Consumer Portfolio Services (Nasdaq:CPSS) - Aandelenkoers, Nieuws & Analyse

CPSS Overzicht aandelen

Consumer Portfolio Services, Inc. is een gespecialiseerde financieringsmaatschappij in de Verenigde Staten. Meer informatie

CPSS fundamentele analyse
Sneeuwvlok Score
Waardering	4/6
Toekomstige groei	5/6
Prestaties in het verleden	2/6
Financiële gezondheid	3/6
Dividenden	0/6

Beloningen

Verhandeld tegen 61.2% onder onze schatting van de reële waarde

De winst zal naar verwachting met 104.14% per jaar groeien

Risicoanalyse

De schulden worden niet goed gedekt door de operationele kasstroom

Winstmarges (11.5%) zijn lager dan vorig jaar (23.1%)

Aanzienlijke insider-verkoop in de afgelopen 3 maanden

Community Narratives

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WarrenAI

Based on Analyst Price Targets

AI And Securitization Propel Transformational Growth Despite Profitability Challenges

Key Takeaways Reduction of problematic paper is set to improve portfolio quality and reduce credit losses, positively impacting margins and earnings. AI and e-contracting enhance processing speed and accuracy, leading to cost reduction and increased scalability, potentially boosting net margins.

View narrative

US$18.00

41.4% undervalued

76.05%

Revenue growth p.a.

2 days ago

Consumer Portfolio Services, Inc. Concurrenten

Medallion Financial

NasdaqGS:MFIN

US$212.4m

Regional Management

NYSE:RM

US$301.8m

X Financial

NYSE:XYF

US$309.0m

OppFi

NYSE:OPFI

US$622.5m

Prijsgeschiedenis en prestaties

Overzicht van alle hoogtepunten, veranderingen en prijsdalingen voor Consumer Portfolio Services
Historische aandelenkoersen
Huidige aandelenkoers	US$10.55
52 Week Hoogtepunt	US$12.04
52 Week Laag	US$7.03
Bèta	2.01
11 maand verandering	6.03%
3 maanden verandering	25.60%
1 Jaar Verandering	8.99%
33 jaar verandering	30.09%
5 jaar verandering	214.93%
Verandering sinds IPO	301.90%

Recent nieuws en updates

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Jul 17

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares

Apr 11

Recent updates

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Jul 17

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares

Apr 11

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Jan 04

With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case

Jul 13

Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?

Mar 30

Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors

Dec 20

Rendement voor aandeelhouders

	CPSS	US Consumer Finance	US Markt
7D	-0.2%	3.6%	2.2%
1Y	9.0%	75.4%	31.7%

Rendement versus industrie: CPSS presteerde slechter dan de US Consumer Finance -sector, die het afgelopen jaar een rendement van 75.4 % opleverde.

Rendement versus markt: CPSS presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 31.7 % opleverde.

Prijsvolatiliteit

Is CPSS's price volatile compared to industry and market?
CPSS volatility
CPSS Average Weekly Movement	5.3%
Consumer Finance Industry Average Movement	7.3%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stabiele aandelenkoers: CPSS heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 5% ) van CPSS is het afgelopen jaar stabiel geweest.

Over het bedrijf

Opgericht	Werknemers	CEO	Website
1991	925	Charles Bradley	www.consumerportfolio.com

Consumer Portfolio Services, Inc. is een gespecialiseerde financieringsmaatschappij in de Verenigde Staten. Het houdt zich bezig met de aankoop en service van autocontracten voor de detailhandel die afkomstig zijn van gefranchiseerde autodealers en geselecteerde onafhankelijke dealers bij de verkoop van nieuwe en gebruikte auto's, lichte vrachtwagens en bestelwagens. Via de aankoop van autocontracten biedt het bedrijf indirecte financiering aan klanten van dealers met een beperkte krediethistorie of kredietproblemen in het verleden.

