SDLF Share Price Performance
UK£6.97
1.15 (19.76%)
8.1% undervalued intrinsic discount
UK£7.58
Fair Value
Price UK£6.97
AnalystConsensusTarget UK£7.58
AnalystLowTarget UK£6.05
AnalystHighTarget UK£9.18
Fair ValueUK£7.58
Share Pricen/a
Standard Life plc Stock Price
- 3 Narratives written by author
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- 131 Fair Values set on narratives written by author
SDLF Community Narratives
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Fair Value UK£7.58 8.1% undervalued intrinsic discount
Digital Transformation Will Improve Customer Engagement And Efficiency
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Fair Value UK£6.05 15.2% overvalued intrinsic discount
Rising Regulatory Burdens And Fintech Disruption Will Squeeze Margins
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Fair Value UK£9.18 24.1% undervalued intrinsic discount
Digital Adoption And Pension Demand Will Transform European Markets
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Digital Adoption And Pension Demand Will Transform European Markets
Key Takeaways Accelerating cost-saving, digital transformation, and strong asset in-housing are expected to unlock surplus capital and drive sustained profit and margin growth. Unique market reach, digital advice, and regulatory trends position Phoenix for dominant revenue, asset growth, and high-margin recurring income in retirement products.Read more
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AN
UK£9.18
24.1% undervalued intrinsic discount
Fair Value
Profit Margin
10.01%
Future PE
11.25x
Price in 2029
UK£11.31
Digital Transformation Will Improve Customer Engagement And Efficiency
Key Takeaways Expansion in annuities and workplace pensions boosts revenue opportunities and operating margins, leveraging market growth in retirement solutions. Commitment to lower leverage ratio reduces financial risk and interests, potentially improving net margins and investor confidence.Read more
574
users have viewed this narrative4users have liked this narrative
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71users have followed this narrative
AN
UK£7.58
8.1% undervalued intrinsic discount
Fair Value
Profit Margin
13.97%
Future PE
8.85x
Price in 2029
UK£9.36
Rising Regulatory Burdens And Fintech Disruption Will Squeeze Margins
Key Takeaways Shifting consumer preferences and heightened digital competition threaten legacy product revenues and customer retention, challenging future growth across retail and retirement solutions. Regulatory changes, low interest rates, and diminishing acquisition opportunities are likely to raise costs, compress margins, and constrain long-term profitability.Read more
93
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UK£6.05
15.2% overvalued intrinsic discount
Fair Value
Profit Margin
16.23%
Future PE
6.08x
Price in 2029
UK£7.45
Trending Discussion
Recently Updated Narratives
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SDLF: Lower Discount Rate And Higher P E Range Will Support Re Rating
Fair Value: UK£9.18 24.1% undervalued intrinsic discount
14 followersusers have followed this narrative
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AN
SDLF: Peer Repricing And Brand Shift Will Shape Future Return Profile
Fair Value: UK£7.58 8.1% undervalued intrinsic discount
71 followersusers have followed this narrative
0 commentsusers have commented on this narrative
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AN
PHNX: Future Earnings Multiple Compression Will Likely Limit Post Upgrade Share Upside
Fair Value: UK£6.05 15.2% overvalued intrinsic discount
2 followersusers have followed this narrative
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Snowflake Analysis
Standard Life plc Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- -0.47
- 7.14%
- -1.63%
- 582.9%
About SDLF
- Founded
- 1782
- Employees
- 5519
- CEO
- WebsiteView website
Standard Life plc operates in the long-term savings and retirement business in Europe. It operates through Retirement Solutions, Pensions & Savings, With-Profits, and Europe & Other segments. The company offers defined contribution workplace pensions, retail savings for retirement, international bonds, and legacy savings and pension products; defined benefit pension income, income drawdown and lifetime annuities, fixed-term annuities, and smoothed managed funds. It also offers new and in-force individual annuity and pension risk transfer contracts written within shareholder funds; U.K. individual annuity; workplace pensions and self-invested personal pensions; new and in-force insurance and investment unit-linked products; and protection products. The company offers its products under the Standard Life, SunLife, Phoenix Life, Phoenix Wealth, Phoenix Corporate Investment Services, and ReAssure brands. Standard Life plc was formerly known as Phoenix Group Holdings plc and changed its name to Standard Life plc in February 2026. The company was founded in 1782 and is based in London, the United Kingdom.
