F.N.B Inkomsten in het verleden
Verleden criteriumcontroles 5/6
F.N.B heeft de winst zien groeien met een gemiddeld jaarlijks percentage van 8.2%, terwijl de Banks-industrie de winst zag groeien met 2.8% per jaar. De inkomsten zijn gegroeid met een gemiddeld jaarlijks percentage van 7%. Het rendement op eigen vermogen van F.N.B is 8.6%, en het heeft een nettomarge van 34.1%.
Belangrijke informatie
8.21%
Groei van de winst
5.67%
Groei van de winst per aandeel
| Banks Groei van de industrie | 11.18% |
| Inkomstengroei | 7.02% |
| Rendement op eigen vermogen | 8.60% |
| Nettomarge | 34.08% |
| Laatste winstupdate | 31 Mar 2026 |
Recente prestatie-updates uit het verleden
Recent updates
Narratiefupdate • May 23
FNB: Rising Earnings Visibility And Capital Returns Will Support Future Upside
Narrative Update: F.N.B. Analyst Target Shift F.N.B.'s average analyst price target has moved higher by a few dollars, with recent increases of $2, $0.50, and $1 reflecting analysts' updated views on the stock's valuation and earnings potential. Analyst Commentary Recent research updates on F.N.B. focus on how its current share price lines up with analysts' refreshed price targets, which have moved higher by $2, $0.50, and $1 in separate reports.Seeking Alpha • May 12
Continued Improvements Make F.N.B. Corporation Compelling
Summary F.N.B. Corporation remains a soft "Buy" as balance sheet and income statement expansion continue alongside solid asset and credit quality. Deposits and loans have grown steadily, with commercial real estate, residential mortgages, and commercial/industrial loans as key exposures. FNB trades at a discount to book value and remains cheaper than most peers, despite a price-to-earnings multiple of 11.6. Net interest margin and non-interest income have improved, but a declining rate environment poses moderate risks to net interest income and equity value. Read the full article on Seeking AlphaNarratiefupdate • May 08
FNB: Share Repurchases And Dividend Increases Will Support Future Upside Potential
F.N.B.'s analyst price target has moved modestly higher to $20.63 from $20.38. Analysts point to updated assumptions on revenue growth, discount rate, profit margin, and future P/E as key drivers of the change.Narratiefupdate • Apr 22
FNB: Share Repurchases And Dividend Increases Will Support A More Constructive Outlook
The updated analyst price target for F.N.B. edges higher to $20.38 from $20.06, as analysts factor in refreshed assumptions on revenue growth, profit margins, discount rates and future P/E multiples, as reflected in recent Truist, Keefe Bruyette and Piper Sandler research. Analyst Commentary Recent Street research on F.N.B. clusters around a series of price target updates, with several firms adjusting their models and lifting targets by US$0.50 to US$1.00.Narratiefupdate • Apr 05
FNB: Higher Earnings Efficiency Assumptions Will Support A More Constructive Outlook
Analysts have raised their average price target on F.N.B. by roughly $1.50 to $19, citing refreshed models that incorporate slightly higher net interest income and lower expense assumptions from recent Street research updates. Analyst Commentary Recent Street research on F.N.B. has centered on refreshed models that feed into the higher average price target, with analysts focusing on adjustments to earnings drivers and the cost base.Narratiefupdate • Mar 21
FNB: Digital Platform Expansion And Cost Discipline Will Support A More Upbeat Outlook
Narrative Update The Street has nudged F.N.B.'s analyst price target higher by about $1, with analysts pointing to slightly stronger net interest income assumptions and lower expected expenses as key drivers behind the updated models. Analyst Commentary Recent research updates on F.N.B. cluster around modestly higher price targets, with analysts adjusting their models to reflect their latest assumptions on earnings power and cost discipline.Narratiefupdate • Mar 06
