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Norwood Financial Corp.NasdaqGM:NWFL Voorraadrapport

Marktkapitalisatie US$365.2m
Prijs aandeel
n/a
1Y38.8%
7D10.0%
1D1.0%
Portefeuillewaarde
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Norwood Financial Corp.

NasdaqGM:NWFL Voorraadrapport

Marktkapitalisatie: US$365.2m

Norwood Financial (NWFL) Aandelenoverzicht

Norwood Financial Corp. is de bankholding voor Wayne Bank die verschillende bankproducten en -diensten aanbiedt in de Verenigde Staten. Meer informatie

NWFL Community Fair Values

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Norwood Financial Corp. Concurrenten

Prijsgeschiedenis en prestaties

Overzicht van hoogtepunten, dieptepunten en veranderingen in de aandelenkoersen voor Norwood Financial
Historische aandelenkoersen
Huidige aandelenkoersUS$34.05
52 Week HoogtepuntUS$34.55
52 Week LaagUS$23.70
Bèta0.53
1 maand verandering4.80%
3 maanden verandering16.81%
1 Jaar Verandering38.81%
3 jaar verandering3.24%
5 jaar verandering33.84%
Verandering sinds IPO686.56%

Recent nieuws en updates

Seeking Alpha Jul 15

Norwood Financial's Quality Overrides Its Valuation

Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alpha

Recent updates

Seeking Alpha Jul 15

Norwood Financial's Quality Overrides Its Valuation

Summary Norwood Financial Corp. receives a soft 'Buy' rating, reflecting improving fundamentals and adjusted asset quality post-merger activity. NWFL’s recent acquisition of PB Bankshares drove deposits to $2.51 billion and loans to $2.21 billion in Q1 2026, supporting balance sheet growth. Net interest margin rose to 3.04% in Q1 2026, while non-performing loans and assets remain below 0.50%, indicating manageable credit risk. Valuation is slightly above peers on P/E and book multiples, but merger-adjusted returns and low leverage support moderate upside potential. Read the full article on Seeking Alpha
Narratiefupdate Jun 26

NWFL: Future P/E Reassessment And Completed Buybacks Point To Balanced Outlook

Analysts have raised their price target on Norwood Financial to $33.50 from $28.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and a higher potential future P/E multiple. What’s in the News for Norwood Financial Norwood Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for $0 million under the buyback program announced on May 12, 2008, while confirming that a total of 221,080 shares, or 3.12%, have been repurchased for $5.46 million under this program.
Analyse-artikel Jan 06

Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To $0.32

Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend from last year's...
Analyse-artikel Dec 20

Norwood Financial (NASDAQ:NWFL) Is Paying Out A Larger Dividend Than Last Year

Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend from last year's comparable payment on the 2nd of...
Seeking Alpha Aug 27

Norwood Financial: Still On The Sidelines Despite A Solid Loan Book

Summary Norwood Financial's net interest income decreased by over 4% YoY due to a $5.1M rise in interest expenses, impacting overall profitability. The bank's loan book, especially the $1.62B in real estate loans, remains a focal point, with a significant portion in commercial real estate. Despite a rise in non-accruing loans in the CRE segment, the overall quality of the loan book appears manageable, with a decrease in total past due and non-accruing loans. At a P/E ratio of 13-14 and a 50% premium to tangible book value, Norwood Financial remains a 'hold' until stronger performance is evident. Read the full article on Seeking Alpha
Analyse-artikel Sep 22

Norwood Financial (NASDAQ:NWFL) Will Pay A Dividend Of $0.29

Norwood Financial Corp. ( NASDAQ:NWFL ) will pay a dividend of $0.29 on the 1st of November. This means that the annual...
Analyse-artikel Jul 04

Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of August...
Analyse-artikel Jun 20

Norwood Financial (NASDAQ:NWFL) Is Due To Pay A Dividend Of $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend of $0.29 per share on...
Analyse-artikel Jun 07

Do Norwood Financial's (NASDAQ:NWFL) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analyse-artikel Apr 05

Norwood Financial's (NASDAQ:NWFL) Upcoming Dividend Will Be Larger Than Last Year's

