First Financial Bancorp (FFBC) Aandelenoverzicht

First Financial Bancorp. is de bankholding voor First Financial Bank die commerciële bankdiensten en bankgerelateerde diensten verleent aan particulieren en bedrijven in Ohio, Indiana, Kentucky en Illinois. Meer informatie

FFBC fundamentele analyse
Sneeuwvlok Score
Waardering	5/6
Toekomstige groei	1/6
Prestaties in het verleden	4/6
Financiële gezondheid	6/6
Dividenden	4/6

Beloningen

Verhandeld tegen 43% onder onze schatting van de reële waarde

De winst zal naar verwachting met 12.77% per jaar groeien

De winst is de afgelopen 5 jaar met 6.2% per jaar gegroeid

Betaalt een betrouwbaar dividend van 3.36%

Handelen tegen een goede waarde vergeleken met branchegenoten en branchegenoten

Risicoanalyse

Aanzienlijke insider-verkoop in de afgelopen 3 maanden

FFBC Community Fair Values

Create Narrative

See what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

11.0% undervalued

AnalystConsensusTarget

16d ago

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Top Analyst Narratives

First Financial Bancorp

AnalystConsensusTarget

Based on Analyst Price Targets

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Key Takeaways Efficiency gains from digital transformation and process improvements are expected to boost margins, lower expenses, and expand customer reach without added branch dependency. Strategic acquisition and demographic-driven expansion into new services position the bank for revenue growth, greater market share, and more stable earnings.

View narrative

US$33.43

11.0% ondergewaardeerd

13.82%

Revenue growth p.a.

View all narratives

First Financial Bancorp. Concurrenten

Prijsgeschiedenis en prestaties

Overzicht van hoogtepunten, dieptepunten en veranderingen in de aandelenkoersen voor First Financial Bancorp
Historische aandelenkoersen
Huidige aandelenkoers	US$29.76
52 Week Hoogtepunt	US$31.38
52 Week Laag	US$22.93
Bèta	0.94
1 maand verandering	0.88%
3 maanden verandering	-1.42%
1 Jaar Verandering	18.94%
3 jaar verandering	52.23%
5 jaar verandering	17.07%
Verandering sinds IPO	1,140.39%

Recent nieuws en updates

Narratiefupdate • Apr 28

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

The updated analyst price target for First Financial Bancorp has increased to $33.43 from $32.14. Analysts attribute the change to recent target increases across multiple firms and modest adjustments to discount rate, growth, margin, and future P/E assumptions.

Recent updates

Narratiefupdate • Apr 28

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

Analyseartikel • Apr 27

Earnings Beat: First Financial Bancorp. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

First Financial Bancorp. ( NASDAQ:FFBC ) just released its latest first-quarter results and things are looking bullish...

Narratiefupdate • Apr 13

FFBC: Overweight Initiation And Stable Credit Trends Will Shape Measured Upside

The analyst price target for First Financial Bancorp has been raised by $1. Analysts cite modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions to reflect updated research from firms including Truist, RBC Capital, Keefe Bruyette, and Stephens.

Narratiefupdate • Mar 28

FFBC: Recent Overweight Initiation And Charge Off Trends Will Support Future Upside

First Financial Bancorp's analyst price target has been nudged higher to roughly $32.14, up about $0.14, as analysts factor in slightly revised fair value estimates, modest adjustments to growth and margin assumptions, and a series of recent target lifts from firms updating their views on the stock. Analyst Commentary Bullish Takeaways Bullish analysts are initiating and reiterating positive views, which supports the slightly higher blended price target and suggests that recent valuation work still sees room for the shares to reflect their internal fair value estimates.

Narratiefupdate • Mar 14

FFBC: Updated Fair Value Views And Deal Progress Will Support Future Upside

Analysts have raised their price targets on First Financial Bancorp by a few dollars in recent reports, citing updated views on fair value around $32.00, supported by modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent research notes focus on price target adjustments of a few dollars, with analysts aligning fair value views close to US$32.00 after updating their models for discount rates, revenue expectations, margin assumptions, and future P/E levels.

Narratiefupdate • Feb 28

FFBC: Updated Deal Outlook And Earnings Assumptions Will Support Future Upside Potential

Analysts have raised their price targets on First Financial Bancorp by $1 to $2, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E that together keep fair value around $32.0 per share. Analyst Commentary Recent research updates highlight how small adjustments to key assumptions can still support a fair value view around US$32.0 per share for First Financial Bancorp.

