ING Bank Slaski S.A.

WSE:ING Voorraadrapport

Marktkapitalisatie: zł59.0b

ING Bank Slaski Toekomstige groei

Future criteriumcontroles 3/6

ING Bank Slaski zal naar verwachting groeien in winst en omzet met respectievelijk 5.7% en 6% per jaar. De winst per aandeel zal naar verwachting groeien met 5.5% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 20.3% zijn.

Belangrijke informatie

5.7%

Groei van de winst

5.46%

Groei van de winst per aandeel

Banks winstgroei7.5%
Inkomstengroei6.0%
Toekomstig rendement op eigen vermogen20.33%
Dekking van analisten

Good

Laatst bijgewerkt22 Jun 2026

Recente toekomstige groei-updates

Recent updates

Narratiefupdate • Jun 24

ING: Higher Margin Assumptions Will Keep Expensive Earnings Multiple At Risk

Analysts have raised their price target for ING Bank Slaski to PLN 406 from PLN 382.28, citing updated assumptions for profit margins and the future P/E multiple as the main drivers of the change. What's in the News Analysts adjusted their profit margin assumptions for ING Bank Slaski, which feeds directly into the updated valuation framework.
Narratiefupdate • Jun 07

ING: Trimmed Revenue Outlook Will Keep Rich Earnings Multiple Vulnerable

Analysts have trimmed their price target on ING Bank Slaski slightly, reflecting a revised fair value estimate of around PLN 382.28, compared with the prior PLN 384.71, as they fine tune assumptions on revenue growth, profit margins and forward P/E expectations. What's in the News No recent company-specific news items for ING Bank Slaski were identified in the provided sources.
Narratiefupdate • May 23

ING: Dividend And Earnings Assumptions Will Support Measured Fair Value Outlook

Analysts have nudged their price target for ING Bank Slaski slightly higher to PLN 384.71 from PLN 381.38, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. What's in the News ING Bank Slaski announced an annual dividend of PLN 26.71 per share, with an ex-dividend date set for April 21, 2026, a record date on April 22, 2026, and payment scheduled for April 27, 2026 (Key Developments).
Narratiefupdate • May 06

ING: Dividend Commitment And Steady Outlook Will Support Fair Value

Analysts have left the PLN 381.38 price target for ING Bank Slaski unchanged, noting that a slightly higher assumed discount rate and revenue growth outlook are offset by a modestly lower profit margin and broadly steady future P/E expectations. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.71 per share, with payment scheduled for April 27, 2026 (Key Developments).
Narratiefupdate • Apr 21

ING: Elevated Dividend Payout Will Sustain Overvaluation Risk For Now

Analysts have made a marginal adjustment to their fair value estimate for ING Bank Slaski, trimming the price target by PLN0.06 to reflect slightly updated assumptions for the discount rate, revenue growth, profit margin and future P/E. What's in the News ING Bank Slaski S.A. declared an annual dividend of PLN 26.71 per share.
Narratiefupdate • Apr 07

ING: Dividend Outlook And Stable Earnings Profile Will Support Fair Value

Analysts have kept their PLN price target for ING Bank Slaski effectively unchanged, making only slight adjustments to the discount rate and to long term assumptions around revenue growth, profit margin and future P/E used to support the valuation framework. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.71 per share, with an ex-dividend date on April 21, 2026, and a record date on April 22, 2026 (Key Developments).
Narratiefupdate • Mar 24

ING: Dividend Policy And Earnings Profile Will Support Fair Value

Analysts have adjusted their fair value estimate for ING Bank Slaski slightly higher, moving the price target from PLN 379.58 to PLN 381.44. This change reflects updated assumptions on revenue growth, profit margins and future P/E expectations.
Narratiefupdate • Mar 09

ING: Higher Margin And Dividend Will Support Fairly Valued Shares

Analysts have nudged their price target for ING Bank Slaski higher to PLN 379.58 from PLN 365.72, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E as drivers of the revised view. What's in the News ING Bank Slaski S.A. announced an annual dividend of PLN 26.7100 per share, with an ex-dividend date on April 21, 2026, a record date on April 22, 2026, and payment scheduled for April 27, 2026 (Key Developments).
Narratiefupdate • Feb 23

ING: Lower Future P/E Will Limit Upside Despite Margin Shift

Analysts have made a marginal adjustment to their PLN price target for ING Bank Slaski to PLN 365.72, reflecting slightly updated assumptions for discount rate, revenue growth, profit margin and future P/E expectations. Valuation Changes Fair Value: PLN 365.73 to PLN 365.72, reflecting a very small downward adjustment to the model output.
Narratiefupdate • Feb 08

