Aankondiging • Jul 24
The Hartford Insurance Group, Inc. (NYSE:HIG) announces an Equity Buyback for $4,200 million worth of its shares. The Hartford Financial Services Group, Inc. (NYSE:HIG) announces a share repurchase program. Under the program, the company will repurchase up to $4,200 million worth of its shares. The program will be effective through the end of 2028. Reported Earnings • Jul 24
Second quarter 2026 earnings released: EPS: US$3.57 (vs US$3.49 in 2Q 2025) Second quarter 2026 results: EPS: US$3.57. Revenue: US$7.26b (up 4.0% from 2Q 2025). Net income: US$975.0m (down 1.5% from 2Q 2025). Profit margin: 13% (in line with 2Q 2025). Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Europe. Declared Dividend • Jul 20
First quarter dividend of US$0.60 announced Shareholders will receive a dividend of US$0.60. Ex-date: 1st September 2026 Payment date: 2nd October 2026 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (16% earnings payout ratio) and cash flows (11% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • Jun 26
The Hartford Insurance Group, Inc. to Report Q2, 2026 Results on Jul 23, 2026 The Hartford Insurance Group, Inc. announced that they will report Q2, 2026 results at 4:05 PM, US Eastern Standard Time on Jul 23, 2026 Aankondiging • Jun 24
Hartford Financial Services Group Inc Announces Executive Appointments Hartford Financial Services Group Inc. had announced the appointment of Dave Draper as chief underwriting officer of its UK operations. Draper was named interim CUO earlier this year, and was previously head of third-party lines. The firm had also announced the appointment of Bertie Troughton as head of upstream energy, international. Declared Dividend • May 25
First quarter dividend of US$0.60 announced Shareholders will receive a dividend of US$0.60. Ex-date: 1st June 2026 Payment date: 2nd July 2026 Dividend yield will be 1.8%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (16% earnings payout ratio) and cash flows (11% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.7% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • May 22
The Hartford Insurance Group, Inc. announces Quarterly dividend, payable on July 02, 2026 The Hartford Insurance Group, Inc. announced Quarterly dividend of USD 0.6000 per share payable on July 02, 2026, ex-date on June 01, 2026 and record date on June 01, 2026. New Risk • Apr 30
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 1.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company. New Risk • Apr 24
New major risk - Revenue and earnings growth Earnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company. Reported Earnings • Apr 24
First quarter 2026 earnings released: EPS: US$3.08 (vs US$2.18 in 1Q 2025) First quarter 2026 results: EPS: US$3.08 (up from US$2.18 in 1Q 2025). Revenue: US$7.23b (up 6.1% from 1Q 2025). Net income: US$851.0m (up 36% from 1Q 2025). Profit margin: 12% (up from 9.2% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.9% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Europe. Aankondiging • Apr 11
The Hartford Insurance Group, Inc., Annual General Meeting, May 20, 2026 The Hartford Insurance Group, Inc., Annual General Meeting, May 20, 2026. Aankondiging • Apr 09
The Hartford Announces Management Changes The Hartford appointed Natalie Burns head of Enterprise Sales & Distribution, reporting to Tracey Ant, head of Middle & Large Business, effective May 1. In this role, she will be responsible for enhancing relationships with The Hartford’s top distribution partners and working with the company’s Personal and Business Insurance, as well as Employee Benefits sales teams to drive growth across business segments. Burns replaces Stephen Screen, who was recently named head of Alternative Placement Solutions in The Hartford’s Global Specialty business unit, reporting to Adrien Robinson, head of Global Specialty. Burns began her career with The Hartford in 2002 as an executive underwriter and has held positions of increasing responsibility in underwriting and distribution across the enterprise. Most recently, she was head of Alternative Distribution, leading The Hartford’s Middle & Large Business Centers and Middle Market Underwriting Center (MMUC). Burns holds a bachelor’s degree in management and international business from Baylor University. Declared Dividend • Feb 23
Fourth quarter dividend of US$0.60 announced Shareholders will receive a dividend of US$0.60. Ex-date: 2nd March 2026 Payment date: 2nd April 2026 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (16% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 14% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • Feb 19
The Hartford Insurance Group, Inc. Declares Quarterly Dividends Common Stock, Payable on April 2, 2026 The Hartford Insurance Group, Inc’s Board of Directors declared a dividend of $0.60 per share of common stock, payable April 2 to common stock shareholders of record at the close of business on March 2. Reported Earnings • Jan 30