Narratiefupdate • Feb 14

FFBC: Updated Deal Outlook And Earnings Assumptions Will Guide Future Returns

Analysts have raised their price target on First Financial Bancorp to $32.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margins and expected future P/E, as reflected in recent research updates from multiple firms. Analyst Commentary Recent research updates have centered on refreshed assumptions for fair value, discount rates, revenue trends, profitability and future P/E, which together feed into the higher price targets on First Financial Bancorp.

Narratiefupdate • Jan 30

FFBC: Incremental Model Tweaks And BankFinancial Deal Will Shape Future Returns

Analysts have raised their price targets on First Financial Bancorp by a few dollars, making modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E that support the updated view. Analyst Commentary Recent research updates around First Financial Bancorp focus on fine tuning valuation inputs rather than making sweeping calls, which can be useful context if you are already following the name closely.

Seeking Alpha • Jan 29

First Financial Bancorp.: Continued Momentum

Summary First Financial Bancorp. delivered strong Q4 results, with revenues up 12.1% and a notable earnings beat. FFBC's net interest margin remains robust at 3.98%, among the highest in regional banks, despite a slight sequential dip. Loan and deposit growth was significant, boosted by the Westfield acquisition and modest organic expansion. Dividend yield stands at 3.7% with consistent growth; asset quality and returns remain solid despite temporary merger-driven fluctuations. Read the full article on Seeking Alpha

Narratiefupdate • Oct 09

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Analysts have raised their price target for First Financial Bancorp by $0.53 to $30.33. They cite updated fair value estimates following recent portfolio repositioning and the integration of BankFinancial’s assets.

Analyseartikel • May 31

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.24 per share on the 16th of...

Analyseartikel • May 03

First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be $0.24

First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.24 per share on the 16th of...

Seeking Alpha • Apr 28

First Financial Bancorp: Well-Positioned, Attractive Yield

Summary First Financial Bancorp's Q1 earnings showed a 2.6% revenue increase, but missed estimates by $14.7 million; net income was $51.3 million or $0.54 per share. Despite economic concerns, the bank saw modest loan growth and expects up to 5% loan growth in 2025, driven by leasing and mortgage origination. Return metrics declined due to seasonal softness and increased loan loss provisions; however, asset quality metrics showed improvement, with nonperforming assets and net charge-offs decreasing. With a 4.2% dividend yield, strong asset quality, and increasing tangible book value, the current FFBC price dip to $22 presents a buying opportunity. Read the full article on Seeking Alpha

Analyseartikel • Feb 24

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.24

The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend on the 17th of March...

Analyseartikel • Oct 29

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

First Financial Bancorp. ( NASDAQ:FFBC ) will pay a dividend of $0.24 on the 16th of December. This means that the...

Seeking Alpha • Oct 25

First Financial Bancorp: Weakening Key Metrics, But Stabilizing

Summary First Financial Bancorp reported a 5% drop in top-line revenues to $201 million, missing consensus estimates by $13 million, with net income at $52.5 million. Loan growth was modest at 1% annualized, driven by leasing and mortgage origination, while the cost of deposits increased, impacting net interest margin. Return metrics showed declines, with return on average assets at 1.17% and return on average equity at 8.8%, the lowest this year. Asset quality saw mixed results, with nonperforming assets rising and provision for loan losses improving; tangible book value per FFBC share increased significantly. Read the full article on Seeking Alpha

Nieuw narratief • Sep 24

Diversified Revenue And Decisive Cost Management Propel Financial Stability And Profit Growth

Diversified revenue streams from foreign exchange, leasing, mortgage banking, bankcard, and wealth management indicate potential for enhanced overall profitability.

Analyseartikel • Aug 20

First Financial Bancorp (NASDAQ:FFBC) Is Increasing Its Dividend To $0.24

First Financial Bancorp.'s ( NASDAQ:FFBC ) dividend will be increasing from last year's payment of the same period to...

Analyseartikel • Jul 30

First Financial Bancorp's (NASDAQ:FFBC) Upcoming Dividend Will Be Larger Than Last Year's

First Financial Bancorp. ( NASDAQ:FFBC ) will increase its dividend from last year's comparable payment on the 16th of...

Analyseartikel • May 29

First Financial Bancorp (NASDAQ:FFBC) Is Due To Pay A Dividend Of $0.23

The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend on the 17th of June...

Analyseartikel • Jan 30

First Financial Bancorp (NASDAQ:FFBC) Is Paying Out A Dividend Of $0.23

The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.23 per share on...

