Block, Inc.

NYSE:XYZ Voorraadrapport

Marktkapitalisatie: US$47.9b

Block Toekomstige groei

Future criteriumcontroles 3/6

Block zal naar verwachting groeien in winst en omzet met respectievelijk 46.9% en 9.5% per jaar. De winst per aandeel zal naar verwachting groeien met 45.6% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 13.9% zijn.

Belangrijke informatie

46.9%

Groei van de winst

45.62%

Groei van de winst per aandeel

Diversified Financial winstgroei6.6%
Inkomstengroei9.5%
Toekomstig rendement op eigen vermogen13.87%
Dekking van analisten

Good

Laatst bijgewerkt10 Sep 2026

Recente toekomstige groei-updates

Recent updates

Seeking Alpha • Sep 07

Block: The 40% AI Restructuring Is Paying Off Ahead Of Schedule

Summary Block is delivering accelerating top line growth and substantial margin expansion post-restructuring, driven by Cash App lending and operational efficiencies. XYZ posted 25% YoY gross profit growth and a 27% adjusted operating margin, both exceeding guidance, with Cash App origination volumes up 59% YoY. The stock trades at ~20x earnings, with consensus expecting double-digit top line growth and significant operating leverage; I reiterate my buy rating. Key risks include potential cyclicality in Cash App lending and loan losses, but a strong balance sheet and visible catalysts support a compelling return outlook. Read the full article on Seeking Alpha
Narratiefupdate • Sep 03

XYZ: AI Efficiency And Cash App Lending Will Reset Earnings Power

Analysts have lifted Block's fair value estimate from $110.16 to $119.45 as they factor in higher profit margins, a slightly higher future P/E assumption, and recent price target increases that highlight strong Cash App trends, alongside ongoing questions about Square as a second growth engine. Analyst Commentary Recent Street research on Block points to a generally constructive tone, with many bullish analysts raising price targets following Q2 results and company updates.
Narratiefupdate • Aug 13

XYZ: AI Reorganization And Cash App Monetization Will Support Future Upside

Block's analyst price target has been lifted, with the updated fair value estimate moving from $93.23 to $97.60 as analysts factor in recent beat and raise quarters, higher expected profit margins, and continued model updates following strong Q2 results across both Square and Cash App. Analyst Commentary Recent Street research on Block points to a cluster of upward price target revisions, with many firms reacting directly to Q2 performance across Square and Cash App as well as updated guidance.
Narratiefupdate • Jul 30

XYZ: AI Native Transformation And Conviction List Status Will Support Future Upside

Block’s analyst fair value estimate has increased to $93.23 from $90.52, as analysts incorporate a slightly lower discount rate, modest adjustments to revenue growth and profit margin assumptions, and updated long-term P/E expectations informed by a series of recent price target increases across the Street. Analyst Commentary Recent Street research on Block points to a clear shift in tone, with a series of price target increases and fresh ratings shaping how investors may think about valuation, execution and growth durability.
Narratiefupdate • Jul 16

XYZ: AI Led Margin Reset Should Support Future Earnings Power Repricing

The analyst price target for Block has increased to $115, supported by broader Street research pointing to AI-driven margin and free cash flow benefits, improving revenue growth and profit margin assumptions, as well as a slightly lower discount rate and future P/E in updated models. Analyst Commentary Recent research on Block highlights a cluster of bullish analysts who are leaning into AI driven margin and free cash flow assumptions, as well as improving execution across Cash App and Square.
Narratiefupdate • Jul 02

XYZ: AI Efficiency Push May Support Stickier Users But Competitive Risks Persist

Analysts have lifted the price target for Block, with a higher fair value estimate of $71.57 supported by slightly stronger modeled revenue growth, profit margins, and a modestly higher future P/E multiple. Analyst Commentary Recent research on Block points to a generally constructive stance, with several firms lifting price targets and highlighting earnings potential, product momentum, and cost efficiencies.
Narratiefupdate • Jun 18

XYZ: AI And Product Expansion May Support Stickier Users But Execution Risks Remain

Analysts have raised the fair value estimate for Block stock from $60.88 to $68.14, citing a series of price target increases, stronger profit margin assumptions, a slightly lower discount rate, and expectations for stickier user growth across Cash App and Square. Analyst Commentary Recent research on Block clusters around higher fair value and price targets, but the tone is not uniformly positive.
Narratiefupdate • Jun 04

