New Risk • Apr 05
New minor risk - Earnings quality The company has large one-off items impacting its financial results. One-off items were 1,610% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (0.3% operating cash flow to total debt). Earnings have declined by 4.2% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.1% net profit margin). Market cap is less than US$100m (₫1.78t market cap, or US$67.6m). New Risk • Feb 17
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 0.1% Last year net profit margin: 0.6% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings have declined by 9.6% per year over the past 5 years. Minor Risks Profit margins are more than 30% lower than last year (0.1% net profit margin). Market cap is less than US$100m (₫1.87t market cap, or US$72.7m). New Risk • Jan 21
New major risk - Revenue and earnings growth Earnings have declined by 4.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.3x net interest cover). Earnings have declined by 4.5% per year over the past 5 years. Minor Risk Market cap is less than US$100m (₫1.95t market cap, or US$74.0m). Reported Earnings • Nov 01
Third quarter 2025 earnings released: EPS: ₫3.00 (vs ₫378 in 3Q 2024) Third quarter 2025 results: EPS: ₫3.00 (down from ₫378 in 3Q 2024). Revenue: ₫1.94t (down 30% from 3Q 2024). Net income: ₫244.5m (down 99% from 3Q 2024). Profit margin: 0% (down from 1.3% in 3Q 2024). The decrease in margin was driven by lower revenue. Upcoming Dividend • Oct 16
Upcoming dividend of ₫500 per share Eligible shareholders must have bought the stock before 23 October 2025. Payment date: 07 November 2025. The company last paid an ordinary dividend in October 2017. The average dividend yield among industry peers is 0.9%. Aankondiging • Jul 09
City Auto Corporation Announces Termination of Operation of Branch City Auto Corporation at its board meeting held on July 4, 2025, announced the termination of operations of branch operations. Aankondiging • May 22
City Auto Corporation, Annual General Meeting, May 20, 2025 City Auto Corporation, Annual General Meeting, May 20, 2025, at 08:30 SE Asia Standard Time. Location: at new world saigon hotel, located at 76 le lai street, ben thanh ward, district 1, hcmc, Vietnam Reported Earnings • May 03
First quarter 2025 earnings released First quarter 2025 results: EPS: ₫23.00. Net income: ₫2.24b (up ₫2.24b from 1Q 2024). New Risk • Nov 19
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Vietnamese stocks, typically moving 4.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported March 2017 fiscal period end). High level of non-cash earnings (46% accrual ratio). Minor Risks Share price has been volatile over the past 3 months (4.7% average weekly change). Market cap is less than US$100m (₫2.19t market cap, or US$85.4m). New Risk • Nov 12
New minor risk - Market cap size The company's market capitalization is less than US$100m. Market cap: ₫2.50t (US$97.6m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported March 2017 fiscal period end). High level of non-cash earnings (46% accrual ratio). Minor Risk Market cap is less than US$100m (₫2.50t market cap, or US$97.6m). Aankondiging • Oct 08
City Auto Corporation Announces Dividend for the 2023 City Auto Corporation Announces Dividend of Par value: VND10,000/share for the 2023. Aankondiging • Jul 03
City Auto Corporation Approves Personnel Changes for the Term 2024 - 2028 from June 30, 2024 City Auto Corporation approved the personnel changes for the term 2024 - 2028 from June 30, 2024 as, the company appointed Mr. Tran Quan Tri as Member of the BOD, Mr. Phan Hoang Son as Independent member of the BOD, Ms. Tran Thi En as Member of the Supervisory Board and Ms. Hoang Thi Thanh Hai as Head of the Supervisory Board cum Member of the Supervisory Board and the company approved the resignation of Mr. Nguyen Hoang Minh Tien as Member of the BOD and Mr. Le Danh Thu as Member of the Supervisory Board. Board Change • Apr 02
Less than half of directors are independent Following the recent departure of a director, there is only 1 independent director on the board. The company's board is composed of: 1 independent director. 4 non-independent directors. Independent Director Tam Le was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Aankondiging • Jan 02
City Auto Corporation Announces Termination of Business Location On December 05, 2023, the BOD of City Auto Corporation approved to close a business location at No.250 National route 13, Hiep Binh Chanh ward, Thu Duc city, HCMC. Aankondiging • Dec 13
City Auto Corporation Announces Board Changes City Auto Corporation announced the appointment of Ms. Do Thi Nhu Duyen as member of the BOD and the resignation of Mr. Bui Duy Van as member of the BOD. Effective from December 07, 2023. Aankondiging • Dec 12
