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Independent Bank Corporation Stock Price

NasdaqGS:IBCP Community·US$629.8m Market Cap
  • 1 Narratives written by author
  • 0 Comments on narratives written by author
  • 4 Fair Values set on narratives written by author

IBCP Share Price Performance

US$30.41
-2.86 (-8.60%)
14.1% undervalued intrinsic discount
US$35.40
Fair Value
US$30.41
-2.86 (-8.60%)
14.1% undervalued intrinsic discount
US$35.40
Fair Value
Price US$30.41
AnalystConsensusTarget US$35.40

IBCP Community Narratives

AnalystConsensusTarget·
Fair Value US$35.4 12.0% undervalued intrinsic discount

AI Investments And Midwest Loans Will Drive Future Efficiency

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Recent IBCP News & Updates

Independent Bank Corporation Key Details

US$217.5m

Revenue

US$0

Cost of Revenue

US$217.5m

Gross Profit

US$152.7m

Other Expenses

US$64.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 28, 2025
Earnings per share (EPS)
3.13
Gross Margin
100.00%
Net Profit Margin
29.77%
Debt/Equity Ratio
43.1%

Independent Bank Corporation Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Flawless balance sheet, undervalued and pays a dividend.

0 Risks
4 Rewards

About IBCP

Founded
1864
Employees
783
CEO
William Kessel
WebsiteView website
www.independentbank.com

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.

Market Insight

Q4 2025 is off to a flying start with record highs being printed left, right, and center. US and Japanese stocks made fresh new highs, while the gold price powered through $4,000 for the first time, and Bitcoin crossed the $126k level. Is this all a case of USD weakness, irrational exuberance, or solid fundamentals? This week, we are reviewing Q3 market performance, Q2 earnings season, and the outlook heading into the end of 2025…
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U.S. Market Performance

  • 7 Days: -2.8%
  • 3 Months: 5.3%
  • 1 Year: 13.4%
  • Year to Date: 11.7%
The market has been flat over the last week. As for the longer term, the market has risen 17% in the past 12 months. Earnings are forecast to grow by 15% annually. Market details ›