Sezzle Beheer
Beheer criteriumcontroles 3/4
De CEO Sezzle is Charlie Youakim, benoemd in Jan2016, heeft een ambtstermijn van 10.5 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 1.10M, bestaande uit 49.9% salaris en 50.1% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 44.04% van de aandelen van het bedrijf, ter waarde $ 2.30B. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 4.7 jaar en 2 jaar.
Belangrijke informatie
Charlie Youakim
Algemeen directeur
US$1.1m
Totale compensatie
| Percentage CEO-salaris | 49.86% |
| Dienstverband CEO | 10.5yrs |
| Eigendom CEO | 44.0% |
| Management gemiddelde ambtstermijn | 4.7yrs |
| Gemiddelde ambtstermijn bestuur | 2yrs |
Recente managementupdates
Recent updates
Narratiefupdate • Jul 28
SEZL: Strong Execution And Credit Discipline Will Support Future BNPL Tailwind Reset
Sezzle's analyst fair value estimate has moved from $110 to $190, as analysts point to strong underlying fundamentals, new product traction, and robust Buy Now Pay Later industry trends, even as several rating changes highlight that much of this optimism may already be reflected in the stock price. Analyst Commentary Recent research on Sezzle reflects a mix of enthusiasm for the business and caution on the stock, with several firms citing strong execution, growing product adoption, and supportive Buy Now Pay Later trends while also flagging valuation as a limiting factor for further upside.
Narratiefupdate • Jul 14
SEZL: Elevated P E Expectations Will Shape Balanced Risk Reward Outlook
Analysts have lifted their blended price target on Sezzle stock from $141.67 to $163.67, reflecting updated views on valuation and long term earnings potential, even as several recent rating changes highlight a more balanced risk and reward profile. Analyst Commentary Recent research on Sezzle points to a split view, with bullish analysts focused on execution and product momentum, and more cautious voices emphasizing how much optimism may already be reflected in the current valuation.Narratiefupdate • Jun 30
SEZL: Rich P E Assumptions Will Restrain Future Earnings Upside
The analyst price target for Sezzle has moved from $114.67 to $141.67 as analysts factor in revised P/E assumptions, slightly different growth and margin inputs, and recent research highlighting valuation constraints alongside product traction, user engagement trends, and the broader Buy Now Pay Later backdrop. Analyst Commentary Recent research on Sezzle highlights a mix of enthusiasm about growth opportunities and caution around how much of that potential may already be reflected in the stock price.
Narratiefupdate • Jun 15
SEZL: Rising Guidance And Payment Integrations Will Test Current Optimism
Analysts have raised the average price target on Sezzle to $141 from $117, indicating that they expect new payment integrations and user engagement features could support slightly higher revenue growth and profit margins than previously modeled. Analyst Commentary Bullish reports have highlighted Sezzle's integration with Knot's CardSwitcher API, which is designed to make Sezzle virtual cards easier to keep at the top of users' digital wallets across large merchants like Amazon, Walmart, and Uber.Narratiefupdate • Jun 01
SEZL: Earnings Guidance And AI Partnership Will Shape Balanced Risk Reward Outlook
Analysts have raised their fair value estimate for Sezzle to $108.00 from $82.00, citing updated views on revenue growth, profit margins, and future P/E, which are reflected in a series of recent price target increases across the Street. Analyst Commentary Recent Street research around Sezzle has centered on shifts in price targets, with several firms revisiting their assumptions on revenue growth, profitability, and future P/E.Seeking Alpha • May 16
Sezzle And Pagaya Partner Up To Expand BNPL Operations
Summary Sezzle stands out as a compelling BNPL investment among recent IPOs in the sector. Modern BNPL players like AFRM and Afterpay have solved legacy financing challenges, fueling sector growth. SEZL's positioning leverages advancements in BNPL infrastructure and addresses retailer pain points. SEZL's recent partnership with PGY adds even more product offerings and opportunities to the company's portfolio. Read the full article on Seeking AlphaNarratiefupdate • May 16