Full year 2025 earnings released: EPS: US$13.64 (vs US$10.51 in FY 2024) Full year 2025 results: EPS: US$13.64 (up from US$10.51 in FY 2024). Revenue: US$28.4b (up 6.8% from FY 2024). Net income: US$3.82b (up 24% from FY 2024). Profit margin: 13% (up from 12% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.1% p.a. on average during the next 2 years, compared to a 5.0% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth. Aankondiging • Jan 03
The Hartford Insurance Group, Inc. to Report Q4, 2025 Results on Jan 29, 2026 The Hartford Insurance Group, Inc. announced that they will report Q4, 2025 results at 4:15 PM, US Eastern Standard Time on Jan 29, 2026 Declared Dividend • Nov 14
Third quarter dividend of US$0.60 announced Shareholders will receive a dividend of US$0.60. Ex-date: 1st December 2025 Payment date: 5th January 2026 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (17% earnings payout ratio) and cash flows (11% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 12% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • Oct 28
The Hartford Insurance Group, Inc. Increases Quarterly Dividend, Payable on Jan. 5, 2026 The Hartford Insurance Group, Inc. Increased the quarterly common dividend per share by 15%, to $0.60, payable Jan. 5, 2026 to shareholders of record at the close of business on Dec. 1, 2025. Aankondiging • Oct 02
The Hartford Insurance Group, Inc. to Report Q3, 2025 Results on Oct 27, 2025 The Hartford Insurance Group, Inc. announced that they will report Q3, 2025 results at 4:15 PM, US Eastern Standard Time on Oct 27, 2025 Aankondiging • Sep 23
The Hartford Bolsters Cyber Insurance for Small Businesses The Hartford's comprehensive cyber product, CyberChoice First Response, is now available nationwide (excluding Alaska, Louisiana and Vermont) for small businesses through ICON, the company's quoting and binding system. Agents and brokers can quickly quote and bind tailored cyber coverage for their small business customers alongside other coverages through an easy, streamlined process. The Hartford's Spectrum Business Owners Policy (BOP), which includes property, general liability, and business income insurance, has been offered for many years on the company's digital platform. Now, CyberChoice First Response offers small businesses cyber coverage, seamlessly integrated alongside The Hartford's Spectrum BOP. Cyber policies also provide the ability to choose to prepare for and respond to cyber threats in a way that best fits the business' needs, including: Coverage for loss of income due to a ransomware attack that shuts down a business, loss of other's data due to breaches, costs to replace or restore the company's data or network, and incident response expenses, such as forensic and public relations services; Coverage related to a regulatory inquiry, which can be costly to defend and may involve fines; 24/7 cyber incident hotline staffed in the U.S. to assist in the event of a cyberattack; and Available system failure and administrative error protection. By making the coverage easier for brokers and agents to quote in ICON, small business customers can more efficiently purchase higher limits of first-party and third-party protection covering network security, data privacy, extortion threats, and other critical cyber risks. Aankondiging • Aug 26
the Hartford Appoints Vladimir Stojanovic as Head of Enterprise Strategy, Effective September 3, 2025 The Hartford announced appointment of Vladimir “Vlad” Stojanovic for the newly created role of head of Enterprise Strategy, effective September 3. Stojanovic will report directly to The Hartford’s President A. Morris “Mo” Tooker. Stojanovic will oversee trend analysis and competitive intelligence to identify emerging opportunities and disruptive forces shaping the industry. Collaborating across the company’s businesses and functions, he will ensure strategic alignment, foster partnerships and drive continual improvement through a disciplined, insights-driven approach. Stojanovic will work closely with the newly formed Enterprise Customer Office, led by Chief Marketing and Customer Officer Claire Burns, as complementing forces that drive innovation to best serve customers. Stojanovic Joins the Hartford from Everpeak Insurance, A Subsidiary of Pinnacol Assurance, Where He Served as Chief Operating Officer. in That Role, He Led National Expansion and Oversaw Underwriting, Distribution, Technology and Operations. Prior to Everpeak, He Was A Partner At Oliver Wyman, A Global Management Consulting Firm and A Business of Marsh & Mclennan Companies, Where He Advised Leading Insurers and Brokers About Growth, Mergers and Acquisitions, and Digital Transformation. He Holds a Bachelor’S Degree in Computer Engineering from Stony Brook University and A Master’S Degree in Computer Engineering from Brown University. Declared Dividend • Aug 22
