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Safety Insurance Group, Inc.NasdaqGS:SAFT Voorraadrapport

Marktkapitalisatie US$1.0b
Prijs aandeel
US$70.59
US$63.67
10.9% overgewaardeerd intrinsieke korting
1Y-11.1%
7D1.8%
1D
Portefeuillewaarde
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Safety Insurance Group, Inc.

NasdaqGS:SAFT Voorraadrapport

Marktkapitalisatie: US$1.0b

Safety Insurance Group (SAFT) Aandelenoverzicht

Safety Insurance Group, Inc. biedt particuliere en commerciële autoverzekeringen en verzekeringen voor huiseigenaren in Massachusetts, Verenigde Staten. Meer informatie

Beloningen

De koers-winstverhouding ( 16.3 x) ligt onder de US markt ( 18.7 x)

Betaalt een hoog en betrouwbaar dividend van 5.21%

Risicoanalyse

De winst is de afgelopen 5 jaar met 17.6% per jaar gedaald


SAFT Community Fair Values

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Safety Insurance Group, Inc. Concurrenten

Prijsgeschiedenis en prestaties

Overzicht van hoogtepunten, dieptepunten en veranderingen in de aandelenkoersen voor Safety Insurance Group
Historische aandelenkoersen
Huidige aandelenkoersUS$70.59
52 Week HoogtepuntUS$81.49
52 Week LaagUS$67.04
Bèta0.23
1 maand verandering-1.18%
3 maanden verandering-1.60%
1 Jaar Verandering-11.11%
3 jaar verandering-5.18%
5 jaar verandering-12.59%
Verandering sinds IPO447.21%

Recent nieuws en updates

Recent updates

Seeking Alpha • Mar 16

Safety Insurance: Improving Combined Ratio Makes Story Appealing Again (Rating Upgrade)

Summary Safety Insurance Group delivered strong 2025 results, with net income of $99.3M and EPS of $6.72, driven by robust premium growth and investment income. SAFT improved its combined ratio to 99% from 101.1% in 2024, signaling strengthening underwriting discipline and enhanced earnings potential. The dividend is well covered by earnings, with a current annualized payout of $3.68 and a low payout ratio supporting tangible book value growth. SAFT's investment portfolio yields 4.2%, with a significant allocation to RMBS, CMBS, and corporate bonds, positioning it to benefit from higher reinvestment rates. Read the full article on Seeking Alpha
Analyseartikel • Jan 07

Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Shares Not Telling The Full Story

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...
Analyseartikel • Jul 08

Earnings Working Against Safety Insurance Group, Inc.'s (NASDAQ:SAFT) Share Price

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) price-to-earnings (or "P/E") ratio of 15.6x might make it look like a...
Analyseartikel • May 11

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) will pay a dividend of $0.90 on the 13th of June. The dividend yield will...
Analyseartikel • May 08

This Is Why Shareholders Will Hold Back On A Pay Rise For Safety Insurance Group, Inc.'s (NASDAQ:SAFT) CEO This Year

Key Insights Safety Insurance Group will host its Annual General Meeting on 14th of May Total pay for CEO George Murphy...
Analyseartikel • Feb 23

Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) will pay a dividend of $0.90 on the 14th of March. Based on this payment...
Seeking Alpha • Jan 21

Safety Insurance Vs. Mercury General: A Tale Of Two Insurers

Summary Safety Insurance shows improvement but still struggles with underwriting losses; maintaining a "HOLD" rating due to ongoing challenges and valuation concerns. Mercury General has turned a corner with better underwriting results, but California wildfires pose significant risks to its recovery. Safety Insurance's dividend remains secure, supported by investment income, but the focus should be on improving underwriting margins. Both insurers face uncertainties; Safety's valuation seems high given its struggles, while Mercury may rebound post-wildfire impact. Read the full article on Seeking Alpha
Analyseartikel • Nov 09

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend of $0.90 per share on the 13th...
Analyseartikel • Oct 17

