Bank of Ayudhya (SET:BAY) - Aandelenkoers, Nieuws & Analyse

BAY Overzicht aandelen

Bank of Ayudhya Public Company Limited levert samen met haar dochterondernemingen commerciële bankproducten en -diensten aan particulieren, bedrijven, kleine en middelgrote ondernemingen en financiële instellingen.

Over het bedrijf

BAY fundamentele analyse
Sneeuwvlok Score
Waardering	5/6
Toekomstige groei	1/6
Prestaties in het verleden	2/6
Financiële gezondheid	5/6
Dividenden	4/6

Beloningen

Trading at 51.9% below our estimate of its fair value

Revenue is forecast to grow 11.89% per year

Trading at good value compared to peers and industry

Risicoanalyse

Unstable dividend track record

Bank of Ayudhya Public Company Limited Concurrenten

TMBThanachart Bank

SET:TTB

฿173.4b

Bangkok Bank

SET:BBL

฿278.7b

Krung Thai Bank

SET:KTB

฿289.3b

Kasikornbank

SET:KBANK

฿348.3b

Prijsgeschiedenis en prestaties

Overzicht van alle hoogtepunten, veranderingen en prijsdalingen voor Bank of Ayudhya
Historische aandelenkoersen
Huidige aandelenkoers	฿24.90
52 Week Hoogtepunt	฿30.00
52 Week Laag	฿22.20
Bèta	0.66
11 maand verandering	-5.14%
3 maanden verandering	7.79%
1 Jaar Verandering	-17.00%
33 jaar verandering	-25.67%
5 jaar verandering	-23.97%
Verandering sinds IPO	-38.67%

Recent nieuws en updates

Recent updates

Rendement voor aandeelhouders

	BAY	TH Banks	TH Markt
7D	0%	-0.8%	0.04%
1Y	-17.0%	2.5%	2.8%

Rendement versus industrie: BAY underperformed the TH Banks industry which returned 2.5% over the past year.

Rendement versus markt: BAY underperformed the TH Market which returned 2.8% over the past year.

Prijsvolatiliteit

Is BAY's price volatile compared to industry and market?
BAY volatility
BAY Average Weekly Movement	4.5%
Banks Industry Average Movement	3.3%
Market Average Movement	5.0%
10% most volatile stocks in TH Market	10.9%
10% least volatile stocks in TH Market	2.5%

Stabiele aandelenkoers: BAY has not had significant price volatility in the past 3 months compared to the TH market.

Volatiliteit in de loop van de tijd: BAY's weekly volatility (4%) has been stable over the past year.

Over het bedrijf

Opgericht	Werknemers	CEO	Website
1945	n/a	Kenichi Yamato	www.krungsri.com

Bank of Ayudhya Public Company Limited levert, samen met haar dochterondernemingen, commerciële bankproducten en -diensten aan particulieren, bedrijven, kleine en middelgrote ondernemingen en financiële instellingen. Het bedrijf opereert via Retail, Commercial en andere segmenten. Het segment Retail biedt een scala aan bank- en aanverwante financiële diensten, waaronder betaal- en spaarrekeningen, vaste deposito's, wissels, woningkredieten, creditcards, persoonlijke leningen en leningen voor verkoopfinanciering, huurkoop en leasing, vermogensbeheer en bankverzekeringsproducten.

Bank of Ayudhya Public Company Limited Samenvatting

Hoe verhouden de winst en inkomsten van Bank of Ayudhya zich tot de beurswaarde?
BAY fundamentele statistieken
Marktkapitalisatie	฿183.16b
Inkomsten(TTM)	฿31.16b
Inkomsten(TTM)	฿109.15b

5.9x

Koers/Winstverhouding

0.5x

P/B-verhouding

Is BAY overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
BAY resultatenrekening (TTM)
Inkomsten	฿109.15b
Kosten van inkomsten	฿0
Brutowinst	฿109.15b
Overige uitgaven	฿77.99b
Inkomsten	฿31.16b

Laatst gerapporteerde inkomsten

Sep 30, 2024

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)	4.24
Brutomarge	100.00%
Nettowinstmarge	28.54%
Schuld/Eigen Vermogen Verhouding	38.1%

Hoe presteerde BAY op de lange termijn?

