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Provident Financial Services, Inc. Stock Price

NYSE:PFS Community·US$2.4b Market Cap
  • 1 Narratives written by author
  • 1 Comments on narratives written by author
  • 107 Fair Values set on narratives written by author

PFS Share Price Performance

US$18.47
-0.61 (-3.20%)
16.4% undervalued intrinsic discount
US$22.08
Fair Value
US$18.47
-0.61 (-3.20%)
15.7% undervalued intrinsic discount
US$21.92
Fair Value
Price US$18.47
AnalystConsensusTarget US$21.92

PFS Community Narratives

AnalystConsensusTarget·
Fair Value US$22.08 16.4% undervalued intrinsic discount

Digital Banking And Diverse Lending Will Unlock Value

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67users have followed this narrative

Recent PFS News & Updates

Provident Financial Services: Too Early To Downgrade This Name

Aug 16

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

Jul 28
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

Provident Financial Services, Inc. Key Details

US$823.5m

Revenue

US$0

Cost of Revenue

US$823.5m

Gross Profit

US$592.5m

Other Expenses

US$230.9m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 29, 2025
Earnings per share (EPS)
1.77
Gross Margin
100.00%
Net Profit Margin
28.04%
Debt/Equity Ratio
107.2%

Provident Financial Services, Inc. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Very undervalued with flawless balance sheet and pays a dividend.

1 Risk
6 Rewards

About PFS

Founded
1839
Employees
1777
CEO
Anthony Labozzetta
WebsiteView website
www.provident.bank

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company’s loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Market Insight

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U.S. Market Performance

  • 7 Days: -2.7%
  • 3 Months: 5.1%
  • 1 Year: 13.4%
  • Year to Date: 11.7%
Over the last 7 days, the market has dropped 2.7%, driven by a pullback of 2.5% in the Information Technology sector. In the last year, the market is actually up 13%. Looking forward, earnings are forecast to grow by 15% annually. Market details ›