City Auto Corporation Announces Board Changes City Auto Corporation at its EGM held on December 07, 2023 approved the resignation of Mr. Bui Duy Van as member of the Supervisory Board and approved the additional appointment of Ms. Do Thi Nhu Duyen as member of the Supervisory Board. New Risk • Jul 12
New minor risk - Shareholder dilution The company's shareholders have been diluted in the past year. Increase in shares outstanding: 5.0% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported March 2017 fiscal period end). High level of non-cash earnings (46% accrual ratio). Minor Risk Shareholders have been diluted in the past year (5.0% increase in shares outstanding). Aankondiging • Jun 20
City Auto Corporation Announces CEO Changes City Auto Corporation announced appointment of Mr. Nguyen Dang Hoang as CEO and resignation of Mr. Nguyen Hoang Minh Tien as CEO. Effective date is June 15, 2023. Aankondiging • Jun 08
City Auto Corporation Appoints Dao Trong Vu as Head of the Supervisory Board, Effective Date: June 05, 2023 City Auto Corporation announced appointment of Mr. Dao Trong Vu as Head of the Supervisory Board, Term: 2020-2024 and Effective date: June 05, 2023. Aankondiging • May 26
City Auto Corporation Announces Resignation of Vo Thi Tuong Vi as Member of Supervisory Board City Auto Corporation announced the resignation letter of Ms. Vo Thi Tuong Vi as member of the Supervisory Board for the term 2020 – 2024. Board Change • Nov 16
Less than half of directors are independent There are 4 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 4 new directors. 5 experienced directors. No highly experienced directors. 1 independent director (4 non-independent directors). Independent Director Tam Le is the most experienced director on the board, commencing their role in 2020. They were also the last independent director to join the board. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors. Aankondiging • Oct 21
City Auto Corporation (HOSE:CTF) agreed to acquire Hyundai Tin Thanh Nha Trang Automobile Company Limited. City Auto Corporation (HOSE:CTF) agreed to acquire Hyundai Tin Thanh Nha Trang Automobile Company Limited on October 19, 2022. Aankondiging • Apr 27
City Auto Corporation Approves the Appointment of Mr. Nguyen Thai Hoa as Head of Internal Audit Department City Auto Corporation Approved the appointment of Mr. Nguyen Thai Hoa as Head of Internal Audit Department of the Company from April 21, 2022. Board Change • Apr 27
Less than half of directors are independent There are 4 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 4 new directors. 5 experienced directors. No highly experienced directors. 1 independent director (4 non-independent directors). Independent Director Tam Le is the most experienced director on the board, commencing their role in 2020. They were also the last independent director to join the board. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors. Aankondiging • Apr 13
City Auto Corporation, Annual General Meeting, May 29, 2022 City Auto Corporation, Annual General Meeting, May 29, 2022, at 01:30 Coordinated Universal Time. Location: New World Hotel, 76 Le Lai, Ben Thanh Ward, district 1 Ho Chi Minh Vietnam Aankondiging • Apr 12
City Auto Corporation Receives the Resignation from Le Thi Ngoc Huyen as Member of the Board of Supervisors On April 04, City Auto Corporation received the resignation letter from Ms. Le Thi Ngoc Huyen as Member of the Board of Supervisors. The resignation of Ms. Le Thi Ngoc Huyen will be submitted and approved in the Annual General Meeting of Shareholders. Is New 90 Day High Low • Dec 24
New 90-day high: ₫22,900 The company is up 8.0% from its price of ₫21,200 on 25 September 2020. The Vietnamese market is up 17% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Specialty Retail industry, which is up 16% over the same period. Is New 90 Day High Low • Dec 05
New 90-day low: ₫20,300 The company is down 4.0% from its price of ₫21,250 on 04 September 2020. The Vietnamese market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Specialty Retail industry, which is up 21% over the same period. Is New 90 Day High Low • Nov 17
New 90-day low: ₫20,500 The company is down 5.0% from its price of ₫21,650 on 19 August 2020. The Vietnamese market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Specialty Retail industry, which is up 31% over the same period. Is New 90 Day High Low • Oct 07
New 90-day low: ₫20,900 The company is down 3.0% from its price of ₫21,500 on 09 July 2020. The Vietnamese market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Specialty Retail industry, which is up 24% over the same period. 