Second quarter dividend of US$0.52 announced Shareholders will receive a dividend of US$0.52. Ex-date: 2nd September 2025 Payment date: 2nd October 2025 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (10% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 31% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • Jul 24
The Hartford Declares Quarterly Dividends Common Stock, Payable on October 2, 2025 The Hartford’s Board of Directors declared a dividend of $0.52 per share of common stock, payable October 2 to common stock shareholders of record at the close of business on September 2. Aankondiging • Jul 01
The Hartford Insurance Group, Inc. to Report Q2, 2025 Results on Jul 28, 2025 The Hartford Insurance Group, Inc. announced that they will report Q2, 2025 results at 4:15 PM, US Eastern Standard Time on Jul 28, 2025 Aankondiging • Jun 10
The Hartford Insurance Group, Inc. Appoints Thomas Bartlett as Director, Effective July 1, 2025 The Hartford has appointed Thomas Bartlett to the company’s board of directors, effective July 1, 2025. He will serve on the board’s Finance, Investment and Risk Management Committee as well as the Audit Committee. Bartlett served as CEO and president of American Tower Corp., one of the largest global real estate investment trusts (REITs), from 2020 through 2024, and was previously chief financial officer of the company for 11 years. Before American Tower, Bartlett served in roles of increasing responsibility during a 25-year tenure with Verizon Communications, Inc, including president and CEO of Bell Atlantic International Wireless, CEO of Iusacell, a nationwide cellular company in Mexico, and CEO of Verizon’s Global Solutions Inc. He also served as controller and treasurer of Verizon Communications. Bartlett started his career as an analyst and certified public accountant with Deloitte LLP. Bartlett earned a bachelor’s degree in industrial engineering from Lehigh University and a master’s of business administration in professional accounting from Rutgers University. He also serves on the boards of Otis Worldwide and EXL Service. Aankondiging • May 23
The Hartford Insurance Group, Inc. Elects Annette Rippert as Director The Hartford Insurance Group, Inc. held its annual meeting of shareholders on May 21, 2025, approved to elect ANNETTE RIPPERT as director. Aankondiging • May 22
The Hartford Declares Quarterly Dividends Common Stock, Payable on July 2, 2025 The Hartford’s Board of Directors declared a dividend of $0.52 per share of common stock, payable July 2 to common stock shareholders of record at the close of business on June 2. Reported Earnings • Apr 25
First quarter 2025 earnings released: EPS: US$2.18 (vs US$2.51 in 1Q 2024) First quarter 2025 results: EPS: US$2.18 (down from US$2.51 in 1Q 2024). Revenue: US$6.81b (up 6.0% from 1Q 2024). Net income: US$630.0m (down 16% from 1Q 2024). Profit margin: 9.3% (down from 12% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 5.5% growth forecast for the Insurance industry in Europe. Aankondiging • Apr 12
The Hartford Insurance Group, Inc., Annual General Meeting, May 21, 2025 The Hartford Insurance Group, Inc., Annual General Meeting, May 21, 2025. Aankondiging • Mar 31
The Hartford Announce Executive Changes The Hartford announced a new organizational structure for its Technology and Operations functions. Shekar Pannala was named the company’s chief information officer and leads Technology, as well as cyber security, infrastructure and cloud modernization. Jeffery Hawkins was named chief data, AI and operations officer. In addition to his work overseeing data, analytics and AI, Hawkins now leads Operations. Both Pannala and Hawkins report directly to The Hartford’s Chairman and CEO Christopher Swift, effective immediately. Deepa Soni, former chief information and operations officer, resigned from the company to pursue an external opportunity and will work with Pannala and Hawkins to ensure a smooth transition. Pannala’s broad technology experience was built over a 30-year career of increasing responsibility. Prior to joining The Hartford, he served as the global CIO of Chubb where he was responsible for technology across the enterprise. Before Chubb, Pannala was chief technology officer at S&P Global. He also held senior management roles at BNY Mellon, where he was executive vice president and divisional chief information officer responsible for asset servicing technology. Hawkins has a well-rounded technology background with more than 25 years of experience. Previously, Hawkins was chief information officer at CVS Health where he led a technology transformation. Prior to CVS, Hawkins held a variety of senior leadership roles at Humana over two decades, where he drove digital transformation and personalized customer experiences. Aankondiging • Mar 29