FNB: Digital Banking And Buybacks Will Support A More Optimistic Outlook
Narrative Update on F.N.B. Analysts have nudged their $18.50 to $19 price targets on F.N.B. higher by $0.50 to $1.00, citing updated models that reflect slightly better net interest income and lower expenses, as well as modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent research updates around F.N.B. cluster around refreshed models ahead of Q4 results, with price targets moving in a relatively tight range between $18.50 and $19.Narratiefupdate • Feb 18
FNB: Digital Investments And Buybacks Will Support A Cautiously Positive Outlook
Analysts have nudged their average price targets on F.N.B. higher, with recent increases of $0.50 and $1.00 supported by updated models that factor in slightly higher net interest income and lower expected expenses. Analyst Commentary Recent research updates on F.N.B. cluster around modestly higher price targets and refreshed models ahead of upcoming results.Narratiefupdate • Feb 04
FNB: Digital Efficiency And Buybacks Will Support A Stable Outlook
Analysts have nudged their fair value estimate for F.N.B. higher, with the price target moving from about $19.19 to roughly $19.93. The change is supported by recent research that points to updated models reflecting slightly higher net interest income, lower expenses, and modestly revised assumptions for discount rates, revenue growth, profit margins, and future P/E multiples.Analyseartikel • Jan 31
F.N.B (NYSE:FNB) Is Paying Out A Dividend Of $0.12
F.N.B. Corporation ( NYSE:FNB ) will pay a dividend of $0.12 on the 16th of March. This means the dividend yield will...Narratiefupdate • Jan 21
FNB: Digital Initiatives And Expense Discipline Will Support A Stable Outlook
Analysts recently raised their price target on F.N.B. to $19 from $18.50, citing updated models that reflect slightly higher net interest income and lower expected expenses ahead of Q4 results. Analyst Commentary Bullish Takeaways Bullish analysts view the higher $19 price target as support for their view that current valuation still leaves room for execution to translate into shareholder value, assuming the updated assumptions prove accurate.Narratiefupdate • Jan 06
FNB: Digital Initiatives And Buybacks Will Support A Stable Fair Valuation Outlook
Analysts have nudged their price target on F.N.B. slightly higher to reflect updated views on its discount rate, long term profit margin profile, and a modestly adjusted future P/E assumption, while keeping their fair value estimate steady at $19.19. What's in the News F.N.B. introduced Payment Switch in its FNB Direct Mobile Banking App, allowing customers to automatically move recurring ACH and debit card payments to FNB instead of updating each merchant individually (Key Developments).Narratiefupdate • Dec 18
FNB: Digital Expansion And Buybacks Will Support A Steady Outlook
Analysts have modestly raised their price target on F.N.B., lifting fair value by approximately $0.63 per share to $19.19 as they factor in a slightly lower discount rate and marginally richer future valuation multiples, despite somewhat softer expectations for revenue growth and profit margins. What's in the News Launched Payment Switch within the FNB Direct Mobile Banking App, allowing customers to automatically move recurring ACH and debit card payments to F.N.B. and strengthening its position as clients' primary bank (company announcement) Expanded digital capabilities with instant payments, enabling consumer and commercial clients to receive funds in under 15 seconds at any time, with outbound instant payments for businesses to follow (company announcement) Advanced its Clicks to