Earnings Not Telling The Story For Safety Insurance Group, Inc. (NASDAQ:SAFT)

With a price-to-earnings (or "P/E") ratio of 24.5x Safety Insurance Group, Inc. ( NASDAQ:SAFT ) may be sending bearish...
Seeking Alpha • Aug 15

Comparing Safety Insurance And Mercury General: Q2 2024 Results Highlight Diverging Paths

Summary Safety Insurance struggled with underwriting losses in the first half of 2024 despite improvements in Q2, highlighting ongoing challenges in its portfolio. Mercury General has shown signs of recovery, achieving a combined ratio below 100% in the first half of 2024, positioning itself more favorably compared to Safety Insurance. Although Safety Insurance’s dividend remains covered due to higher investment income, the company’s elevated valuation may face pressure if portfolio remediation efforts don’t succeed. Read the full article on Seeking Alpha
Analyseartikel • Aug 11

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 13th of...
Analyseartikel • May 12

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 14th of...
Analyseartikel • Mar 16

Some Confidence Is Lacking In Safety Insurance Group, Inc.'s (NASDAQ:SAFT) P/E

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) price-to-earnings (or "P/E") ratio of 64.9x might make it look like a...
Analyseartikel • Nov 05

Safety Insurance Group (NASDAQ:SAFT) Is Paying Out A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 15th of...
Analyseartikel • Aug 28

Safety Insurance Group (NASDAQ:SAFT) Has Affirmed Its Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 15th of...
Analyseartikel • Aug 06

Safety Insurance Group's (NASDAQ:SAFT) Dividend Will Be $0.90

The board of Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend on the 15th of...
Analyseartikel • May 22

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance Group, Inc.'s ( NASDAQ:SAFT ) investors are due to receive a payment of $0.90 per share on 15th of...
Analyseartikel • May 07

Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

The board of Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend on the 15th of...
Analyseartikel • Nov 22

Safety Insurance Group (NASDAQ:SAFT) Has Announced A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend of $0.90 per share on the 15th...
Seeking Alpha • Aug 26

