Provident Financial Services (PFS) Aandelenoverzicht
Provident Financial Services, Inc. is de bankholding voor Provident Bank die verschillende bankproducten en -diensten levert aan particulieren, gezinnen en bedrijven in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 5/6 |
| Toekomstige groei | 1/6 |
| Prestaties in het verleden | 5/6 |
| Financiële gezondheid | 6/6 |
| Dividenden | 4/6 |
Beloningen
Risicoanalyse
Geen risico's gedetecteerd voor PFS uit onze risicocontroles.
PFS Community Fair Values
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Analyst Price Targets
Provident Financial Services, Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$22.72 |
| 52 Week Hoogtepunt | US$23.98 |
| 52 Week Laag | US$16.08 |
| Bèta | 0.79 |
| 1 maand verandering | 4.70% |
| 3 maanden verandering | 11.98% |
| 1 Jaar Verandering | 40.77% |
| 3 jaar verandering | 36.95% |
| 5 jaar verandering | -4.26% |
| Verandering sinds IPO | 46.58% |
Recent nieuws en updates
Narratiefupdate • Jun 18
PFS: Net Interest Margins And Selective Deals Will Shape Future Returns
Analysts have trimmed their fair value estimate for Provident Financial Services stock from $25.20 to $25.00, reflecting updated price targets and expectations around future profitability and P/E assumptions. Analyst Commentary Recent commentary on Provident Financial Services highlights a mix of optimism about earnings potential and caution around how those earnings will ultimately support the current valuation and fair value estimates.Analyseartikel • Jun 17
Provident Financial Services (PFS) Stock Could Be 8.1% Undervalued on Its Digital Banking Story
Why Provident Financial Services Stock Is On Investors’ Radar Provident Financial Services (PFS) has drawn fresh attention after a period of solid share price gains, with the stock up 7.9% over the past month and 15.0% over the past 3 months. See our latest analysis for Provident Financial Services. Beyond the recent monthly gains, Provident Financial Services has delivered a 17.2% year to date share price return and a 51.8% total shareholder return over the past year. This points to building...Narratiefupdate • Jun 04
PFS: Net Interest Margin Expansion And Cost Discipline Will Support Future Returns
Analysts have lifted their price target on Provident Financial Services by $1 to $25, citing expectations for steady profitability, gradual net interest margin gains of roughly 4 to 5 basis points per quarter, solid expense control, and an entry valuation around 8.2x the 2026 P/E with an estimated dividend yield near 4.5%. Analyst Commentary Bullish Takeaways Bullish analysts highlight the raised US$25 price target as reflecting confidence that the stock’s current valuation around 8.2x estimated 2026 P/E leaves room for upside if the company meets execution goals.Seeking Alpha • May 11
Provident Financial Services Remains Compelling As Its Quality Shines Through
Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking AlphaRecent updates
Narratiefupdate • Jun 18
PFS: Net Interest Margins And Selective Deals Will Shape Future Returns
Analysts have trimmed their fair value estimate for Provident Financial Services stock from $25.20 to $25.00, reflecting updated price targets and expectations around future profitability and P/E assumptions. Analyst Commentary Recent commentary on Provident Financial Services highlights a mix of optimism about earnings potential and caution around how those earnings will ultimately support the current valuation and fair value estimates.Analyseartikel • Jun 17
Provident Financial Services (PFS) Stock Could Be 8.1% Undervalued on Its Digital Banking Story
Why Provident Financial Services Stock Is On Investors’ Radar Provident Financial Services (PFS) has drawn fresh attention after a period of solid share price gains, with the stock up 7.9% over the past month and 15.0% over the past 3 months. See our latest analysis for Provident Financial Services. Beyond the recent monthly gains, Provident Financial Services has delivered a 17.2% year to date share price return and a 51.8% total shareholder return over the past year. This points to building...Narratiefupdate • Jun 04
PFS: Net Interest Margin Expansion And Cost Discipline Will Support Future Returns
Analysts have lifted their price target on Provident Financial Services by $1 to $25, citing expectations for steady profitability, gradual net interest margin gains of roughly 4 to 5 basis points per quarter, solid expense control, and an entry valuation around 8.2x the 2026 P/E with an estimated dividend yield near 4.5%. Analyst Commentary Bullish Takeaways Bullish analysts highlight the raised US$25 price target as reflecting confidence that the stock’s current valuation around 8.2x estimated 2026 P/E leaves room for upside if the company meets execution goals.Seeking Alpha • May 11
Provident Financial Services Remains Compelling As Its Quality Shines Through
Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking AlphaNarratiefupdate • May 08
PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns
Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.Narratiefupdate • Apr 21
PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns
Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.Narratiefupdate • Apr 07
PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside
The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.Narratiefupdate • Mar 24
PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside
Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.Narratiefupdate • Mar 10
PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook
Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.Narratiefupdate • Feb 23
PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook
Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.Narratiefupdate • Feb 08
PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside
Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.Analyseartikel • Feb 01
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 27th of...Narratiefupdate • Jan 25
PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained
Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.Narratiefupdate • Jan 10
PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside
Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).Narratiefupdate • Dec 24
PFS: Improving Credit Quality Will Drive Future Earnings Upside
Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.Narratiefupdate • Dec 10
PFS: Improving Credit Quality Will Drive Future Upside Potential
Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.Narratiefupdate • Nov 26
PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum
Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.Narratiefupdate • Nov 07
PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead
Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.Analyseartikel • Nov 03
Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24
The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 28th of...Narratiefupdate • Oct 22
Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion
Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.Analyseartikel • Jul 28
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of August. This means the...Seeking Alpha • Feb 17
Provident Financial Services: Reported Earnings Could Almost Double In 2025
Summary Provident Financial Services is a U.S. regional bank focused on mortgage lending in New Jersey, Pennsylvania, and New York. The bank's Q4 2024 results reflected the final costs of the merger with Lakeland Bancorp. Looking ahead to 2025, the bank expects no additional merger costs and a stable net interest margin. Coupled with loan growth and operational synergies, this should result in earnings close to $2.00/share, earning PFS a Buy rating. PFS boasts low credit costs and a high capital buffer. As such, the main risk in the investment case remains the effect on the net interest margin from Fed policy normalization. Read the full article on Seeking AlphaAnalyseartikel • Nov 02
Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of November. Based on this...