Bricks strategy by integrating Payment Switch and Direct Deposit Switch into its eStore platform, simplifying account opening and onboarding for more than 40 account types (company announcement) Reported third quarter 2025 net loan charge-offs of $19.7 million, an improvement from $21.5 million a year earlier (company filing) Completed a multiyear share repurchase program, buying back 16,599,839 shares, or 4.94% of shares outstanding, for $196.08 million, including $12 million in buybacks during the third quarter of 2025 (company filing) Valuation Changes Fair Value: risen slightly from $18.56 to $19.19 per share, reflecting a modest upward reassessment of intrinsic value.Analyseartikel • Aug 29
F.N.B (NYSE:FNB) Is Due To Pay A Dividend Of $0.12
F.N.B. Corporation ( NYSE:FNB ) will pay a dividend of $0.12 on the 15th of September. This means the dividend yield...Analyseartikel • Aug 04
F.N.B's (NYSE:FNB) Dividend Will Be $0.12
The board of F.N.B. Corporation ( NYSE:FNB ) has announced that it will pay a dividend of $0.12 per share on the 15th...Seeking Alpha • Mar 11
F.N.B. Corp.: Upgrading To Buy, But Risks Are High Due To Tariffs
Summary I’m reducing my loan growth estimate for 2025 because the uncertainty related to tariffs will likely hurt the demand for commercial loans. Recent repositioning of the security portfolio will lift the margin, while the rolling over of borrowings and any Fed funds rate cuts will hurt the margin. F.N.B. Corp.'s recent stock price rout has made it somewhat undervalued. My target price suggests a price upside of ~11%. FNB stock is also offering a moderate dividend yield of 3.7%. Read the full article on Seeking AlphaSeeking Alpha • Dec 16
F.N.B. Corporation: A Downgrade After A Great Run Higher
Summary F.N.B. Corporation has outperformed the S&P 500 significantly since June 2023, but its current valuation is too high relative to earnings and tangible book value. The bank has shown impressive growth in deposits, loans, and digital services, but declining interest rates and rising costs are impacting profitability. Despite low relative valuation compared to peers, the absolute valuation is higher than preferred, with mixed asset quality and return metrics. Given the current risk-reward balance, I am downgrading F.N.B. Corporation from a Buy to a Hold. Read the full article on Seeking Alpha
Nieuw narratief • Oct 20
Innovative Data-Driven Initiatives Propel Growth And Solidify Banking Strength
Enhanced digital capabilities and successful deposit initiatives are driving revenue growth and expanding market share through improved customer relationships.Seeking Alpha • Jul 05
F.N.B. Corporation Appears Fairly Valued With A Lacklustre Earnings Outlook
Summary The economic environment will likely keep loan growth close to last year’s level for the remainder of this year. The margin will likely face pressure amid a falling interest-rate environment. My December 2024 target price is quite close to the current market price. FNB is offering a satisfactory dividend yield of around 3.5%. Read the full article on Seeking AlphaSeeking Alpha • Dec 01
F.N.B. Corporation: Well Positioned After Adept Interest Rate Management
Summary FNB Corp's shares have outperformed many regional banks, losing only 15% of their value compared to over 30% for some peers. FNB's net interest income increased by 10% from last year, and its net interest margin expanded compared to a year ago, thanks to a smaller securities portfolio and stable deposits. The bank has a diverse loan book and a strong capital position, which could lead to accelerated share repurchases and a higher dividend. Read the full article on Seeking AlphaOpbrengsten en kosten
Opbrengsten en kosten
Hoe F.N.B geld verdient en uitgeeft. Gebaseerd op laatst gerapporteerde winst, op LTM-basis.