SEZL: Credit Discipline And Partnerships Will Support Future Earnings Upside
Sezzle's analyst fair value estimate has moved up from $97.00 to about $114.67 as analysts factor in updated price targets and supporting views on revenue growth, profitability, and forward P/E assumptions. Analyst Commentary Recent Street research on Sezzle reflects both optimism and caution, which feeds directly into the higher fair value estimate and the range of price targets being published.Narratiefupdate • Apr 29
SEZL: Strong Execution And Credit Discipline Will Support Future Subscription Tailwind Reset
The analyst price target for Sezzle has been revised slightly lower to $99, with analysts citing strong recent results and what they view as an inexpensive valuation, while also flagging a more challenging growth setup in 2026 as earlier subscription and partnership tailwinds moderate. Analyst Commentary Bullish analysts are highlighting Sezzle as an inexpensive way to gain exposure to the buy now, pay later space, especially after the recent reset in expectations around 2026 growth.Narratiefupdate • Apr 14
SEZL: Strong Execution And Credit Discipline Will Support Durable Future Upside
Analysts kept the Sezzle fair value estimate at $110.00, with only small tweaks to growth, margin, and P/E assumptions. They weighed a mix of recent Street views, including one firm calling the valuation inexpensive and others trimming price targets on expectations for a tougher growth backdrop after earlier product and partnership gains.Narratiefupdate • Mar 31
SEZL: Strong Execution And Credit Discipline Will Support Future Upside
Sezzle's fair value estimate has been trimmed by $2.60 to $97.00 as analysts factor in slightly lower revenue growth assumptions, a modestly higher discount rate, and sector wide price target resets for specialty finance, even as profit margin expectations and long term P/E assumptions remain supportive. Analyst Commentary Recent Street research on Sezzle highlights a mix of optimism about execution and earnings power, alongside caution about sector pressures and a tougher growth backdrop over the next couple of years.Narratiefupdate • Mar 17
SEZL: Strong Q4 Execution And Credit Discipline Will Support Future Upside
Analysts have nudged their Sezzle price target higher to $99, citing the recent Q4 beat with revenue up 32% year over year, adjusted EPS of $1.21, better credit loss provisioning, and solid underlying merchant sales growth. They are also factoring in a more mixed sector outlook and moderating benefits from past subscription and partnership initiatives.Narratiefupdate • Mar 03
SEZL: Index Inclusion And Buybacks Will Support Future Earnings Upside
Our updated Sezzle narrative reflects a small trim in our fair value estimate, from $111.00 to $110.00, as analysts balance strong recent execution, including Q4 revenue growth of 32% and adjusted EPS of $1.21, against expectations for more moderate contributions from past growth initiatives and sector wide target resets in specialty finance. Analyst Commentary Recent Street research around Sezzle reflects a mix of optimism on execution and caution around the next leg of growth.
Narratiefupdate • Feb 21
Sezzle's Profits to Soar with 27% Margin Boost
Bearish Investment Thesis on Sezzle Inc. (SEZL): Navigating the Perils of a Maturing BNPL Landscape Abstract Sezzle Inc.Nieuw narratief • Feb 19
Sezzle's Profits to Soar with 27% Margin Boost
This overview balances recent growth performance, risks, valuation, and tactical signals (based on the most recent public filings and analyst research available): Bullish Investment Thesis (Why Buy / Hold) 1) Very Strong Growth & Profitability Execution Sezzle has delivered rapid revenue growth (>60–70% YoY) across 2024–2025 and record profitability, a rare achievement among BNPL peers. ( StockAnalysis ) Gross Merchandise Volume (GMV) crossed $1 B quarterly , while net income margins remain healthy (~22–30%).Narratiefupdate • Feb 17
SEZL: Index Additions And Ongoing Buybacks Will Support Future Upside
Analysts have trimmed their Sezzle price target slightly, cutting the fair value estimate from $103.25 to $99.60 as they factor in updated sector views and modest tweaks to growth, discount rate, profit margin, and future P/E assumptions in line with recent specialty finance research. Analyst Commentary Recent Street updates on Sezzle have centered on modest price target trims and refreshed sector assumptions, rather than any major change in the fundamental story.Narratiefupdate • Feb 03