Safety Insurance: Sound Despite Inflationary Headwinds

Summary Safety Insurance Group, Inc. faces headwinds as inflation affects its demand and investment portfolio. Its financial and market positioning remains solid and flexible. Dividends are stable and well-covered. The stock price is now in an uptrend after its recent pullback. Safety Insurance Group, Inc. (SAFT) is a Boston-based company that provides automobile, home, and private passenger insurance in the US. It covers physical injuries and property damages of insured vehicles and houses. It employs independent agents to sell its insurance products. It has a market capitalization of $1.37 billion, making it a part of the S&P 600. It remains a popular insurance provider in Massachusetts. But, it faces more challenges that hammer its core operations. Its growth has gone into a lull with lower revenues and margins. Even so, its strong positioning allows it to endure the blow of macroeconomic pressures. It also has an adequate financial capacity to cover its borrowings and dividends. Meanwhile, investors see a solid stock price rebound but must watch out for potential overvaluation. Company Performance Safety Insurance Group, Inc. was not an exemption from the pandemic disruptions in 2020. It could be attributed to the restrictions that limited business transactions. It was a horrible year for the auto industry. It was the most sluggish year since the Global Financial Crisis. So, it was not a surprise to see its spillovers on the auto insurance industry. But, its strong rebound in the latter part came as a surprise and extended to auto insurance providers. SAFT had the same trend, allowing it to bounce back to pre-pandemic levels. However, 2022 is another challenging year for Safety Insurance Group, Inc. As the economy bounces back and reopens, the demand across industries skyrockets. It leads to increased market activity where demand appears to exceed the supply. It is more evident in the house and auto industries, leading to high-flying prices. Although the demand is still high, sales are starting to cool down. But, inflation has an impact on the affordability of its products. Inflationary pressures pose more headwinds as its growth slows down. That is why the demand for premiums and renewal counts are lower than in the comparative quarter. Premiums earned amount to $188 million, a 4% year-over-year decrease. It is due to the decrease in policy counts both from lower purchases and renewals. It is more evident in the auto insurance segment. Amidst the slow-moving core operations, auto insurance in Massachusetts, including SAFT is raising rates to offset the lower demand. Inflationary pressures are also downgrading its investment portfolio. In fact, the headwinds are more evident in its investment securities. These are mortgage and equity-based securities, but the impact is more visible in the latter. In general, these securities become less appealing during interest rate hikes. It decreases their fair value, leading to lower yields. The same goes for SAFT as its investment securities amount to $1.42 billion vs $1.57 billion in 2Q 2021. So, the unrealized valuation of its equity securities turns out to be a loss of -$28.9 billion vs $8.7 billion. The operating revenue of the company amounts to $182 million vs $220 million. Operating Revenue and Claims and Reserves (MarketWatch) Despite the gloomy core operations and higher claims, the company exudes better expense management. Its underwriting discipline and efficient asset management help lower its operating expenses. But, its enhanced efficiency cannot offset the substantial decrease in revenues. The operating margin is only 4.8% vs 20.4% in 2Q 2021. The good thing about it is that it remains viable, better than in 1Q 2022. It shows that it now has a better grasp of its operations in a high-inflation environment. Its rebound may not be easy, but its fundamentals remain solid and intact. It may also improve and regain its footing once the macroeconomic indicators stabilize. Operating Margin (MarketWatch) Why Safety Insurance Group, Inc. May Still Bounce Back Inflationary pressures are causing massive headwinds in the insurance industry. But, its impressive expense management and maintained viability show resilience. SAFT remains enduring despite the interest rate hike that lowers policy counts and investment security valuation. Despite the decrease in cash inflows, cash levels and borrowings remain stable. It maintains a solid liquidity position with cash and investments comprising 74% of the total assets. So, it may have more yields once the interest and mortgage rates become more stable. Their combined value is higher than the combined value of borrowings and insurance liabilities. So, it can make a single payment to all its lenders and policyholders. Even so, their differences narrow, leading to a lower book value. Cash and Cash Equivalents and Borrowings and Insurance Liabilities (MarketWatch) Another thing to consider is its competitive advantage. With the increased house and auto demand and prices, home and auto insurance go with the same trend. The cool down and house and auto sales and the decrease in affordability of home and auto insurance lower its demand. This factor provides SAFT with a competitive advantage. Its home and auto insurance prices are $1,153 and $824, respectively. Both segments have lower prices than the state and national average. Its auto insurance price is less than half of the national average. So, SAFT has more flexibility to adjust its prices and offset the lower policy counts. Its demand may improve faster than its peers. Home Insurance and Auto Insurance Prices (Bankrate) Aside from its prices, the preference for private cars may help maintain its market positioning. Although auto prices and sales are higher, the demand may remain high. The restrictions and pandemic fear make driving a private vehicle more convenient. Note that many businesses are either requiring employees to return to the office or implementing hybrid work setups. These increase the number of passengers in the US. In a survey, 76% choose cars, 11% use public transportation, while 13% use bicycles, and other options. Many auto owners in the US may treat auto insurance as a staple.
Analyseartikel • Aug 08

Safety Insurance Group (NASDAQ:SAFT) Is Due To Pay A Dividend Of $0.90

Safety Insurance Group, Inc. ( NASDAQ:SAFT ) will pay a dividend of $0.90 on the 15th of September. The dividend yield...
Seeking Alpha • Aug 03

Safety Insurance GAAP EPS of $0.53, revenue of $11.63M

Safety Insurance press release (NASDAQ:SAFT): Q2 GAAP EPS of $0.53. Net investment income of $11.63M (+19.0% Y/Y).
Analyseartikel • May 08

Safety Insurance Group (NASDAQ:SAFT) Will Pay A Dividend Of US$0.90

The board of Safety Insurance Group, Inc. ( NASDAQ:SAFT ) has announced that it will pay a dividend on the 15th of...

