fair value
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STNE: Excess Capital Returns Will Support Confidence Through 2026 Leadership Change
Fair Value: US$23.17 47.3% undervalued intrinsic discount
4 fair values setusers have set this as their fair value
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AN
STNE: Future Buybacks Will Signal Confidence And Support Earnings Upside
Fair Value: US$20.29 39.8% undervalued intrinsic discount
62 fair values setusers have set this as their fair value
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Snowflake Analysis
StoneCo Ltd. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 14, 2026
- 9.63
- 74.88%
- 17.62%
- 157.8%
About STNE
- Founded
- 2012
- Employees
- n/a
- CEO
- WebsiteView website
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as payment slips and Pix transactions; digital product to help merchants improve their consumers’ experience, which include split-payment processing, multi-payment processing, and recurring payments for subscriptions; and tap on phone solution. In addition, the company provides prepayment; digital banking; and credit solution. The company serves online, offline, and omni-channel sales clients under Stone, tonstone, and paggar.me. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.