Norwood Financial Corp.'s ( NASDAQ:NWFL ) dividend will be increasing from last year's payment of the same period to...
Seeking Alpha Sep 16

Norwood Financial declares $0.28 dividend

Norwood Financial (NASDAQ:NWFL) declares $0.28/share quarterly dividend, in line with previous. Forward yield 4.21% Payable Nov. 1; for shareholders of record Oct. 14; ex-div Oct. 13. See NWFL Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha Jul 22

Norwood Financial GAAP EPS of $0.84, revenue of $19.38M

Norwood Financial press release (NASDAQ:NWFL): Q2 GAAP EPS of $0.84. Revenue of $19.38M (+6.3% Y/Y).
Seeking Alpha Jul 10

Norwood Financial: The Book Value Gets Hit Despite Good Results

Norwood Financial reported excellent results in the first quarter and remains firmly on track to report in excess of $3/share in earnings this year. The share price has likely been held back by the decreasing book value per share. That's caused by an increase in unrealized losses on securities, due to the increasing interest rates. I'm on the sidelines until I see how the interest rate risk plays out, but I like how this bank is run. Introduction I have written a few articles on Norwood Financial (NWFL) the holding company for the Wayne Bank, a bank active in New York and Pennsylvania. In my most recent article I started considering Norwood Financial for its dividend yield as the bank was yielding about 4% with a payout ratio of less than 40%. The quarterly dividend now represents a yield in excess of 4.5% as the share price has come down, so I wanted to check if this would be a good moment to add Norwood to my portfolio. Data by YCharts The First Quarter Of The Year Was Very Satisfying The bank performed well in the first quarter. It was able to keep its interest income stable at around $17.3M and as the interest expenses decreased by a few hundred thousand dollars to $1.25M, the net interest income increased from just under $15.8M to $16.1M. That’s up 2% and probably as good as it gets for the bank. Increasing interest rates should help to boost its net interest income profile down the road. Norwood FInancial Investor Relations The bank also reported a total non-interest income of $3.3M and a non-interest expense total of just under $10.2M, for a total net non-interest expense of approximately $6.8M. That’s a better achievement than the $7.5M in Q1 of last year, although this was caused by some non-recurring items, so we shouldn’t read too much into it. In any case, it did provide a nice boost to the pre-tax income which jumped to almost $9M, also helped by lower loan loss provisions as the amount of provisions fell by about 80% to just $300,000 in the first quarter. The net income was approximately $7.1M or $0.87 per share. This means the quarterly dividend of $0.28 per share is handsomely covered, and the payout ratio is just over 30%. That being said, keep in mind there were some non-recurring items that contributed to a great quarterly result, so the normalized earnings will likely be a bit lower, going forward. But in any case, a good quarter for Norwood Financial. The low allowance for loan losses isn’t something to be too worried about, as the vast majority of the loans are current. Looking at the breakdown below, less than $9M of the $1.37B loan book is classified as past due or impaired. With in excess of $16M in booked loan loss provisions and knowing the bank will always be able to recoup some of the $9M in sour loans, I still think the situation is healthy and Norwood isn’t overly optimistic at this point. Norwood FInancial Investor Relations Despite The Strong Earnings Result, The Book Value Per Share Decreased Rather Dramatically You would think that if a bank reports an EPS of $0.87 and pays out $0.28 per share in dividends, it would see its book value increase by $0.59/share. As Norwood has 8.2M shares outstanding, you would expect to see the book value increase by almost $5M. But as you can see below, on the liabilities side of the balance sheet, that didn’t happen. Not only did the book value not increase, it actually decreased by almost 10% to just under $187M. Norwood FInancial Investor Relations Due to the higher interest rates, the bank’s investment securities have lost some of their value. In the first quarter of 2022, the bank saw its unrealized losses on the securities portfolio increase by in excess of $27M, while there was a $2.6M decrease in unrealized gains. The combination of both weighed on the book value of the bank.
Seeking Alpha Apr 06

Norwood Financial: A 4% Yield With A Sub-40% Payout Ratio

Norwood Financial is the holding company for the Wayne Bank, a community bank in Pennsylvania and New York. The bank's reported net income was pretty decent in 2021 despite not seeing a material decrease in the loan loss provisions. The dividend yield is more than fully covered and should be safe.
Analyse-artikel Mar 17

Norwood Financial (NASDAQ:NWFL) Has Announced That It Will Be Increasing Its Dividend To US$0.28

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will be increasing its dividend on the 2nd...
Analyse-artikel Dec 21

Norwood Financial (NASDAQ:NWFL) Is Increasing Its Dividend To US$0.28

Norwood Financial Corp. ( NASDAQ:NWFL ) will increase its dividend on the 1st of February to US$0.28. This will take...