Rendement voor aandeelhouders

	FFBC	US Banks	US Markt
7D	-3.0%	-5.1%	0.5%
1Y	18.9%	14.1%	25.4%

Rendement versus industrie: FFBC overtrof de US Banks industrie, die het afgelopen jaar een rendement 14.1 % opleverde.

Rendement versus markt: FFBC presteerde slechter dan US Market, dat het afgelopen jaar een rendement van 25.4 % opleverde.

Prijsvolatiliteit

Is FFBC's price volatile compared to industry and market?
FFBC volatility
FFBC Average Weekly Movement	3.4%
Banks Industry Average Movement	3.5%
Market Average Movement	7.2%
10% most volatile stocks in US Market	16.0%
10% least volatile stocks in US Market	3.2%

Stabiele aandelenkoers: FFBC heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 3% ) van FFBC is het afgelopen jaar stabiel geweest.

Over het bedrijf

Opgericht	Werknemers	CEO	Website
1863	2,199	Archie Brown	www.bankatfirst.com

First Financial Bancorp. is de bankholding voor First Financial Bank die commerciële en bankgerelateerde diensten aanbiedt aan particulieren en bedrijven in Ohio, Indiana, Kentucky en Illinois. Het bedrijf biedt betaal- en spaarrekeningen aan en accepteert verschillende depositoproducten, zoals rentedragende en niet-rentedragende rekeningen, termijndeposito's en cashmanagementdiensten voor particuliere en zakelijke klanten.

First Financial Bancorp. Samenvatting

Hoe verhouden de winst en inkomsten van First Financial Bancorp zich tot de beurswaarde?
FFBC fundamentele statistieken
Marktkapitalisatie	US$3.14b
Inkomsten(TTM)	US$278.76m
Inkomsten(TTM)	US$917.19m

11.2x

Koers/Winstverhouding

1.1x

P/B-verhouding

Is FFBC overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
FFBC resultatenrekening (TTM)
Inkomsten	US$917.19m
Kosten van inkomsten	US$0
Brutowinst	US$917.19m
Overige uitgaven	US$638.44m
Inkomsten	US$278.76m

Laatst gerapporteerde inkomsten

Mar 31, 2026

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)	2.66
Brutomarge	100.00%
Nettowinstmarge	30.39%
Schuld/Eigen Vermogen Verhouding	49.7%

Hoe presteerde FFBC op de lange termijn?

Bekijk historische prestaties en vergelijking

Dividenden

3.4%

Huidig dividendrendement

35%

Uitbetalingsratio

Betaalt FFBC een betrouwbaar dividend?

Zie FFBC dividendgeschiedenis en benchmarks

Wanneer moet je FFBC kopen om een aanstaand dividend te ontvangen?
First Financial Bancorp dividenddata
Ex Dividend Datum	Jun 01 2026
Betaaldatum dividend	Jun 15 2026
Dagen tot Ex-dividend	17 days
Dagen tot dividendbetaaldatum	31 days

Betaalt FFBC een betrouwbaar dividend?

Zie FFBC dividendgeschiedenis en benchmarks

Bedrijfsanalyse en status van financiële gegevens

Gegevens	Laatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse	2026/05/13 19:49
Aandelenkoers aan het einde van de dag	2026/05/13 00:00
Inkomsten	2026/03/31
Jaarlijkse inkomsten	2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

Pakket	Gegevens	Tijdframe	Voorbeeld Amerikaanse bron ^*
Financiële gegevens bedrijf	10 jaar	Resultatenrekening Kasstroomoverzicht Balans	SEC-formulier 10-K SEC-formulier 10-Q
Consensus schattingen analisten	+3 jaar	Financiële prognoses Koersdoelen analisten	Onderzoeksrapporten van analisten Blue Matrix
Marktprijzen	30 jaar	Aandelenprijzen Dividenden, splitsingen en acties	ICE Marktgegevens SEC-formulier S-1
Eigendom	10 jaar	Top aandeelhouders Handel met voorkennis	SEC-formulier 4 SEC-formulier 13D
Beheer	10 jaar	Leiderschapsteam Raad van bestuur	SEC-formulier 10-K SEC-formulier DEF 14A
Belangrijkste ontwikkelingen	10 jaar	Bedrijfsaankondigingen	SEC-formulier 8-K

^* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

First Financial Bancorp. wordt gevolgd door 17 analisten. 7 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

Analist	Instelling
Bryce Rowe	Baird
Jason Goldberg	Barclays
Kevin Reevey	D.A. Davidson & Co.

