NU Share Price Performance
US$16.90
5.16 (43.95%)
8.3% undervalued intrinsic discount
US$18.43
Fair Value
Price US$16.90
AnalystConsensusTarget US$18.43
AnalystHighTarget US$19.00
DailyInvestors US$59.35
Fair ValueUS$18.43
Share Pricen/a
Nu Holdings Ltd. Stock Price
- 4 Narratives written by author
- 2 Comments on narratives written by author
- 529 Fair Values set on narratives written by author
NU Community Narratives
AN
Fair Value US$18.43 8.3% undervalued intrinsic discount
NU: Expanding U.S. And Mexico Banking Moves Will Shape Global Platform
7users have liked this narrative
2users have commented on this narrative
267users have followed this narrative
AN
Fair Value US$20 15.5% undervalued intrinsic discount
Digital Adoption And Latin American Trends Will Reshape Financial Ecosystems
0users have liked this narrative
0users have commented on this narrative
17users have followed this narrative
DA
Fair Value US$59.35 71.5% undervalued intrinsic discount
Post-Market Explosion 11-13-24
1users have liked this narrative
0users have commented on this narrative
16users have followed this narrative
Post-Market Explosion 11-13-24
Currently 2.77%+, and has been consistently staying Green. Tomorrow Nu Holdings will be releasing their Quarterly Report.Read more
1users have liked this narrative
0users have commented on this narrative
16users have followed this narrative
DA
US$59.35
71.5% undervalued intrinsic discount
DailyInvestors's Fair Value
Revenue
43.07% p.a.
Profit Margin
31.19%
Future PE
49.74x
Price in 2029
US$91.92
NU: Expanding U.S. And Mexico Banking Moves Will Shape Global Platform
Key Takeaways Rising digital adoption in Latin America and product innovation are boosting customer acquisition, engagement, and driving long-term topline and profit growth. Multi-country expansion and advanced tech-driven risk management diversify revenue, lower risk exposure, and support sustainable, scalable earnings.Read more
7users have liked this narrative
2users have commented on this narrative
267users have followed this narrative
AN
US$18.43
8.3% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
78.29% p.a.
Profit Margin
17.14%
Future PE
20.5x
Price in 2028
US$25.7
Digital Adoption And Latin American Trends Will Reshape Financial Ecosystems
Key Takeaways Nu's AI-powered approach and deep digital adoption position it to dominate Latin American financial services, with potential for outperformance in lending and revenue growth. Expansion into new markets and services, aided by top talent, lays the groundwork for a multi-vertical "super-app" platform with broad long-term monetization.Read more
0users have liked this narrative
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17users have followed this narrative
AN
US$20
15.5% undervalued intrinsic discount
AnalystHighTarget's Fair Value
Revenue
79.51% p.a.
Profit Margin
22.75%
Future PE
17.9x
Price in 2028
US$28.05
Latin American Expansion And Rising Regulations Will Undermine Stability
Key Takeaways Expansion into riskier, underserved markets raises the likelihood of higher credit losses and shrinking profitability as macroeconomic volatility persists. Intensifying competition, new regulations, and disruptive payment technologies threaten growth, increase costs, and may erode Nu Holdings' revenue streams and market share.Read more
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4users have followed this narrative
AN
US$9.35
80.7% overvalued intrinsic discount
AnalystLowTarget's Fair Value
Revenue
61.24% p.a.
Profit Margin
17.84%
Future PE
14.62x
Price in 2028
US$13.03
Trending Discussion
Recently Updated Narratives
DA
Post-Market Explosion 11-13-24
Fair Value: US$59.35 71.5% undervalued intrinsic discount
16 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
AN
NU: U S Bank Charter Efforts And International Expansion Will Shape Outlook
Fair Value: US$18.43 8.3% undervalued intrinsic discount
267 followersusers have followed this narrative
2 commentsusers have commented on this narrative
1 likeusers have liked this narrative
AN
Latin American Expansion And Rising Regulations Will Undermine Stability
Fair Value: US$9.35 80.7% overvalued intrinsic discount
4 followersusers have followed this narrative
0 commentsusers have commented on this narrative
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Snowflake Analysis
Nu Holdings Ltd. Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 0.52
- 100.00%
- 39.76%
- 45.0%
About NU
- Founded
- 2013
- Employees
- n/a
- CEO
- WebsiteView website
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. The company also provides transactional Solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
