Lake Shore Bancorp Balans Gezondheid

Financiële gezondheid criteriumcontroles 6/6

Lake Shore Bancorp has total assets of $697.6M and total equity of $89.9M. Total deposits are $587.6M, and total loans are $539.0M. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $50.0M.

Belangrijke informatie

7.8x

Verhouding activa / eigen vermogen

3.6%

Nettorentemarge

Totaal deposito's	US$587.56m
Verhouding leningen/deposito's	Passend
Slechte leningen	0.7%
Voorziening voor dubieuze leningen	Voldoende
Huidige ratio	Laag
Geldmiddelen en kasequivalenten	US$49.98m

Recente financiële gezondheidsupdates

Geen updates

Recent updates

Lake Shore Bancorp: Attractive Dividend Yield, Payout Appears Secure Due To The Earnings Outlook

Oct 20

Lake Shore Bancorp raises dividend by 12.5% to $0.18/share

Jul 20

Lake Shore Bancorp (NASDAQ:LSBK) Is Increasing Its Dividend To US$0.16

Feb 15

Shareholders May Not Be So Generous With Lake Shore Bancorp, Inc.'s (NASDAQ:LSBK) CEO Compensation And Here's Why

May 13

Lake Shore Bancorp declares $0.13 dividend

Apr 28

Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Great Dividend Stock?

Mar 29

Lake Shore Bancorp, Inc. (NASDAQ:LSBK) Pays A US$0.13 Dividend In Just Four Days

Feb 20

Analyse van de financiële positie

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Balans

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Activa niveau: LSBK's Assets to Equity ratio (7.8x) is low.

Voorziening voor slechte leningen: LSBK has a sufficient allowance for bad loans (148%).

Laag risico verplichtingen: 97% of LSBK's liabilities are made up of primarily low risk sources of funding.

Leenniveau: LSBK has an appropriate level of Loans to Assets ratio (77%).

Laag risico deposito's: LSBK's Loans to Deposits ratio (92%) is appropriate.

Niveau van slechte leningen: LSBK has an appropriate level of bad loans (0.7%).

Lake Shore Bancorp Balans Gezondheid

Financiële gezondheid criteriumcontroles 6/6

Belangrijke informatie

Recente financiële gezondheidsupdates

Recent updates

Lake Shore Bancorp, Inc. Declares Cash Dividend, Payable on November 8, 2024

Lake Shore Bancorp, Inc. Declares Second Quarter 2024 Cash Dividend, Payable on August 16, 2024

New minor risk - Dividend sustainability

Lake Shore Bancorp, Inc. Declares First Quarter 2024 Cash Dividend, Payable on May 10, 2024

First quarter 2024 earnings released: EPS: US$0.17 (vs US$0.29 in 1Q 2023)

Lake Shore Bancorp, Inc., Annual General Meeting, May 22, 2024

Full year 2023 earnings released: EPS: US$0.82 (vs US$0.97 in FY 2022)

Lake Shore Bancorp, Inc. and Lake Shore Savings Bank Announces Resignation of Rachel A. Foley as Chief Operating Officer, Effective on December 11, 2023

CEO, President & Director recently bought US$71k worth of stock

Third quarter 2023 earnings released: EPS: US$0.27 (vs US$0.30 in 3Q 2022)

Lake Shore Bancorp, Inc., Lake Shore Savings Bank and Lake Shore, MHC Appoint Rachel Foley as Chief Operating Officer

Second quarter 2023 earnings released: EPS: US$0.14 (vs US$0.28 in 2Q 2022)

Now 20% undervalued

Lake Shore Bancorp, Inc. Announces Resignation of Jennifer L. Zatkos as Chief Operating Officer

CEO, President & Director recently bought US$249k worth of stock

Full year 2022 earnings released: EPS: US$0.97 (vs US$1.05 in FY 2021)

Lake Shore Bancorp, Inc. Announces Retirement of Tracy S. Bennett as Director, Effective December 31, 2023

Full year 2022 earnings released: EPS: US$0.97 (vs US$1.05 in FY 2021)

Lake Shore Bancorp, Inc.'s President, Daniel P. Reininga Announces Plans to Retire in May 2023

Lake Shore Bancorp, Inc., Annual General Meeting, May 17, 2023

Lake Shore Bancorp Appoints Jennifer Zatkos as New Chief Operating Officer

Third quarter 2022 earnings released: EPS: US$0.30 (vs US$0.29 in 3Q 2021)

Insufficient new directors

Third quarter 2022 earnings released: EPS: US$0.30 (vs US$0.29 in 3Q 2021)

Lake Shore Bancorp, Inc. Approves Quarterly Cash Dividend, Payable on November 18, 2022

Lake Shore Bancorp: Attractive Dividend Yield, Payout Appears Secure Due To The Earnings Outlook

Insufficient new directors

Upcoming dividend of US$0.18 per share

Second quarter 2022 earnings released: EPS: US$0.29 (vs US$0.17 in 2Q 2021)

Lake Shore Bancorp, Inc. Approves Quarterly Cash Dividend on Common Stock, Payable on August 19, 2022

Lake Shore Bancorp raises dividend by 12.5% to $0.18/share

Catharine M. Young Resigned from the Boards of Directors of Lake Shore Bancorp, Inc., Lake Shore, Mhc and Lake Shore Savings Bank

First quarter 2022 earnings released: EPS: US$0.18 (vs US$0.28 in 1Q 2021)

Lake Shore Bancorp, Inc. Approves First Quarter Cash Dividend, Payable May 23, 2022

Lake Shore Bancorp, Inc., Annual General Meeting, May 18, 2022

Full year 2021 earnings released: EPS: US$1.05 (vs US$0.77 in FY 2020)

Upcoming dividend of US$0.16 per share

Lake Shore Bancorp (NASDAQ:LSBK) Is Increasing Its Dividend To US$0.16

Lake Shore Bancorp, Inc. Announces Fourth Quarter 2021 Dividend, Payable on March 17, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Upcoming dividend of US$0.14 per share

Third quarter 2021 earnings released: EPS US$0.29 (vs US$0.21 in 3Q 2020)

Upcoming dividend of US$0.14 per share

Second quarter 2021 earnings released: EPS US$0.17 (vs US$0.23 in 2Q 2020)

Lake Shore Bancorp, Inc.(NasdaqGM:LSBK) dropped from Russell Microcap Growth Index

Shareholders May Not Be So Generous With Lake Shore Bancorp, Inc.'s (NASDAQ:LSBK) CEO Compensation And Here's Why

First quarter 2021 earnings released: EPS US$0.29 (vs US$0.12 in 1Q 2020)

Lake Shore Bancorp declares $0.13 dividend

Full year 2020 earnings released

Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Great Dividend Stock?

Lake Shore Bancorp, Inc. (NASDAQ:LSBK) Pays A US$0.13 Dividend In Just Four Days

Upcoming Dividend of US$0.13 Per Share

New 90-day high: US$15.32

Investor sentiment improved over the past week

Lake Shore Bancorp, Inc. Announces Executive Changes

Full year 2020 earnings released: EPS US$0.77 (vs US$0.68 in FY 2019)

Lake Shore Bancorp reports Q4 results

A Look At Lake Shore Bancorp's (NASDAQ:LSBK) Share Price Returns

Lake Shore Bancorp, Inc. Appoints Catharine M. Young to Board of Directors, Effective January 1, 2021

Is Lake Shore Bancorp, Inc. (NASDAQ:LSBK) A Smart Pick For Income Investors?

Market bids up stock over the past week

Third quarter earnings released

New 90-day high: US$13.64

First half earnings released

New 90-day low - US$10.60

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