Hiscox Toekomstige groei
Future criteriumcontroles 2/6
Hiscox zal naar verwachting groeien in winst en omzet met respectievelijk 6.4% en 11.3% per jaar. De winst per aandeel zal naar verwachting groeien met 10.7% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 16.8% zijn.
Belangrijke informatie
6.4%
Groei van de winst
10.71%
Groei van de winst per aandeel
| Insurance winstgroei | 9.3% |
| Inkomstengroei | 11.3% |
| Toekomstig rendement op eigen vermogen | 16.85% |
| Dekking van analisten | Good |
| Laatst bijgewerkt | 26 May 2026 |
Recente toekomstige groei-updates
Recent updates
HSX: Future Returns Will Balance Capital Returns And Margin Execution Risks
Hiscox's updated fair value estimate edges to £16.06 from £16.35 as analysts lift price targets to £16.11 and £17.10, citing refined profit margin assumptions and P/E expectations, while keeping the discount rate and revenue growth broadly in line with prior views. Analyst Commentary Recent research has focused on refining how fairly Hiscox is priced, with price targets converging around the updated fair value estimate and modest changes to profit and P/E assumptions.HSX: Future Returns Will Reflect Capital Returns And Earnings Delivery Risks
Analysts have nudged Hiscox's fair value estimate higher to £16.35 from £15.93, in line with recent Street price target lifts to £1,611 and £1,710 that reflect updated views on the stock's P/E assumptions and earnings potential. Analyst Commentary Recent Street research shows price targets clustered in the £16.11 to £17.10 range, which broadly supports the updated fair value estimate of £16.35.HSX: Future Returns Will Reflect Capital Returns And Refined Earnings Expectations
Narrative update on Hiscox Hiscox's updated fair value estimate of £15.93 is broadly unchanged, and analysts have lifted price targets to £16.11 and £17.10, reflecting refreshed views on earnings potential and P/E assumptions. Analyst Commentary Recent price target updates cluster around the refreshed fair value estimate of £15.93, with targets of £16.11 and £17.10 signalling a range of views on how much execution and earnings strength are already reflected in the share price.
Retail Expansion And AI Investments Will Reshape This Specialty Insurer’s Long Term Earnings Profile
Catalysts About Hiscox Hiscox is an international insurer focused on specialty, retail and reinsurance lines for consumers, small businesses and larger corporate clients. What are the underlying business or industry changes driving this perspective?HSX: Future Returns Will Reflect Capital Returns And Refined Margin Expectations
Analysts have lifted their price targets for Hiscox, with updated modelling nudging fair value from £15.17 to £15.95. This is supported by Street research that cites higher targets of £16.11 and £17.10, along with refined assumptions on revenue growth, profit margin and future P/E.
AI Reliance And Execution Risks Will Pressure Margins And Challenge Optimistic Expectations
Catalysts About Hiscox Hiscox is an international insurer and reinsurer focused on retail, London market and reinsurance lines, with a growing digital small commercial platform. What are the underlying business or industry changes driving this perspective?HSX: Future Returns Will Reflect Buyback Activity And Margin-Focused Upside Potential
Analysts have nudged their Hiscox price target higher from £14.89 to £15.17, citing updated assumptions around slightly lower revenue growth expectations, balanced by firmer profit margin forecasts and a modestly higher future P/E multiple. What's in the News Hiscox has repurchased 12,568,259 shares between July 1, 2025 and December 19, 2025, for a total of US$222.5 million, representing 3.74% of the company.HSX: Future Returns Will Reflect Under-Earning Risks And Buyback-Supported Upside Potential
Analysts have cut their price target on Hiscox from £15.00 to £10.68, citing views that the company is currently under earning with return on equity trailing sector peers. This feeds into updated fair value, discount rate, growth and P/E assumptions.HSX: Future Returns Will Balance Under-Earning Concerns With Buyback-Driven Confidence
The analyst price target for Hiscox has been revised lower to £10.69 from £15.00 as analysts factor in views that the business is currently under-earning, with return on equity trailing peers, despite differing opinions reflected in recent target changes around £15.00. Analyst Commentary Bullish Takeaways Bullish analysts see scope for upside execution, reflected in a higher £15.00 price target, suggesting confidence that the current earnings profile may not fully reflect the business potential.HSX: Strong First Half Performance Will Drive Renewed Confidence Ahead
The analyst consensus price target for Hiscox has increased from £14.88 to £15.21 per share. This reflects analysts' improved outlook following strong results and a narrowing valuation gap.Insufficient Growth At Hiscox Ltd (LON:HSX) Hampers Share Price
With a price-to-earnings (or "P/E") ratio of 10.1x Hiscox Ltd ( LON:HSX ) may be sending bullish signals at the moment...Capital Returns And Dividend Increases Will Support Performance Amid Market Risks
Analysts have modestly raised their fair value estimate for Hiscox from £14.82 to £14.88. They cite narrowing valuation gaps and an improved capital return outlook, as reflected in recent price target upgrades by the Street.New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
Narrative Update on Hiscox The analyst consensus price target for Hiscox has increased modestly, rising from £14.59 to £14.82. Analysts cite stronger-than-expected earnings forecasts and robust sector performance to support their raised valuations.New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
Analysts have modestly raised Hiscox’s price target to £14.64, citing increased confidence in sustainable earnings growth, improved underwriting discipline, and the success of its retail-focused strategy despite a challenging market environment. Analyst Commentary Bullish analysts highlight Hiscox's new retail strategy as a key differentiator, particularly as the large ticket reinsurance and commercial market environment is expected to soften.
