Unum Group Toekomstige groei
Future criteriumcontroles 2/6
Unum Group zal naar verwachting groeien in winst en omzet met respectievelijk 17.1% en 0.6% per jaar. De winst per aandeel zal naar verwachting groeien met 22.5% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 11.3% zijn.
Belangrijke informatie
17.1%
Groei van de winst
22.46%
Groei van de winst per aandeel
| Insurance winstgroei | 2.2% |
| Inkomstengroei | 0.6% |
| Toekomstig rendement op eigen vermogen | 11.29% |
| Dekking van analisten | Good |
| Laatst bijgewerkt | 26 May 2026 |
Recente toekomstige groei-updates
Recent updates
Narratiefupdate • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.Narratiefupdate • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Seeking Alpha • Apr 23
Unum: Careful About Investing In Insurance Right Now
Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking AlphaNarratiefupdate • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.Narratiefupdate • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.Analyseartikel • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Analyseartikel • Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...Analyseartikel • Jul 14
Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
Nieuw narratief • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaSeeking Alpha • Jun 20
Unum: Strong Core Business Offsets Ongoing LTC Uncertainty
Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking AlphaSeeking Alpha • Apr 08
Unum Group: Further Stock Growth Likely In 2024
Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking AlphaWinst- en omzetgroeiprognoses
| Datum | Inkomsten | Inkomsten | Vrije kasstroom | Geldmiddelen uit operationele activiteiten | Gem. Aantal analisten |
|---|---|---|---|---|---|
| 12/31/2028 | 13,068 | 1,440 | N/A | N/A | 5 |
| 12/31/2027 | 12,421 | 1,336 | 1,200 | N/A | 6 |
| 12/31/2026 | 11,927 | 1,219 | 1,150 | N/A | 5 |
| 3/31/2026 | 13,339 | 781 | 539 | 675 | N/A |
| 12/31/2025 | 13,076 | 739 | 555 | 688 | N/A |
| 9/30/2025 | 13,068 | 913 | 689 | 816 | N/A |
| 6/30/2025 | 12,907 | 1,519 | 1,444 | 1,577 | N/A |
| 3/31/2025 | 12,779 | 1,573 | 1,435 | 1,569 | N/A |
| 12/31/2024 | 12,887 | 1,779 | 1,388 | 1,513 | N/A |
| 9/30/2024 | 12,796 | 1,761 | 1,232 | 1,371 | N/A |
| 6/30/2024 | 12,671 | 1,317 | 1,242 | 1,376 | N/A |
| 3/31/2024 | 12,550 | 1,321 | 1,217 | 1,351 | N/A |
| 12/31/2023 | 12,386 | 1,284 | 1,068 | 1,203 | N/A |
| 9/30/2023 | 12,246 | 1,242 | 1,096 | 1,216 | N/A |
| 6/30/2023 | 12,112 | 1,551 | 984 | 1,098 | N/A |
| 3/31/2023 | 12,040 | 1,525 | 1,134 | 1,244 | N/A |
| 12/31/2022 | 11,984 | 1,407 | 1,317 | 1,419 | N/A |
| 9/30/2022 | 11,958 | 1,278 | 1,443 | 1,542 | N/A |
| 6/30/2022 | 11,969 | 1,096 | 1,593 | 1,690 | N/A |
| 3/31/2022 | 11,922 | 912 | 1,806 | 1,907 | N/A |
| 12/31/2021 | 12,008 | 981 | 1,277 | 1,388 | N/A |
| 9/30/2021 | 13,308 | 800 | -4 | 98 | N/A |
| 6/30/2021 | 13,335 | 702 | 0 | 99 | N/A |
| 3/31/2021 | 13,363 | 785 | -55 | 56 | N/A |
| 12/31/2020 | 13,162 | 793 | 350 | 469 | N/A |
| 9/30/2020 | 11,923 | 954 | 1,621 | 1,764 | N/A |
| 6/30/2020 | 11,887 | 965 | 1,488 | 1,651 | N/A |
| 3/31/2020 | 11,882 | 980 | 1,283 | 1,445 | N/A |
| 12/31/2019 | 11,999 | 1,100 | N/A | 1,607 | N/A |
| 9/30/2019 | 11,845 | 1,053 | N/A | 1,710 | N/A |
| 6/30/2019 | 11,813 | 527 | N/A | 1,783 | N/A |
| 3/31/2019 | 11,687 | 531 | N/A | 1,753 | N/A |
| 12/31/2018 | 11,599 | 523 | N/A | 1,537 | N/A |
| 9/30/2018 | 11,557 | 541 | N/A | 1,371 | N/A |
| 6/30/2018 | 11,448 | 1,078 | N/A | 1,211 | N/A |
| 3/31/2018 | 11,380 | 1,038 | N/A | 1,154 | N/A |
| 12/31/2017 | 11,287 | 994 | N/A | 1,164 | N/A |
| 9/30/2017 | 11,244 | 975 | N/A | 1,238 | N/A |
| 6/30/2017 | 11,188 | 959 | N/A | 1,204 | N/A |
| 3/31/2017 | 11,128 | 951 | N/A | 1,133 | N/A |
| 12/31/2016 | 11,047 | 931 | N/A | 1,122 | N/A |
| 9/30/2016 | 10,972 | 910 | N/A | 1,048 | N/A |
| 6/30/2016 | 10,867 | 877 | N/A | 1,127 | N/A |
| 3/31/2016 | 10,809 | 865 | N/A | 1,185 | N/A |
| 12/31/2015 | 10,731 | 867 | N/A | 1,292 | N/A |
| 9/30/2015 | 10,648 | 359 | N/A | 1,279 | N/A |
| 6/30/2015 | 10,604 | 374 | N/A | 1,224 | N/A |
Toekomstige groeivoorspellingen analisten
Verdiensten versus spaarpercentage: De verwachte winstgroei UNM ( 17.1% per jaar) ligt boven de spaarquote ( 3.5% ).
Winst versus markt: De winst van UNM ( 17.1% per jaar) zal naar verwachting sneller groeien dan de US markt ( 17.1% per jaar).
Hoge groeiwinsten: De winst van UNM zal naar verwachting groeien, maar niet aanzienlijk.
Omzet versus markt: De omzet van UNM ( 0.6% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 11.9% per jaar).
Hoge groei-inkomsten: De omzet van UNM ( 0.6% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.
Groeiprognoses winst per aandeel
Toekomstig rendement op eigen vermogen
Toekomstige ROE: Het rendement op eigen vermogen UNM zal naar verwachting over 3 jaar laag zijn ( 11.3 %).
Ontdek groeibedrijven
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/09 18:23 |
| Aandelenkoers aan het einde van de dag | 2026/06/09 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Unum Group wordt gevolgd door 26 analisten. 8 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Jay Gelb | Barclays |
| Eric Berg | Barclays |
| Taylor Scott | Barclays |