Inkomsten en omzetgeschiedenis
| Datum | Inkomsten | Inkomsten | G+A Uitgaven | R&D-uitgaven |
|---|---|---|---|---|
| 31 Mar 26 | 1,717 | 585 | 849 | 0 |
| 31 Dec 25 | 1,679 | 565 | 844 | 0 |
| 30 Sep 25 | 1,587 | 507 | 831 | 0 |
| 30 Jun 25 | 1,546 | 467 | 826 | 0 |
| 31 Mar 25 | 1,517 | 460 | 809 | 0 |
| 31 Dec 24 | 1,516 | 459 | 798 | 0 |
| 30 Sep 24 | 1,493 | 398 | 777 | 0 |
| 30 Jun 24 | 1,483 | 431 | 757 | 0 |
| 31 Mar 24 | 1,490 | 448 | 742 | 0 |
| 31 Dec 23 | 1,499 | 477 | 724 | 0 |
| 30 Sep 23 | 1,562 | 565 | 707 | 0 |
| 30 Jun 23 | 1,548 | 558 | 690 | 0 |
| 31 Mar 23 | 1,487 | 525 | 674 | 0 |
| 31 Dec 22 | 1,377 | 431 | 659 | 0 |
| 30 Sep 22 | 1,294 | 391 | 648 | 0 |
| 30 Jun 22 | 1,247 | 364 | 641 | 0 |
| 31 Mar 22 | 1,225 | 357 | 639 | 0 |
| 31 Dec 21 | 1,231 | 397 | 631 | 0 |
| 30 Sep 21 | 1,218 | 370 | 651 | 0 |
| 30 Jun 21 | 1,189 | 342 | 639 | 0 |
| 31 Mar 21 | 1,157 | 324 | 623 | 0 |
| 31 Dec 20 | 1,125 | 278 | 625 | 0 |
| 30 Sep 20 | 1,118 | 301 | 591 | 0 |
| 30 Jun 20 | 1,120 | 321 | 581 | 0 |
| 31 Mar 20 | 1,141 | 332 | 582 | 0 |
| 31 Dec 19 | 1,165 | 379 | 573 | 0 |
| 30 Sep 19 | 1,164 | 384 | 551 | 0 |
| 30 Jun 19 | 1,163 | 382 | 550 | 0 |
| 31 Mar 19 | 1,158 | 372 | 552 | 0 |
| 31 Dec 18 | 1,149 | 365 | 551 | 0 |
| 30 Sep 18 | 1,143 | 289 | 542 | 0 |
| 30 Jun 18 | 1,124 | 266 | 532 | 0 |
| 31 Mar 18 | 1,099 | 255 | 510 | 0 |
| 31 Dec 17 | 1,037 | 191 | 486 | 0 |
| 30 Sep 17 | 954 | 218 | 471 | 0 |
| 30 Jun 17 | 876 | 193 | 442 | 0 |
| 31 Mar 17 | 800 | 160 | 413 | 0 |
| 31 Dec 16 | 752 | 163 | 362 | 0 |
| 30 Sep 16 | 715 | 151 | 375 | 0 |
| 30 Jun 16 | 675 | 139 | 355 | 0 |
| 31 Mar 16 | 637 | 137 | 337 | 0 |
| 31 Dec 15 | 620 | 152 | 325 | 0 |
| 30 Sep 15 | 613 | 152 | 320 | 0 |
| 30 Jun 15 | 604 | 147 | 317 | 0 |
Kwaliteitswinsten: FNB heeft hoge kwaliteitsinkomsten.
Groeiende winstmarge: De huidige netto winstmarges (34.1%) FNB } zijn hoger dan vorig jaar (30.3%).
Analyse vrije kasstroom versus winst
Analyse van de winstgroei in het verleden
Winsttrend: De winst van FNB is de afgelopen 5 jaar met 8.2% per jaar gegroeid.
Versnelling van de groei: De winstgroei van FNB over het afgelopen jaar ( 27.2% ) overtreft het 5-jarig gemiddelde ( 8.2% per jaar).
Winst versus industrie: De winstgroei FNB over het afgelopen jaar ( 27.2% ) overtrof de Banks -sector 22.8%.
Rendement op eigen vermogen
Hoge ROE: Het Rendement op eigen vermogen ( 8.6% ) van FNB wordt als laag beschouwd.
Rendement op activa
Rendement op geïnvesteerd vermogen
Ontdek sterk presterende bedrijven uit het verleden
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/25 10:52 |
| Aandelenkoers aan het einde van de dag | 2026/05/22 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
F.N.B. Corporation wordt gevolgd door 19 analisten. 7 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Lana Chan | BMO Capital Markets Equity Research |
| Peter Winter | BMO Capital Markets Equity Research |
| Leanne Caravaggio | BMO Capital Markets Equity Research |