Bekijk historische prestaties en vergelijking

Dividenden

3.4%

Huidig dividendrendement

11%

Uitbetalingsratio

BAY Overzicht aandelen

Beloningen

Risicoanalyse

Bank of Ayudhya Public Company Limited Concurrenten

SET:TTB

฿173.4b

SET:BBL

฿278.7b

SET:KTB

฿289.3b

SET:KBANK

฿348.3b

Prijsgeschiedenis en prestaties

Recent nieuws en updates

Third quarter 2024 earnings released: EPS: ฿1.04 (vs ฿1.10 in 3Q 2023)

Investor sentiment improves as stock rises 16%

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

First half dividend of ฿0.40 announced

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2024, Payable on September 26, 2024

Price target decreased by 12% to ฿26.00

Recent updates

Third quarter 2024 earnings released: EPS: ฿1.04 (vs ฿1.10 in 3Q 2023)

Investor sentiment improves as stock rises 16%

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

First half dividend of ฿0.40 announced

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2024, Payable on September 26, 2024

Price target decreased by 12% to ฿26.00

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

New major risk - Revenue and earnings growth

Upcoming dividend of ฿0.45 per share

Bank of Ayudhya Public Company Limited Approves Dividend for the Six Months Ended December 31, 2023, Payable on May 23, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Bank of Ayudhya Public Company Limited Proposes Dividend for the Six-Month Period Ended December 31, 2023, Payable on May 23, 2024

Final dividend of ฿0.45 announced

New major risk - Revenue and earnings growth

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Price target decreased by 12% to ฿33.00

Third quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Upcoming dividend of ฿0.40 per share at 2.5% yield

Second quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2023, Payable on September 21, 2023

Second quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Bank of Ayudhya Public Company Limited (SET:BAY) completed the acquisition of 50% of stake in SHBank Finance Company Limited from Saigon - Hanoi Commercial Joint Stock Bank (HNX:SHB).

Upcoming dividend of ฿0.45 per share at 2.9% yield

First quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Bank of Ayudhya Public Company Limited (SET:BAY) entered into an agreement to acquire Consumer Finance Business of Home Credit in Indonesia from PT. Home Credit Indonesia for € 209 million.

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Less than half of directors are independent

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of ฿0.40 per share

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2022, Payable on September 22, 2022

Second quarter 2022 earnings: Revenues in line with analyst expectations

Bank of Ayudhya Public Company Limited Announces Board Changes

Bank of Ayudhya Public Company Limited (SET : BAY) entered into sale and purchase agreement to acquire 99.1% in Capital Nomura Securities Public Company Limited from Nomura Asia Investment (Singapore) Pte. Ltd. for THB 5.5 billion.

Bank of Ayudhya Public Company Limited (SET : BAY) entered into sale and purchase agreement to acquire 99.1% in Capital Nomura Securities Public Company Limited from Nomura Asia Investment (Singapore) Pte. Ltd. for THB 5.5 billion.

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Upcoming dividend of ฿0.45 per share

Less than half of directors are independent

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Bank of Ayudhya Public Company Limited, Annual General Meeting, Apr 28, 2022

Bank of Ayudhya Public Company Limited Proposes Dividend for the Six Months Period Ended December 31, 2021, Payable on May 26, 2022

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Consensus forecasts updated

Third quarter 2021 earnings released: EPS ฿0.86 (vs ฿0.83 in 3Q 2020)

Upcoming dividend of ฿0.40 per share

Second quarter 2021 earnings released: EPS ฿1.98 (vs ฿0.89 in 2Q 2020)

Second quarter 2021 earnings released: EPS ฿1.98 (vs ฿0.89 in 2Q 2020)

Price target increased to ฿34.67

First quarter 2021 earnings released: EPS ฿0.88 (vs ฿0.96 in 1Q 2020)

Investor sentiment deteriorated over the past week

Upcoming dividend of ฿0.35 per share

Consensus forecasts updated

First quarter 2021 earnings released: EPS ฿0.88 (vs ฿0.96 in 1Q 2020)

New 90-day high: ฿35.75

Investor sentiment improved over the past week

Full year 2020 earnings released: EPS ฿3.13 (vs ฿4.45 in FY 2019)

Revenue and earnings miss expectations

Full year 2020 earnings released: EPS ฿3.13