XYZ: AI Restructuring And Conviction List Inclusion Will Drive Future Upside

Analysts lifted their fair value estimate for Block by about $5 to $90.52, reflecting recent price target increases, the addition of Block to a major US conviction list, and survey evidence indicating growing momentum and user stickiness across the platform. Analyst Commentary Recent Street research on Block shows a cluster of revised targets and fresh coverage, giving you a clearer picture of how professionals are weighing the stock's execution, growth drivers, and risks.
Narratiefupdate • May 20

XYZ: AI Driven Workforce Reset Should Support Future Earnings Power Repricing

Block's analyst fair value estimate has inched up by about $1 to $112.45, as analysts factor in higher expected revenue growth and profit margins, along with a slightly lower discount rate and more conservative future P/E assumptions following recent price target increases across the Street. Analyst Commentary Recent Street research skewed toward positive reassessments of Block, with a series of target hikes, upgrades, and new coverage pointing to improving confidence in execution and earnings power.
Narratiefupdate • May 03

XYZ: AI Driven Workforce Reset Will Support Future Profitability Repricing

Analysts have modestly raised their price targets on Block, citing recent upgrades and Buy ratings that highlight confidence in the company's AI driven cost actions and product improvements. This is reflected in a slightly higher fair value estimate of $111.26 and an updated long term P/E assumption of about 17.8x.
Narratiefupdate • Apr 17

XYZ: AI Driven Workforce Cuts Could Constrain Execution And Future Upside

Narrative Update on Block The analyst price target framework for Block has shifted higher to reflect a fair value estimate of $60.88. Analysts point to recent upgrades, AI driven cost actions, and margin focused Q4 commentary as reasons to adjust the discount rate, revenue growth, profit margin, and future P/E assumptions in the model.
Narratiefupdate • Apr 03

XYZ: AI Driven Workforce Cuts Will Reset Cost Base And Profitability Profile

Analysts trimmed their fair value estimate for Block slightly to about $111.05 from $111.46, reflecting updated assumptions on revenue growth, profit margin, and future P/E after a wave of recent upgrades and bullish initiations that highlight AI driven cost actions and product expansion. Analyst Commentary Recent research on Block has tilted clearly positive, with a cluster of upgrades, reinstatements, and supportive sector views concentrated around the companys latest quarterly update and AI related cost actions.
Narratiefupdate • Mar 20

XYZ: AI Driven Workforce Reduction Will Transform Profitability Profile

The analyst price target for Block has been raised from $104 to about $111, with analysts pointing to stronger modeled revenue growth, higher profit margins, and efficiency gains from AI driven headcount reductions as key supports for the revision. Analyst Commentary Recent Street research on Block has tilted constructive, with several bullish analysts raising price targets or moving to more positive ratings after the company outlined a 40% workforce reduction tied to AI driven efficiencies and laid out longer term profitability goals.
Narratiefupdate • Mar 06

XYZ: AI Efficiency And Workforce Reset Will Drive Medium Term Upside

Analysts nudged our Block fair value estimate higher from $84.21 to $85.52. This reflects updated views on stronger profitability and revenue growth potential, partly offset by the use of a lower future P/E multiple as recent research highlights AI driven efficiency plans, workforce reductions, and evolving sentiment around payment stock valuations.
Narratiefupdate • Feb 19

XYZ: Balanced Outlook As BNPL Momentum And Cost Cuts Shape Future Upside

Our updated narrative trims Block's fair value estimate slightly to $57.13 from $59.13. This reflects analysts' recent cuts to price targets in the $4 to $20 range as sector P/E multiples compress, even as they still highlight building momentum and support for the buy now, pay later opportunity.
Narratiefupdate • Feb 05

XYZ: BNPL Adoption And Execution Improvements Will Drive Medium Term Upside Momentum

Analysts have made a small upward adjustment to their fair value estimate for Block, lifting it by about US$0.20 per share. Recent research points to building momentum in the business and a willingness to assign a slightly higher future P/E multiple, despite more tempered assumptions for growth and margins.
Narratiefupdate • Jan 22

XYZ: Balanced Outlook As Seller Profit Risks And BNPL Exposure Shape Upside

Narrative Update Analysts have nudged their fair value estimate for Block higher to about $59 per share from roughly $58, tying this to updated views on revenue growth, profit margins, and a lower future P/E multiple after a mix of recent target raises and cuts across the Street. Analyst Commentary Recent Street research around Block reflects a mixed but increasingly balanced view, with optimism on product and growth plans offset by concerns about execution and how much investors are being asked to pay for that story.
Narratiefupdate • Jan 07