Consumer Portfolio Services, Inc. Samenvatting

Hoe verhouden de winst en inkomsten van Consumer Portfolio Services zich tot de beurswaarde?
CPSS fundamentele statistieken
Marktkapitalisatie	US$228.18m
Inkomsten(TTM)	US$21.25m
Inkomsten(TTM)	US$184.25m

10.6x

Koers/Winstverhouding

1.2x

P/S-verhouding

Is CPSS overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
CPSS resultatenrekening (TTM)
Inkomsten	US$184.25m
Kosten van inkomsten	US$0
Brutowinst	US$184.25m
Overige uitgaven	US$163.00m
Inkomsten	US$21.25m

Laatst gerapporteerde inkomsten

Sep 30, 2024

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)	0.99
Brutomarge	100.00%
Nettowinstmarge	11.53%
Schuld/Eigen Vermogen Verhouding	1,089.1%

Hoe presteerde CPSS op de lange termijn?

Bekijk historische prestaties en vergelijking

CPSS Overzicht aandelen

Beloningen

Risicoanalyse

AI And Securitization Propel Transformational Growth Despite Profitability Challenges

Consumer Portfolio Services, Inc. Concurrenten

NasdaqGS:MFIN

US$212.4m

NYSE:RM

US$301.8m

NYSE:XYF

US$309.0m

NYSE:OPFI

US$622.5m

Prijsgeschiedenis en prestaties

Recent nieuws en updates

Consumer Portfolio Services, Inc., Annual General Meeting, Nov 12, 2024

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Executive Vice President of Servicing exercised options and sold US$134k worth of stock

Investor sentiment improves as stock rises 18%

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares

Recent updates

Consumer Portfolio Services, Inc., Annual General Meeting, Nov 12, 2024

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Executive Vice President of Servicing exercised options and sold US$134k worth of stock

Investor sentiment improves as stock rises 18%

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares

Investor sentiment deteriorates as stock falls 15%

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks

Independent Director recently sold US$74k worth of stock

New minor risk - Shareholder dilution

New minor risk - Profit margin trend

Secretary & Independent Director exercised options and sold US$164k worth of stock

Consumer Portfolio Services, Inc., Annual General Meeting, Nov 14, 2023

New minor risk - Share price stability

With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case

Investor sentiment improves as stock rises 16%

CEO & Chairman exercised options and sold US$723k worth of stock

Secretary & Independent Director exercised options and sold US$150k worth of stock

Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?

Investor sentiment deteriorates as stock falls 17%

Investor sentiment improves as stock rises 18%

CFO & Executive VP of Accounting exercised options to buy US$382k worth of stock.

Independent Director recently bought US$70k worth of stock

Consumer Portfolio Services, Inc. Announces New FinTech-Driven Automotive Financing Platform Enhancements

Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors

Consumer Portfolio Services, Inc. Announces Executive Changes

Non-Executive Adviser notifies of intention to sell stock

Chairman exercised options to buy US$639k worth of stock.

Now 21% undervalued after recent price drop

Investor sentiment deteriorated over the past week

Consumer Portfolio Services, Inc. Announces Senior Vice President - Finance Changes

Executive VP & CFO recently sold US$283k worth of stock

Investor sentiment deteriorated over the past week

Consumer Portfolio Services, Inc. Appoints Stephen H. Deckoff to Board of Directors

Executive VP & CFO notifies of intention to sell stock

Insider recently sold US$99k worth of stock

Executive VP & CFO recently sold US$360k worth of stock

Consumer Portfolio Services, Inc., Annual General Meeting, Aug 25, 2022

Consumer Portfolio Services GAAP EPS of $0.91, revenue of $82.01M

Investor sentiment improved over the past week

Consumer Portfolio Services doubles credit facility to $200M

Executive VP & CFO recently sold US$260k worth of stock

Investor sentiment deteriorated over the past week

Executive VP & CFO recently sold US$333k worth of stock

Senior Vice President of Sales recently sold US$564k worth of stock

Consumer Portfolio Services, Inc. to Report Q1, 2022 Results on Apr 18, 2022

Chairman exercised options to buy US$2.2m worth of stock.

Senior Vice President of Systems exercised options and sold US$222k worth of stock

Executive VP & CFO recently sold US$573k worth of stock

Investor sentiment improved over the past week

Executive VP & CFO exercised options to buy US$602k worth of stock.

Investor sentiment improved over the past week

Investor sentiment improved over the past week

Chairman exercised options to buy US$4.9m worth of stock.

Senior VP recently sold US$56k worth of stock

Senior VP exercised options to buy US$339k worth of stock.

Independent Director exercised options to buy US$613k worth of stock.

Consensus EPS estimates increase to US$0.95

Price target increased to US$5.00

Investor sentiment improved over the past week