Union Bank of India Balans Gezondheid
Financiële gezondheid criteriumcontroles 4/6
Union Bank of India has total assets of ₹14,242.0B and total equity of ₹1,076.7B. Total deposits are ₹12,451.8B, and total loans are ₹9,006.6B earning a Net Interest Margin of 3%. It has insufficient allowance for bad loans, which are currently at 4.5% of total loans. Cash and short-term investments are ₹1,048.1B.
Belangrijke informatie
13.2x
Verhouding activa / eigen vermogen
3.0%
Nettorentemarge
| Totaal deposito's | ₹12.45t |
| Verhouding leningen/deposito's | Passend |
| Slechte leningen | 4.5% |
| Voorziening voor dubieuze leningen | n/a |
| Huidige ratio | Laag |
| Geldmiddelen en kasequivalenten | ₹1.05t |
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Analyse van de financiële positie
Schuld/ eigen vermogen geschiedenis en analyse
Balans
Analyse financiële instellingen
Activa niveau: UNIONBANK's Assets to Equity ratio (13.2x) is moderate.
Voorziening voor slechte leningen: Insufficient data to determine if UNIONBANK has a sufficient allowance for bad loans.
Laag risico verplichtingen: 95% of UNIONBANK's liabilities are made up of primarily low risk sources of funding.
Leenniveau: UNIONBANK has an appropriate level of Loans to Assets ratio (63%).
Laag risico deposito's: UNIONBANK's Loans to Deposits ratio (72%) is appropriate.
Niveau van slechte leningen: UNIONBANK has a high level of bad loans (4.5%).