ING: Softer Margins And Richer P/E Will Restrain Future Upside

Analysts have slightly reduced their price target for ING Bank Slaski, trimming fair value from €369.52 to €365.73 as they now assume a modestly lower revenue growth rate, a softer profit margin, and a somewhat higher future P/E multiple. Valuation Changes Fair Value: Trimmed slightly from €369.52 to €365.73, reflecting a modest adjustment to the model.
Narratiefupdate • Jan 25

ING: Future Earnings Power Will Support Fair Outlook With Refined Assumptions

Analysts have kept their price target on ING Bank Slaski steady while slightly adjusting assumptions around discount rate, revenue growth, profit margin and future P/E. This reflects refreshed views on the bank's risk profile and earnings potential without changing their overall valuation stance.
Narratiefupdate • Jan 10

ING: Future Earnings Power Will Support Fair Outlook With Stable Assumptions

Analysts have nudged their price target for ING Bank Slaski to €369.52, a change they link to small adjustments in assumptions such as the discount rate and future P/E, while keeping forecast revenue growth and profit margin essentially unchanged. Valuation Changes Fair Value: Modelled fair value is unchanged at €369.52 per share.
Narratiefupdate • Dec 18

ING: Future Earnings Power Will Drive Upside Despite Slightly Lower Multiple

Analysts have slightly lowered their price target on ING Bank Slaski by approximately PLN 1.47. This reflects a marginally higher long term revenue growth outlook and profit margin, which are offset by a modestly reduced fair value and future P/E expectation.
Narratiefupdate • Dec 04

ING: Future Profitability And Modest Multiple Support Will Drive Upside

Analysts have slightly reduced their price target for ING Bank Slaski to 370.99 PLN from 374.83 PLN, reflecting updated assumptions that include marginally higher long-term revenue growth, a modestly lower profit margin outlook, and slightly compressed future valuation multiples. Valuation Changes Fair Value: reduced slightly to 370.99 PLN from 374.83 PLN.
Narratiefupdate • Nov 20

ING: Improved Margins And Discount Rate Will Guide Future Performance

Narrative Update on ING Bank Slaski Analysts have raised their price target for ING Bank Slaski from PLN 365.83 to PLN 374.83. They cite improved revenue growth and stronger profit margins as primary drivers for the optimistic outlook.
Narratiefupdate • Nov 06

ING: Stable Margins And Lower Discount Rate Will Support Future Upside

Analysts have raised their price target for ING Bank Slaski by approximately PLN 3, citing updated assumptions around profit margin stability and a modest reduction in the discount rate, even though projected revenue growth is lower. Valuation Changes Fair Value: Increased marginally from PLN 362.83 to PLN 365.83.
Narratiefupdate • Oct 22

Analysts Maintain ING Bank Slaski Price Target as Growth Outlook and Margins Hold Steady

Analysts have maintained their price target for ING Bank Śląski at PLN 362.83, citing sustained expectations for revenue growth and profit margins. They have made only minor adjustments to the discount rate and future price-to-earnings assumptions.
Narratiefupdate • Oct 08

Margin Compression And Demographic Headwinds Will Weaken Polish Banking

Analysts have raised their price target for ING Bank Slaski from PLN 344.50 to PLN 362.83, citing modest improvements in fair value metrics and a slightly lower discount rate. Valuation Changes The Fair Value Estimate has risen slightly from PLN 344.50 to PLN 362.83.
Narratiefupdate • Sep 12

Margin Compression And Demographic Headwinds Will Weaken Polish Banking

The consensus price target for ING Bank Slaski has been raised to PLN344.50, primarily reflecting modest improvements in revenue growth forecasts and future valuation multiples. Valuation Changes Summary of Valuation Changes for ING Bank Slaski The Consensus Analyst Price Target has risen slightly from PLN337.50 to PLN344.50.
Narratiefupdate • Aug 28

Margin Compression And Demographic Headwinds Will Weaken Polish Banking

With no change in either the discount rate or future P/E assumptions, analysts have left their consensus fair value estimate for ING Bank Slaski unchanged at PLN337.50. Valuation Changes Summary of Valuation Changes for ING Bank Slaski The Consensus Analyst Price Target remained effectively unchanged, at PLN337.50.
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Nieuw narratief • Nov 28

Balancing Growth And Risk In The Mortgage Sector Amid Economic Challenges And Rising Costs

Strategic process improvements and focus on client security could enhance trust, leading to potentially higher revenue and better net margins.