XYZ: Medium Term Margin Expansion And Product Execution Will Drive Renewed Upside Momentum

Analysts have trimmed their average price target for Block by a few dollars into the high US$80s, reflecting slightly softer revenue growth assumptions along with higher expected profit margins and confidence from recent upgrades and new Buy initiations. Analyst Commentary Recent research updates on Block point to a mixed but engaged analyst community, with several firms revisiting their models after earnings, Investor Day and sector wide reviews in payments and fintech.
Narratiefupdate • Dec 21

XYZ Risks Around Seller Profit Trends Will Constrain Upside Ahead

Analysts have nudged our fair value estimate for Block higher to about $58 from roughly $55, reflecting increased conviction in the company’s medium term growth algorithm, accelerating topline momentum, and improving ecosystem trends despite some near term execution concerns. Analyst Commentary Recent Street research on Block presents a mixed backdrop, with constructive views on the company’s long term positioning tempered by heightened scrutiny of near term execution and valuation.
Narratiefupdate • Dec 07

XYZ: Medium Term Margin Expansion Will Drive Renewed Upside Momentum This Year

Analysts nudged their blended price target for Block modestly higher to around $88 per share, citing a clearer medium term growth roadmap, improving profitability expectations, and confidence in the company’s ability to sustain robust gross profit expansion despite near term volatility in Square trends. Analyst Commentary Street research around Block remains divided, but the overall tone is cautiously constructive, with bullish analysts largely focused on the company’s medium term growth algorithm and margin trajectory, while more skeptical voices emphasize execution risk and elevated expectations in the near term.
Narratiefupdate • Nov 23

XYZ: U S Payment Volume Acceleration Will Drive Renewed Upside Momentum This Year

Block's analyst price target has been modestly reduced from $88.51 to $84.01, as analysts weigh mixed signals from recent earnings and evolving growth forecasts. Analyst Commentary Recent Street research reflects a range of views regarding Block's outlook and market positioning, with analysts weighing the company’s evolving operational momentum against execution risks and sector headwinds.
Narratiefupdate • Nov 21

Negative sentiment has been priced in

What has happened since September? Share price fell after the Q3 earnings missed expectations, even though the business is doing better.
Narratiefupdate • Nov 07

XYZ: Accelerating U S Payment Volumes Will Drive Upside Momentum This Year

Block's analyst price target has increased modestly by $0.11, supported by improving profit outlooks and broadly positive research indicating accelerating growth and stronger U.S. market momentum. Analyst Commentary Recent Street research on Block reflects a mix of optimistic outlooks and ongoing areas of caution, as analysts assess the company's position in the evolving payments and fintech sector.
Narratiefupdate • Oct 24

Momentum Across Core Segments Will Shape Fintech Landscape Amid Lending Risks Ahead

The analyst price target for Block has been increased modestly from $87.17 to $88.40, as analysts point to growing momentum across Square and Cash App segments, along with a broadly more optimistic outlook following recent industry research. Analyst Commentary Recent analyst research reveals a mix of optimism and caution regarding Block’s near- and mid-term prospects, reflecting differing views on growth acceleration, risk exposure, and valuation following the company’s latest performance updates.
Narratiefupdate • Sep 17

Cash App And Square Expansion Will Drive Fintech Amid Risks

Analysts have raised Block's price target to $87.17, citing accelerating payment volumes, improving Cash App and Square performance, and expanded margins, but caution remains due to rising reliance on lending products and concerns over the sustainability of profit growth. Analyst Commentary Bullish analysts point to accelerating gross payment volumes and improving trends at both Cash App (notably Borrow, BNPL, and Cash Card) and Square, resulting in earnings beats and upgraded outlooks.
Narratiefupdate • Aug 27

Cash App And Square Expansion Will Drive Fintech Amid Risks

Block’s consensus price target has been revised modestly downward as analysts weigh strong Q2 results and broad-based business momentum against rising concerns over the company’s growing reliance on lending products and potential credit risks, with the fair value decreasing from $86.88 to $85.02. Analyst Commentary Bullish analysts cite Block’s Q2 earnings beat, with notable reacceleration in gross payment volume for Square and gross profit growth led by Cash App Borrow, BNPL, and Cash Card, as well as broad-based strength across business lines.
Narratiefupdate • Aug 08

