SPFI logo

South Plains Financial, Inc. Stock Price

NasdaqGS:SPFI Community·US$600.8m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 0 Fair Values set on narratives written by author

SPFI Share Price Performance

US$36.55
2.17 (6.31%)
16.0% undervalued intrinsic discount
US$43.50
Fair Value
US$36.55
2.17 (6.31%)
16.0% undervalued intrinsic discount
US$43.50
Fair Value
Price US$36.55
AnalystConsensusTarget US$43.50

SPFI Community Narratives

AnalystConsensusTarget·
Fair Value US$43.5 16.0% undervalued intrinsic discount

Texas Metro Expansion Will Drive Future Banking Strength

0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
US$43.5
16.0% undervalued intrinsic discount
Revenue growth
8.56% p.a.
Profit Margin
24.62%
Future PE
12.67x
Share price in 2028
US$50.32

Snowflake Analysis

Very undervalued with flawless balance sheet.

0 Risks
5 Rewards

South Plains Financial, Inc. Key Details

US$205.3m

Revenue

US$0

Cost of Revenue

US$205.3m

Gross Profit

US$145.5m

Other Expenses

US$59.7m

Earnings

Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
3.68
100.00%
29.09%
12.7%
View Full Analysis

About SPFI

Founded
1941
Employees
564
CEO
Curtis Griffith
WebsiteView website
www.spfi.bank

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, and self-directed individual retirement accounts. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

Recent SPFI News & Updates

Recent updates

No updates