Winst- en omzetgroeiprognoses

WSE:ING - Toekomstschattingen van analisten en financiële gegevens uit het verleden (PLN Millions )
DatumInkomstenInkomstenVrije kasstroomGeldmiddelen uit operationele activiteitenGem. Aantal analisten
12/31/202813,9205,014N/AN/A5
12/31/202713,1934,574N/AN/A6
12/31/202612,4194,037N/AN/A6
3/31/202611,1484,442-9,099-8,763N/A
12/31/202511,0234,633-14,408-14,097N/A
9/30/202510,8954,570-17,191-16,868N/A
6/30/202510,7614,560-10,559-10,265N/A
3/31/202510,4464,390-2,902-2,622N/A
12/31/202410,3024,369-15,279-15,018N/A
9/30/202410,2464,331-15,085-14,834N/A
6/30/202410,1964,391-14,367-14,107N/A
3/31/202410,2284,525-14,401-14,132N/A
12/31/202310,0354,441-15,189-14,871N/A
9/30/20239,1333,836-14,485-14,216N/A
6/30/20237,1342,357-18,197-17,940N/A
3/31/20236,8851,830-27,641-27,366N/A
12/31/20226,6671,714-19,049-18,780N/A
9/30/20226,5741,718-21,105-20,880N/A
6/30/20227,7262,673-22,211-22,000N/A
3/31/20227,1742,716-14,729-14,556N/A
12/31/20216,4952,308-19,269-19,146N/A
9/30/20216,0411,953-10,636-10,497N/A
6/30/20215,7811,755-8,314-8,153N/A
3/31/20215,3431,456-2,261-2,100N/A
12/31/20205,1401,338-1,291-1,125N/A
9/30/20205,1811,474-10,197-10,026N/A
6/30/20205,0671,449-11,680-11,569N/A
3/31/20205,1871,602-16,307-16,605N/A
12/31/20195,1841,659N/A-13,059N/A
9/30/20195,1271,660N/A-14,133N/A
6/30/20195,0101,623N/A-12,468N/A
3/31/20194,8311,526N/A-15,302N/A
12/31/20184,7321,524N/A-15,875N/A
9/30/20184,5861,439N/A-10,736N/A
6/30/20184,5191,437N/A-9,886N/A
3/31/20184,4381,425N/A-3,913N/A
12/31/20174,3481,403N/A-3,106N/A
9/30/20174,2171,291N/A-3,802N/A
6/30/20174,1361,248N/A-1,896N/A
3/31/20174,1861,294N/A-5,764N/A
12/31/20164,0241,253N/A-8,300N/A
9/30/20163,9431,204N/A-10,388N/A
6/30/20163,8231,188N/A-12,010N/A
3/31/20163,6211,125N/A-10,111N/A
12/31/20153,5461,127N/A-12,013N/A
9/30/20153,4221,152N/A-9,927N/A

Toekomstige groeivoorspellingen analisten

Verdiensten versus spaarpercentage: De verwachte winstgroei ING ( 5.7% per jaar) ligt boven de spaarquote ( 5.3% ).

Winst versus markt: De winst van ING ( 5.7% per jaar) zal naar verwachting langzamer groeien dan de markt Polish ( 12% per jaar).

Hoge groeiwinsten: De winst van ING zal naar verwachting groeien, maar niet aanzienlijk.

Omzet versus markt: De omzet van ING ( 6% per jaar) zal naar verwachting sneller groeien dan de markt Polish ( 4.5% per jaar).

Hoge groei-inkomsten: De omzet van ING ( 6% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.

Groeiprognoses winst per aandeel

Toekomstig rendement op eigen vermogen

Toekomstige ROE: Het rendement op eigen vermogen ING zal naar verwachting over 3 jaar hoog zijn ( 20.3 %)

Ontdek groeibedrijven

7D

1Y

7D

1Y

7D

1Y

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/07/06 11:08
Aandelenkoers aan het einde van de dag2026/07/03 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

ING Bank Slaski S.A. wordt gevolgd door 16 analisten. 6 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Michal KonarskiBiuro maklerskie mBanku
Mikolaj LemanczykBiuro maklerskie mBanku
Maciej SzczesnyBofA Global Research