SEZL: Specialty Finance Reset Will Highlight Earnings Guidance And Index Inclusions
Sezzle's analyst fair value estimate has shifted from $111.00 to $82.00 as analysts incorporate updated views on specialty finance trends and broader macro factors affecting areas such as credit cards, auto lending, student lending, non prime lending, buy now pay later, and lease to own. Analyst Commentary Recent research reflects a slightly more cautious stance on Sezzle, with the latest published fair value and price target references converging around $82.Narratiefupdate • Jan 20
SEZL: Share Repurchases And Index Inclusion Will Support Future Upside
Analysts reduced their fair value estimate for Sezzle from $108.50 to $103.25 and noted sector-wide adjustments to specialty finance price targets, reflecting updated views on macro conditions and on segments such as buy now, pay later and other non-prime lending categories. Analyst Commentary Recent research updates on Sezzle focus on recalibrating price targets within specialty finance, with analysts aligning Sezzle’s valuation with their broader sector outlook across buy now, pay later, non prime lending, and other credit categories.Narratiefupdate • Jan 06
SEZL: Index Inclusion And Buybacks Will Support Future Upside Potential
Analysts now place Sezzle's fair value at $111.00, reduced from $150.00. This update reflects revised assumptions for revenue growth, profit margins, the discount rate, and a lower future P/E multiple.Narratiefupdate • Dec 21
SEZL: Share Repurchases And Index Additions Will Drive Future Upside
Analysts have modestly raised their price target on Sezzle by about $0.00, reflecting slightly higher assumed discount rates and a marginally richer future P/E multiple while maintaining their prior fair value estimate of approximately $108.50. What's in the News The Board of Directors has authorized a new share repurchase plan, allowing Sezzle to buy back up to $100 million of common stock with no fixed expiration date (Key Developments).Narratiefupdate • Dec 07
SEZL: Focused Consumer Niche Will Support Future Upside From Current Levels
Analysts have modestly reduced their price target on Sezzle, trimming it by approximately $26.50 to about $82.00 per share. They are weighing the company’s strong execution and rapid growth against a more narrowly focused business model and a relatively tight valuation range versus peers.Narratiefupdate • Nov 23
SEZL: Sustained Focus On Core Segment Will Support Further Expansion
Analysts have left their price target for Sezzle unchanged at $108.50, citing the company's focused approach and consistent growth. However, they note that the competitive landscape keeps valuations in a narrow range.Narratiefupdate • Nov 09
SEZL: Sustained Execution In Underserved Markets Will Drive Long-Term Expansion
Analysts have revised Sezzle’s fair value estimate downward from $119.25 to $108.50. They cite slightly slower revenue growth projections and ongoing competition among buy now, pay later providers as the main reasons for this change.Analyse-artikel • Nov 04
Sezzle Inc.'s (NASDAQ:SEZL) Stock Retreats 25% But Earnings Haven't Escaped The Attention Of Investors
Unfortunately for some shareholders, the Sezzle Inc. ( NASDAQ:SEZL ) share price has dived 25% in the last thirty days...Narratiefupdate • Sep 12
Digital Payments Expansion Will Unlock New Market Opportunities
The downward revision to Sezzle’s price target primarily reflects analysts’ reduced revenue growth expectations, with consensus forecasts trimmed from 33.5% to 30.1% annually, resulting in a lower fair value estimate of $119.25. What's in the News Sezzle completed a buyback of 678,529 shares (2% of outstanding) for $23.76 million.Narratiefupdate • Aug 08
Digital Payments Expansion Will Unlock New Market Opportunities
Sezzle’s fair value estimate declined from $161.00 to $128.33, primarily driven by the collapse in its future P/E ratio, while net profit margin remained stable. What's in the News Sezzle has launched new features to address rising consumer financial pressures, including budgeting tools, price comparison, and auto-couponing, enhancing savings and user engagement.Seeking Alpha • Apr 23
