MCY Share Price Performance
US$102.61
38.31 (59.58%)
14.5% undervalued intrinsic discount
US$120.00
Fair Value
Price US$102.61
AnalystConsensusTarget US$120.00
Fpan US$102.88
Fair ValueUS$120.00
Share Pricen/a
Narrative Update • Jun 15
Mercury General Corporation Stock Price
- 2 Narratives written by author
- 0 Comments on narratives written by author
- 8 Fair Values set on narratives written by author
MCY Community Narratives
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Fair Value
·Fair Value US$120 14.5% undervalued intrinsic discount
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
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FP
Fair Value
·Fair Value US$102.88 0.3% undervalued intrinsic discount
Is Mercury General a Buffett-Style Undervalued Insurer?
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Is Mercury General a Buffett-Style Undervalued Insurer?
Mercury General is a classic, conservatively managed P&C insurer with a strong presence in California, particularly in auto insurance. Its focused geographic exposure has historically been both a strength and a structural risk.Read more
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General’s day-to-day auto and home insurance business looks healthier than the headlines suggest, even as wildfire losses and pricier backup insurance pressure results. The key question is whether higher customer prices and recoveries from responsible parties can steady the business before more disaster costs and industry rules hit cash and capital.Read more
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US$120
14.5% undervalued intrinsic discount
Fair Value
Revenue
4.05% p.a.
Profit Margin
9.03%
Future PE
13x
Price in 2029
US$146.42
Trending Discussion
Recently Updated Narratives
FP
Is Mercury General a Buffett-Style Undervalued Insurer?
Fair Value: US$102.88 0.3% undervalued intrinsic discount
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AN
MCY: Rebounded Profitability And Balance Sheet Actions Will Support Future Repricing Potential
Fair Value: US$120 14.5% undervalued intrinsic discount
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Snowflake Analysis
Mercury General Corporation Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- 15.16
- 25.23%
- 13.69%
- 22.2%
About MCY
- Founded
- 1961
- Employees
- 4380
- CEO
- WebsiteView website
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company’s automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
