Key Takeaways Brighthouse's sales and innovation position it to capture a larger share of the expanding retirement market, driving revenue and recurring income growth above industry trends. Operational efficiency via digital transformation, rising demand for guaranteed income, and share repurchases support significant margin and earnings expansion potential.Read more
Key Takeaways Slowing demographic trends and lack of proprietary distribution constrain long-term growth and put the company at a disadvantage versus competitors with integrated sales channels. Macroeconomic volatility, regulatory pressures, and heavy reliance on spread-based annuities threaten profitability and introduce earnings instability.Read more
Key Takeaways Strong demand for annuities and innovative retirement products, plus expanded distribution, is broadening Brighthouse's customer base and supporting premium growth. Strategic focus on capital efficiency, technology investment, and a favorable interest rate environment is driving improved margins, operational leverage, and earnings stability.Read more
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders’ needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life products for policyholders’ needs for financial security and protected wealth transfer. The Run-off segment manages universal life with secondary guarantees, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, and funding agreements. Brighthouse Financial, Inc. was founded in 1863 and is headquartered in Charlotte, North Carolina.