Rendement voor aandeelhouders

SAFTUS InsuranceUS Markt
7D1.8%2.9%-3.3%
1Y-11.1%-5.7%22.3%

Rendement versus industrie: SAFT presteerde slechter dan de US Insurance -sector, die het afgelopen jaar een rendement van -5.7 % opleverde.

Rendement versus markt: SAFT presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 22.3 % opleverde.

Prijsvolatiliteit

Is SAFT's price volatile compared to industry and market?
SAFT volatility
SAFT Average Weekly Movement2.6%
Insurance Industry Average Movement4.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stabiele aandelenkoers: SAFT heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 3% ) van SAFT is het afgelopen jaar stabiel geweest.

Over het bedrijf

OpgerichtWerknemersCEOWebsite
1979568George Murphywww.safetyinsurance.com

Safety Insurance Group, Inc. biedt particuliere en commerciële autoverzekeringen en verzekeringen voor huiseigenaren in Massachusetts, Verenigde Staten. Het bedrijf biedt privépolissen voor personenauto's die dekking bieden voor lichamelijk letsel en materiële schade aan anderen, dekking voor persoonlijk letsel zonder aansprakelijkheid voor de inzittenden van de auto van de verzekerde/verzekerde en dekking voor fysieke schade aan het eigen voertuig van de verzekerde bij botsingen of andere gevaren. Het bedrijf biedt ook commerciële autoverzekeringen voor bedrijfsvoertuigen die voor zakelijke doeleinden worden gebruikt, waaronder personenauto's, vrachtwagens, tractoren en aanhangwagens, en verzekert zowel individuele voertuigen als bedrijfswagenparken; en verzekeringen voor huiseigenaren, die dekking bieden voor huizen, appartementen en appartementen voor verliezen aan een woning en de inhoud ervan door verschillende gevaren, en dekking voor aansprakelijkheid jegens anderen als gevolg van eigendom of bewoning.

Safety Insurance Group, Inc. Samenvatting

Hoe verhouden de winst en inkomsten van Safety Insurance Group zich tot de beurswaarde?
SAFT fundamentele statistieken
MarktkapitalisatieUS$1.03b
Inkomsten(TTM)US$63.59m
Inkomsten(TTM)US$1.28b
16.3x
Koers/Winstverhouding
0.8x
P/S-verhouding

Is SAFT overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
SAFT resultatenrekening (TTM)
InkomstenUS$1.28b
Kosten van inkomstenUS$1.19b
BrutowinstUS$90.80m
Overige uitgavenUS$27.21m
InkomstenUS$63.59m

Laatst gerapporteerde inkomsten

Mar 31, 2026

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)4.33
Brutomarge7.11%
Nettowinstmarge4.98%
Schuld/Eigen Vermogen Verhouding5.8%

Hoe presteerde SAFT op de lange termijn?

Bekijk historische prestaties en vergelijking

Dividenden

5.2%
Huidig dividendrendement
84%
Uitbetalingsratio

Betaalt SAFT een betrouwbaar dividend?

Zie SAFT dividendgeschiedenis en benchmarks
Wanneer moet je SAFT kopen om een aanstaand dividend te ontvangen?
Safety Insurance Group dividenddata
Ex Dividend DatumJun 01 2026
Betaaldatum dividendJun 12 2026
Dagen tot Ex-dividend10 days
Dagen tot dividendbetaaldatum1 day

Betaalt SAFT een betrouwbaar dividend?

Zie SAFT dividendgeschiedenis en benchmarks

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/06/09 12:15
Aandelenkoers aan het einde van de dag2026/06/09 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Safety Insurance Group, Inc. wordt gevolgd door 3 analisten. 0 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Kenneth BillingsleyCompass Point Research & Trading, LLC
Vincent DeAugustinoKeefe, Bruyette, & Woods
Clifford GallantNomura Securities Co. Ltd.