Nieuw narratief • Sep 24
The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability
The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.Analyseartikel • Jul 29
Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend of $0.24 per share on the...Seeking Alpha • Feb 14
Provident Financial: An Old Local Bank With Growth Potential After Lakeland Bank Merger
Summary Provident Financial Services, the parent of Provident Bank, gets a Buy rating today, contrarian to the bearish or cautious consensus from Wall Street and the SA quant system. The bank has expected future EPS and revenue growth, a 6% dividend yield that beats several regional bank peers, an expanding loan portfolio, and growth potential from Lakeland Bank merger. Provident has a low risk profile, with less than 5% of the loan book exposed to office loans. The share price appears to be fairly priced and valued. Read the full article on Seeking AlphaRendement voor aandeelhouders
| PFS | US Banks | US Markt | |
|---|---|---|---|
| 7D | -2.3% | 1.4% | 1.7% |
| 1Y | 40.8% | 25.4% | 25.1% |
Rendement versus industrie: PFS overtrof de US Banks industrie, die het afgelopen jaar een rendement 25.4 % opleverde.
Rendement versus markt: PFS overtrof de US markt, die het afgelopen jaar een rendement opleverde van 25.1 %.
Prijsvolatiliteit
| PFS volatility | |
|---|---|
| PFS Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: PFS heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 3% ) van PFS is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1839 | 1,842 | Tony Labozzetta | www.provident.bank |
Provident Financial Services, Inc. is de bankholding voor Provident Bank die verschillende bankproducten en -diensten aanbiedt aan particulieren, gezinnen en bedrijven in de Verenigde Staten. De depositoproducten omvatten spaarrekeningen, betaalrekeningen, rentedragende betaalrekeningen, geldmarktrekeningen en depositocertificaatrekeningen, evenals IRA-producten. De leningenportefeuille van het bedrijf bestaat uit commerciële vastgoedleningen die gedekt zijn door onroerend goed, zoals appartementencomplexen met meerdere gezinnen, winkel- en industrieel onroerend goed en kantoorgebouwen; commerciële bedrijfsleningen; hypotheekleningen met vaste en variabele rente die gedekt zijn door één- tot viergezinswoningen; woninghypotheken; commerciële bouwleningen; en consumentenleningen die bestaan uit leningen voor eigen vermogen, woningkredietlijnen, persoonlijke leningen en ongedekte kredietlijnen, en leningen voor auto's en recreatievoertuigen.
Provident Financial Services, Inc. Samenvatting
| PFS fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$2.95b |
| Inkomsten(TTM) | US$306.55m |
| Inkomsten(TTM) | US$886.01m |
9.7x
Koers/Winstverhouding1.0x
P/B-verhoudingIs PFS overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| PFS resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$886.01m |
| Kosten van inkomsten | US$0 |
| Brutowinst | US$886.01m |
| Overige uitgaven | US$579.46m |
| Inkomsten | US$306.55m |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 2.35 |
| Brutomarge | 100.00% |
| Nettowinstmarge | 34.60% |
| Schuld/Eigen Vermogen Verhouding | 104.6% |
Hoe presteerde PFS op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
4.2%
Huidig dividendrendement41%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/18 23:30 |
| Aandelenkoers aan het einde van de dag | 2026/06/18 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Provident Financial Services, Inc. wordt gevolgd door 10 analisten. 6 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| null null | D.A. Davidson & Co. |
| Jacob Civiello | D.A. Davidson & Co. |
| Feddie Strickland | Hovde Group, LLC |