First Financial Bancorp (FFBC) Aandelenoverzicht

Beloningen

Risicoanalyse

Analyst Price Targets

Digital Transformation And Process Redesign Will Increase Operational Efficiency

Top Analyst Narratives

Digital Transformation And Process Redesign Will Increase Operational Efficiency

First Financial Bancorp. Concurrenten

Park National

TowneBank

Bank of Hawaii

BankUnited

Prijsgeschiedenis en prestaties

Recent nieuws en updates

First Financial Bancorp Q1 Net Income Rises as Acquisitions Expand Loans and Branch Network

Chairman of the Board recently sold US$795k worth of stock

Chairman of the Board notifies of intention to sell stock

First quarter dividend of US$0.25 announced

First Financial Bancorp. Declares Quarterly Cash Dividend, Payable on June 15, 2026

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

Recent updates

First Financial Bancorp Q1 Net Income Rises as Acquisitions Expand Loans and Branch Network

Chairman of the Board recently sold US$795k worth of stock

Chairman of the Board notifies of intention to sell stock

First quarter dividend of US$0.25 announced

First Financial Bancorp. Declares Quarterly Cash Dividend, Payable on June 15, 2026

FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside

Earnings Beat: First Financial Bancorp. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

First quarter 2026 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp., Annual General Meeting, May 26, 2026

FFBC: Overweight Initiation And Stable Credit Trends Will Shape Measured Upside

First Financial Bancorp. to Report Q1, 2026 Results on Apr 23, 2026

FFBC: Recent Overweight Initiation And Charge Off Trends Will Support Future Upside

FFBC: Updated Fair Value Views And Deal Progress Will Support Future Upside

FFBC: Updated Deal Outlook And Earnings Assumptions Will Support Future Upside Potential

Upcoming dividend of US$0.25 per share

Executive VP recently sold US$303k worth of stock

Executive VP notifies of intention to sell stock

FFBC: Updated Deal Outlook And Earnings Assumptions Will Guide Future Returns

Insider recently sold US$604k worth of stock

Fourth quarter dividend of US$0.25 announced

FFBC: Incremental Model Tweaks And BankFinancial Deal Will Shape Future Returns

Full year 2025 earnings: EPS in line with expectations, revenues disappoint

First Financial Bancorp.: Continued Momentum

First Financial Bancorp Declares Quarterly Cash Dividend, Payable on March 16, 2026

First Financial Bancorp. to Report Q4, 2025 Results on Jan 28, 2026

First Financial Bancorp. (NasdaqGS:FFBC) completed the acquisition of BankFinancial Corporation (NasdaqGS:BFIN).

President recently sold US$308k worth of stock

First Financial Bancorp. Secures Regulatory Approval For Acquisition Of BankFinancial

Upcoming dividend of US$0.25 per share

Consensus EPS estimates increase by 11%

First Financial Bancorp Declares Quarterly Cash Dividend, Payable on December 15, 2025

Third quarter 2025 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025

Digital Transformation And Process Redesign Will Increase Operational Efficiency

First Financial Bancorp. to Report Q3, 2025 Results on Oct 23, 2025

Upcoming dividend of US$0.25 per share

President recently sold US$310k worth of stock

First Financial Bancorp. (NasdaqGS:FFBC) agreed to acquire BankFinancial Corporation (NasdaqGS:BFIN) for approximately $140 million.

Second quarter dividend increased to US$0.25

Second quarter 2025 earnings: EPS and revenues exceed analyst expectations

First Financial Bancorp. Approves Dividend for Quarter ended June 30, 2025, Payable on September 15, 2025

First Financial Bancorp. to Report Q2, 2025 Results on Jul 24, 2025

First Financial Bancorp. (NasdaqGS:FFBC) entered into a stock purchase agreement to acquire Westfield Bancorp from Ohio Farmers Insurance Company for approximately $330 million.

First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24

Upcoming dividend of US$0.24 per share

First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be $0.24

First quarter dividend of US$0.24 announced

New minor risk - Insider selling

Independent Director recently sold US$426k worth of stock

First Financial Bancorp Declares Quarterly Cash Dividend, Payable on June 16, 2025

Price target decreased by 7.2% to US$29.00

First Financial Bancorp: Well-Positioned, Attractive Yield

First quarter 2025 earnings: EPS and revenues miss analyst expectations

First Financial Bancorp. to Report Q1, 2025 Results on Apr 24, 2025

Full year 2024 earnings: EPS exceeds analyst expectations

First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.24

First Financial Bancorp., Annual General Meeting, May 27, 2025

Upcoming dividend of US$0.24 per share

Fourth quarter dividend of US$0.24 announced