New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability
High capital returns constrain future expansion and operational investment, potentially affecting net margins and earnings.Winst- en omzetgroeiprognoses
| Datum | Inkomsten | Inkomsten | Vrije kasstroom | Geldmiddelen uit operationele activiteiten | Gem. Aantal analisten |
|---|---|---|---|---|---|
| 12/31/2028 | 5,818 | 725 | 715 | 819 | 4 |
| 12/31/2027 | 5,546 | 582 | 615 | 713 | 5 |
| 12/31/2026 | 5,230 | 521 | 634 | 720 | 5 |
| 12/31/2025 | 4,025 | 604 | 26 | 73 | N/A |
| 9/30/2025 | 3,976 | 600 | 20 | 66 | N/A |
| 6/30/2025 | 3,927 | 595 | 13 | 59 | N/A |
| 3/31/2025 | 3,868 | 611 | 44 | 87 | N/A |
| 12/31/2024 | 3,808 | 627 | 75 | 114 | N/A |
| 9/30/2024 | 3,794 | 674 | 202 | 241 | N/A |
| 6/30/2024 | 3,780 | 721 | 328 | 367 | N/A |
| 3/31/2024 | 3,740 | 716 | 258 | 300 | N/A |
| 12/31/2023 | 3,700 | 712 | 188 | 232 | N/A |
| 9/30/2023 | 3,483 | 591 | 120 | 177 | N/A |
| 6/30/2023 | 3,267 | 470 | 52 | 121 | N/A |
| 3/31/2023 | 3,121 | 362 | 171 | 247 | N/A |
| 12/31/2022 | 2,975 | 254 | 291 | 373 | N/A |
| 9/30/2022 | 2,921 | 179 | 168 | 245 | N/A |
| 6/30/2022 | 2,866 | 104 | 46 | 116 | N/A |
| 3/31/2022 | 2,944 | 147 | 2 | 66 | N/A |
| 12/31/2021 | 3,023 | 190 | -42 | 17 | N/A |
| 9/30/2021 | 3,047 | 83 | -53 | -7 | N/A |
| 6/30/2021 | 3,071 | -24 | -64 | -30 | N/A |
| 3/31/2021 | 3,035 | -159 | -121 | -73 | N/A |
| 12/31/2020 | 3,000 | -294 | -178 | -117 | N/A |
| 9/30/2020 | 2,930 | -270 | -48 | 35 | N/A |
| 6/30/2020 | 2,860 | -247 | 83 | 187 | N/A |
| 3/31/2020 | 2,886 | -99 | 13 | 113 | N/A |
| 12/31/2019 | 2,912 | 49 | -58 | 40 | N/A |
| 9/30/2019 | 2,868 | 82 | N/A | -111 | N/A |
| 6/30/2019 | 2,824 | 115 | N/A | -261 | N/A |
| 3/31/2019 | 2,741 | 116 | N/A | 19 | N/A |
| 12/31/2018 | 2,659 | 118 | N/A | 300 | N/A |
| 9/30/2018 | 2,645 | 88 | N/A | 344 | N/A |
| 6/30/2018 | 2,632 | 59 | N/A | 388 | N/A |
| 3/31/2018 | 2,604 | 46 | N/A | 241 | N/A |
| 12/31/2017 | 2,575 | 34 | N/A | 95 | N/A |
| 9/30/2017 | 2,653 | 177 | N/A | 159 | N/A |
| 6/30/2017 | 2,508 | 304 | N/A | 218 | N/A |
| 3/31/2017 | 2,348 | 360 | N/A | 145 | N/A |
| 12/31/2016 | 2,198 | 415 | N/A | 70 | N/A |
| 9/30/2016 | 2,175 | 399 | N/A | -89 | N/A |
| 6/30/2016 | 2,090 | 370 | N/A | -257 | N/A |
| 3/31/2016 | 2,203 | 351 | N/A | -88 | N/A |
| 12/31/2015 | 2,194 | 310 | N/A | 105 | N/A |
| 9/30/2015 | 2,224 | 330 | N/A | 482 | N/A |
| 6/30/2015 | 2,284 | 355 | N/A | 889 | N/A |
Toekomstige groeivoorspellingen analisten
Verdiensten versus spaarpercentage: De verwachte winstgroei HSX ( 6.4% per jaar) ligt boven de spaarquote ( 3.4% ).
Winst versus markt: De winst van HSX ( 6.4% per jaar) zal naar verwachting langzamer groeien dan de markt UK ( 11.5% per jaar).
Hoge groeiwinsten: De winst van HSX zal naar verwachting groeien, maar niet aanzienlijk.
Omzet versus markt: De omzet van HSX ( 11.3% per jaar) zal naar verwachting sneller groeien dan de markt UK ( 4.5% per jaar).
Hoge groei-inkomsten: De omzet van HSX ( 11.3% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.
Groeiprognoses winst per aandeel
Toekomstig rendement op eigen vermogen
Toekomstige ROE: Het rendement op eigen vermogen HSX zal naar verwachting over 3 jaar laag zijn ( 16.8 %).
Ontdek groeibedrijven
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/26 19:19 |
| Aandelenkoers aan het einde van de dag | 2026/05/26 00:00 |
| Inkomsten | 2025/12/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Hiscox Ltd wordt gevolgd door 25 analisten. 9 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Ivan Bokhmat | Barclays |
| Michael Christodoulou | Berenberg |
| Thomas Seidl | Bernstein |