PRA Group (PRAA) Aandelenoverzicht
PRA Group, Inc., een financiële dienstverlener, houdt zich bezig met de aankoop, de inning en het beheer van onrendabele leningen in de Verenigde Staten, Europa, het Verenigd Koninkrijk, Zuid-Amerika, Canada en Australië. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 3/6 |
| Toekomstige groei | 3/6 |
| Prestaties in het verleden | 0/6 |
| Financiële gezondheid | 2/6 |
| Dividenden | 0/6 |
PRAA Community Fair Values
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Analyst Price Targets
PRA Group, Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$19.65 |
| 52 Week Hoogtepunt | US$22.55 |
| 52 Week Laag | US$10.25 |
| Bèta | 1.1 |
| 1 maand verandering | 8.44% |
| 3 maanden verandering | 35.14% |
| 1 Jaar Verandering | 18.16% |
| 3 jaar verandering | 0.26% |
| 5 jaar verandering | -51.35% |
| Verandering sinds IPO | 281.55% |
Recent nieuws en updates
Seeking Alpha • Aug 03
PRA Group: Wouldn't Mind A Small Position, But I'm Holding Off
Summary PRA Group is one of the three publicly traded debt buyers, with the largest business outside the US a diversification edge versus Encore Capital and Jefferson Capital. The turnaround under CEO Martin Sjolund is showing up in the numbers: Q1'26 cash collections grew 11% YoY to $551.9mn, cash efficiency reached 61.8%, and leverage keeps declining. At 0.51x EV/ERC, versus 0.58x for ECPG and 0.75x for JCAP, PRAA is the cheapest claim on future collections among its peers. I rate PRAA a Hold. I wouldn't mind a position, but the leverage, recovery-revision earnings, and the fact that I already own Encore makes me hold off. Read the full article on Seeking Alpha
Narratiefupdate • Jun 26
PRAA: Index Removal And Margin Expansion Will Support Future Upside Potential
Analysts have lifted their fair value estimate for PRA Group from $22.67 to $26.00. This reflects updated assumptions that combine a slightly lower discount rate, reduced revenue growth expectations, a higher profit margin, and a lower future P/E multiple.Recent updates
Seeking Alpha • Aug 03
PRA Group: Wouldn't Mind A Small Position, But I'm Holding Off
Summary PRA Group is one of the three publicly traded debt buyers, with the largest business outside the US a diversification edge versus Encore Capital and Jefferson Capital. The turnaround under CEO Martin Sjolund is showing up in the numbers: Q1'26 cash collections grew 11% YoY to $551.9mn, cash efficiency reached 61.8%, and leverage keeps declining. At 0.51x EV/ERC, versus 0.58x for ECPG and 0.75x for JCAP, PRAA is the cheapest claim on future collections among its peers. I rate PRAA a Hold. I wouldn't mind a position, but the leverage, recovery-revision earnings, and the fact that I already own Encore makes me hold off. Read the full article on Seeking AlphaNarratiefupdate • Jun 26
PRAA: Index Removal And Margin Expansion Will Support Future Upside Potential
Analysts have lifted their fair value estimate for PRA Group from $22.67 to $26.00. This reflects updated assumptions that combine a slightly lower discount rate, reduced revenue growth expectations, a higher profit margin, and a lower future P/E multiple.
Narratiefupdate • Jan 26
PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.Narratiefupdate • Jan 11
PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential
Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.Narratiefupdate • Dec 26
PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum
Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.Narratiefupdate • Dec 12
PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift
Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.Narratiefupdate • Nov 28
PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead
Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.Narratiefupdate • Nov 04
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.Seeking Alpha • Jan 03
PRA Group: Rebuilding Credibility And Still Undervalued
Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
Nieuw narratief • Sep 16
Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins
Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.Seeking Alpha • Aug 13
PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking AlphaAnalyse-artikel • Apr 24
With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Seeking Alpha • Mar 04
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.Analyse-artikel • Jan 18
Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analyse-artikel • Oct 20
Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analyse-artikel • Jul 09
Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analyse-artikel • Jun 03
It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...Rendement voor aandeelhouders
| PRAA | US Consumer Finance | US Markt | |
|---|---|---|---|
| 7D | 4.9% | 0.6% | -0.3% |
| 1Y | 18.2% | 5.9% | 19.9% |
Rendement versus industrie: PRAA overtrof de US Consumer Finance industrie, die het afgelopen jaar een rendement 5.9 % opleverde.
Rendement versus markt: PRAA kwam overeen met de US markt, die het afgelopen jaar een rendement opleverde van 19.9 %.
Prijsvolatiliteit
| PRAA volatility | |
|---|---|
| PRAA Average Weekly Movement | 7.6% |
| Consumer Finance Industry Average Movement | 7.4% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: PRAA heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 8% ) van PRAA is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1996 | 2,417 | Martin Sjolund | www.pragroup.com |
PRA Group, Inc., een financiële dienstverlener, houdt zich bezig met de aankoop, inning en het beheer van onrendabele leningen in de Verenigde Staten, Europa, het Verenigd Koninkrijk, Zuid-Amerika, Canada en Australië. Het bedrijf koopt leningen van kredietverstrekkers die ervoor hebben gekozen om het verschuldigde saldo niet te innen of die daar niet in zijn geslaagd. Het bedrijf koopt ook leningen in situaties waarin de klant betrokken is bij een faillissement of een vergelijkbare procedure; en koopt en levert diensten op basis van vergoedingen voor het innen van claims in het kader van class actions.
PRA Group, Inc. Samenvatting
| PRAA fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$761.62m |
| Inkomsten(TTM) | -US$265.05m |
| Inkomsten(TTM) | US$1.33b |
0.6x
P/S-verhouding-2.8x
Koers/WinstverhoudingIs PRAA overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| PRAA resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$1.33b |
| Kosten van inkomsten | US$0 |
| Brutowinst | US$1.33b |
| Overige uitgaven | US$1.60b |
| Inkomsten | -US$265.05m |
Laatst gerapporteerde inkomsten
Jun 30, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | -7.04 |
| Brutomarge | 100.00% |
| Nettowinstmarge | -19.91% |
| Schuld/Eigen Vermogen Verhouding | 338.2% |
Hoe presteerde PRAA op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/08/18 06:46 |
| Aandelenkoers aan het einde van de dag | 2026/08/18 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
PRA Group, Inc. wordt gevolgd door 9 analisten. 3 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |
| Hugh Miller | Macquarie Research |