Sezzle: Profit Focus Might Not Be The Best For Long-Term Returns
Summary Sezzle's high efficiency in generating gross profit and net income is impressive, but may affect long-term returns due to increased competition and focus on short-term gains. Sezzle's strategy targets SMBs and younger customers with financial constraints, offering short-term BNPL services that avoid credit card interest costs, making it appealing for low-ticket purchases. Despite Sezzle's lighter balance sheet and innovative subscription services, increased competition and economic downturns pose significant risks, leading to a "hold" rating. Read the full article on Seeking AlphaAnalyse CEO-vergoeding
| Datum | Totale vergoeding | Salaris | Bedrijfswinsten |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$148m |
| Dec 31 2025 | US$1m | US$549k | US$133m |
| Sep 30 2025 | n/a | n/a | US$116m |
| Jun 30 2025 | n/a | n/a | US$105m |
| Mar 31 2025 | n/a | n/a | US$107m |
| Dec 31 2024 | US$2m | US$537k | US$79m |
| Sep 30 2024 | n/a | n/a | US$56m |
| Jun 30 2024 | n/a | n/a | US$42m |
| Mar 31 2024 | n/a | n/a | US$13m |
| Dec 31 2023 | US$2m | US$514k | US$7m |
| Sep 30 2023 | n/a | n/a | US$5m |
| Jun 30 2023 | n/a | n/a | US$8m |
| Mar 31 2023 | n/a | n/a | -US$8m |
| Dec 31 2022 | US$307k | US$250k | -US$38m |
| Sep 30 2022 | n/a | n/a | -US$65m |
| Jun 30 2022 | n/a | n/a | -US$88m |
| Mar 31 2022 | n/a | n/a | -US$92m |
| Dec 31 2021 | US$6m | US$250k | -US$75m |
| Sep 30 2021 | n/a | n/a | -US$65m |
| Jun 30 2021 | n/a | n/a | -US$55m |
| Mar 31 2021 | n/a | n/a | -US$39m |
| Dec 31 2020 | US$348k | US$250k | -US$32m |
| Sep 30 2020 | n/a | n/a | -US$21m |
| Jun 30 2020 | n/a | n/a | -US$16m |
| Mar 31 2020 | n/a | n/a | -US$15m |
| Dec 31 2019 | US$510k | US$212k | -US$13m |
Compensatie versus markt: De totale vergoeding ($USD 1.10M ) Charlie } ligt onder het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 8.33M ).
Compensatie versus inkomsten: De vergoeding van Charlie is het afgelopen jaar in lijn geweest met de bedrijfsprestaties.
CEO
Charlie Youakim (49 yo)
10.5yrs
Tenure
US$1,100,403
Compensatie
Mr. Charles G. Youakim, also known as Charlie, is the Executive Chairman and Chief Executive Officer of Sezzle Inc. Mr. Youakim co-founded Sezzle Inc in 2016 and Director since January 4, 2016. Mr. Youakim...
Leiderschapsteam
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| Co-Founder | 10.5yrs | US$1.10m | 44.04% $ 2.3b | |
| Co-Founder | 6yrs | US$578.48k | 3.37% $ 175.9m | |
| Chief Financial Officer | less than a year | geen gegevens | 0.85% $ 44.4m | |
| Chief Operating Officer | 3.3yrs | geen gegevens | 0.77% $ 40.3m | |
| Senior VP of Finance & Financial Controller | no data | geen gegevens | 0.14% $ 7.4m |
4.7yrs
Gemiddelde duur
45.5yo
Gemiddelde leeftijd
Ervaren management: Het managementteam van SEZL wordt beschouwd als ervaren (gemiddelde ambtstermijn 4.7 jaar).
Bestuursleden
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| Co-Founder | 10.5yrs | US$1.10m | 44.04% $ 2.3b | |
| Co-Founder | 8.2yrs | US$578.48k | 3.37% $ 175.9m | |
| Member of Advisory Board | no data | geen gegevens | geen gegevens | |
| Member of Advisory Board | no data | geen gegevens | geen gegevens | |
| Member of Advisory Board | no data | geen gegevens | geen gegevens | |
| Independent Non-Executive Director | 2yrs | US$152.74k | 0.026% $ 1.3m | |
| Independent Non-Executive Director | less than a year | geen gegevens | 0.0083% $ 434.5k | |
| Member of Advisory Board | no data | geen gegevens | geen gegevens | |
| Member of Advisory Board | no data | geen gegevens | geen gegevens | |
| Independent Non-Executive Director | 2yrs | US$137.33k | 0.069% $ 3.6m |
2.0yrs
Gemiddelde duur
50.5yo
Gemiddelde leeftijd
Ervaren bestuur: De raad van bestuur van SEZL wordt niet als ervaren beschouwd (gemiddelde ambtstermijn 2 jaar), wat duidt op een nieuw bestuur.
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/07/31 03:23 |
| Aandelenkoers aan het einde van de dag | 2026/07/31 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Sezzle Inc. wordt gevolgd door 12 analisten. 7 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| John Marrin | CLSA |
| Edmund Anthony Henning | CLSA |