Cash App And Square Expansion Will Drive Fintech Amid Risks

With no changes in Block’s discount rate or revenue growth forecasts, the consensus analyst price target remains steady at $82.40. What's in the News Cash App launched "pools," a peer-to-peer group payment feature with Apple Pay and Google Pay integrations, initially available to select users and expanding soon.
Narratiefupdate • Aug 08

Expanding Cash App Features And Bitcoin Initiatives Will Improve User Engagement

The upward revision in Block’s consensus price target is primarily driven by stronger projected revenue growth and a higher future P/E multiple, raising the fair value estimate from $75.72 to $82.40. What's in the News Cash App introduced "pools," a new group payment feature supporting contributions via Cash App, Apple Pay, and Google Pay, with phased rollout planned.

Winst- en omzetgroeiprognoses

NYSE:XYZ - Toekomstschattingen van analisten en financiële gegevens uit het verleden (USD Millions )
DatumInkomstenInkomstenVrije kasstroomGeldmiddelen uit operationele activiteitenGem. Aantal analisten
12/31/202832,2773,5585,0035,80922
12/31/202728,9822,9144,4124,89834
12/31/202626,0659823,0223,49535
6/30/202625,0423573,8824,057N/A
3/31/202624,4798073,2583,412N/A
12/31/202524,1941,3062,4252,580N/A
9/30/202523,9743,1361,8321,973N/A
6/30/202523,8352,9581,0591,206N/A
3/31/202523,9362,6151,1971,351N/A
12/31/202424,1212,8971,5531,707N/A
9/30/202423,8621,053717896N/A
6/30/202423,503681542702N/A
3/31/202422,883383145296N/A
12/31/202321,91610-50101N/A
9/30/202320,793-206796944N/A
6/30/202319,692-132322469N/A
3/31/202318,561-23879241N/A
12/31/202217,532-5415176N/A
9/30/202216,959-504167325N/A
6/30/202216,288-489563716N/A
3/31/202216,565-779651,106N/A
12/31/202117,661166714848N/A
9/30/202116,742537416566N/A
6/30/202115,931574423571N/A
3/31/202113,174358-12423N/A
12/31/20209,49821335173N/A
9/30/20207,652310219322N/A
6/30/20205,88530359148N/A
3/31/20205,135308N/A555N/A
12/31/20194,714375N/A328N/A
9/30/20194,333-44N/A581N/A
6/30/20193,948-53N/A390N/A
3/31/20193,589-53N/A275N/A
12/31/20183,298-38N/A295N/A
9/30/20182,982-26N/A116N/A
6/30/20182,685-62N/A108N/A
3/31/20182,421-72N/A136N/A
12/31/20172,214-63N/A128N/A
9/30/20172,050-62N/A130N/A
6/30/20171,904-79N/A146N/A
3/31/20171,791-90N/A81N/A
12/31/20161,709-172N/A23N/A
9/30/20161,631-237N/A41N/A
6/30/20161,524-259N/A-1N/A
3/31/20161,396-261N/A18N/A
12/31/20151,267-212N/A21N/A
9/30/20151,144-169N/A-19N/A

Toekomstige groeivoorspellingen analisten

Verdiensten versus spaarpercentage: De verwachte winstgroei XYZ ( 46.9% per jaar) ligt boven de spaarquote ( 3.7% ).

Winst versus markt: De winst van XYZ ( 46.9% per jaar) zal naar verwachting sneller groeien dan de US markt ( 17.2% per jaar).

Hoge groeiwinsten: De winst van XYZ zal naar verwachting de komende 3 jaar aanzienlijk groeien.

Omzet versus markt: De omzet van XYZ ( 9.5% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 13.4% per jaar).

Hoge groei-inkomsten: De omzet van XYZ ( 9.5% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.

Groeiprognoses winst per aandeel

Toekomstig rendement op eigen vermogen

Toekomstige ROE: Het rendement op eigen vermogen XYZ zal naar verwachting over 3 jaar laag zijn ( 13.9 %).

Ontdek groeibedrijven

7D

1Y

7D

1Y

7D

1Y

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/09/14 04:15
Aandelenkoers aan het einde van de dag2026/09/14 00:00
Inkomsten2026/06/30
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Block, Inc. wordt gevolgd door 66 analisten. 35 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Richard KramerArete Research Services LLP
Oliver LesterArete Research Services LLP
Stephen BiggarArgus Research Company