Rendement voor aandeelhouders

NWFLUS BanksUS Markt
7D10.0%1.7%-1.5%
1Y38.8%23.8%16.0%

Rendement versus industrie: NWFL overtrof de US Banks industrie, die het afgelopen jaar een rendement 23.8 % opleverde.

Rendement versus markt: NWFL overtrof de US markt, die het afgelopen jaar een rendement opleverde van 16 %.

Prijsvolatiliteit

Is NWFL's price volatile compared to industry and market?
NWFL volatility
NWFL Average Weekly Movement4.4%
Banks Industry Average Movement3.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.1%
10% least volatile stocks in US Market3.2%

Stabiele aandelenkoers: NWFL heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 4% ) van NWFL is het afgelopen jaar stabiel geweest.

Over het bedrijf

OpgerichtWerknemersCEOWebsite
1870278Jim Donnellywayne.bank

Norwood Financial Corp. is de bankholding voor Wayne Bank die verschillende bankproducten en -diensten aanbiedt in de Verenigde Staten. Het bedrijf biedt depositoproducten aan, waaronder rentedragende en niet-rentedragende transactie-, spaarrekeningen en geldmarktrekeningen, evenals depositocertificaten. De commerciële leningen omvatten kredietlijnen, doorlopend krediet, termijnleningen, hypotheken, gedekte leenproducten en kredietbrieffaciliteiten; gemeentelijke financieringsleningen; bouwleningen voor commerciële bouwprojecten en eengezinswoningen; bouwfinanciering; grond- en consumentenleningen; hypothecaire leningen voor de financiering van hoofdwoningen en tweede woningen; en indirecte dealerfinanciering van nieuwe en gebruikte auto's, boten en recreatievoertuigen.

Norwood Financial Corp. Samenvatting

Hoe verhouden de winst en inkomsten van Norwood Financial zich tot de beurswaarde?
NWFL fundamentele statistieken
MarktkapitalisatieUS$365.20m
Inkomsten(TTM)US$28.84m
Inkomsten(TTM)US$99.69m
12.8x
Koers/Winstverhouding
1.3x
P/B-verhouding

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
NWFL resultatenrekening (TTM)
InkomstenUS$99.69m
Kosten van inkomstenUS$0
BrutowinstUS$99.69m
Overige uitgavenUS$70.85m
InkomstenUS$28.84m

Laatst gerapporteerde inkomsten

Jun 30, 2026

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)2.66
Brutomarge100.00%
Nettowinstmarge28.93%
Schuld/Eigen Vermogen Verhouding22.6%

Hoe presteerde NWFL op de lange termijn?

Bekijk historische prestaties en vergelijking

Dividenden

3.8%
Huidig dividendrendement
44%
Uitbetalingsratio

Betaalt NWFL een betrouwbaar dividend?

Zie NWFL dividendgeschiedenis en benchmarks
Wanneer moet je NWFL kopen om een aanstaand dividend te ontvangen?
Norwood Financial dividenddata
Ex Dividend DatumJul 15 2026
Betaaldatum dividendAug 03 2026
Dagen tot Ex-dividend15 days
Dagen tot dividendbetaaldatum4 days

Betaalt NWFL een betrouwbaar dividend?

Zie NWFL dividendgeschiedenis en benchmarks

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/07/28 12:03
Aandelenkoers aan het einde van de dag2026/07/28 00:00
Inkomsten2026/06/30
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Norwood Financial Corp. wordt gevolgd door 3 analisten. 2 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Daniel CardenasBrean Capital Historical (Janney Montgomery)
null nullStephens, Inc.
Matthew BreeseStephens, Inc.