The Hartford Insurance Group, Inc. to Report Q1, 2025 Results on Apr 24, 2025 The Hartford Insurance Group, Inc. announced that they will report Q1, 2025 results at 4:15 PM, US Eastern Standard Time on Apr 24, 2025 Declared Dividend • Feb 28
Fourth quarter dividend of US$0.52 announced Shareholders will receive a dividend of US$0.52. Ex-date: 3rd March 2025 Payment date: 2nd April 2025 Dividend yield will be 1.6%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (10% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Declared Dividend • Feb 25
Fourth quarter dividend of US$0.52 announced Shareholders will receive a dividend of US$0.52. Ex-date: 3rd March 2025 Payment date: 2nd April 2025 Dividend yield will be 1.7%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (10% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Reported Earnings • Feb 25
Full year 2024 earnings released: EPS: US$10.51 (vs US$8.09 in FY 2023) Full year 2024 results: EPS: US$10.51 (up from US$8.09 in FY 2023). Revenue: US$26.6b (up 8.2% from FY 2023). Net income: US$3.09b (up 24% from FY 2023). Profit margin: 12% (up from 10% in FY 2023). The increase in margin was driven by higher revenue. Combined ratio: 89.9% (up from 89.6% in FY 2023). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Insurance industry in Europe. Aankondiging • Feb 20
The Hartford Financial Services Group, Inc. Announces Quarterly Common Dividend, Payable on April 2, 2025 The Hartford’s Board of Directors declared a dividend of $0.52 per share of common stock, payable April 2, 2025 to common stock shareholders of record at the close of business on March 3, 2025. Board Change • Feb 12
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Director Kathleen Winters was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Aankondiging • Jan 09
The Hartford Financial Services Group, Inc. Appoints A. Morris ‘Mo’ Tooker as President, Effective February 1 2025 The Hartford Financial Services Group, Inc. appointed A. Morris ‘Mo’ Tooker as the company’s president. In this new role, he will add Personal Lines to his current position overseeing Small Commercial, Middle & Large Commercial and Global Specialty, as well as Enterprise Sales & Distribution and Risk Services. This will align all of the company’s property-and-casualty businesses under his leadership. In addition, Tooker will also be responsible for stewarding a number of enterprise-wide initiatives. The change is effective February 1, 2025, and Tooker will continue to report to The Hartford’s Chairman and CEO Christopher Swift. Tooker joined The Hartford in 2015 as chief underwriting officer and has served in a number of critical leadership roles during the last nine years, most recently as head of Commercial Lines. He has significantly advanced the company’s underwriting capabilities while creating meaningful growth and fostering a culture of innovation and collaborative solutions. Prior to joining The Hartford, Tooker served as president of General Reinsurance Corporation and was responsible for the company’s global property and casualty reinsurance business. Aankondiging • Jan 06
The Hartford Appoints Annette Rippert to Its Board of Directors, Effective February 18, 2025 The Hartford appointed Annette Rippert to the company’s board of directors, effective February 18, 2025. She will serve on the board’s Finance, Investment and Risk Management Committee. Rippert retired as CEO of the Strategy and Consulting group at Accenture, where she transformed the $15 billion portfolio of advisory services by accelerating the use of technology, data and artificial intelligence to drive new and differentiated growth. Rippert led numerous strategic acquisitions to expand Accenture’s advisory services while successfully driving reskilling and other human-capital-management strategies critical to the success of Accenture’s growth agenda. Rippert spent her career with Accenture in roles of increasing responsibility, including leading the North America Technology business, the company’s largest market, and serving as the Technology and Innovation Lead for Accenture Federal Services, overseeing growth initiatives in digital, cloud and emerging technologies. Rippert earned a bachelor’s degree in electrical engineering and computer science and a master’s degree in management, both from Northwestern University. She currently serves on the Northwestern University Board of Trustees, reflecting her ongoing commitment to education and leadership development. Aankondiging • Jan 03
The Hartford Financial Services Group, Inc. to Report Q4, 2024 Results on Jan 30, 2025 The Hartford Financial Services Group, Inc. announced that they will report Q4, 2024 results at 4:15 PM, US Eastern Standard Time on Jan 30, 2025 Declared Dividend • Nov 04
Third quarter dividend of US$0.52 announced Shareholders will receive a dividend of US$0.52. Ex-date: 2nd December 2024 Payment date: 3rd January 2025 Dividend yield will be 1.6%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (19% earnings payout ratio) and cash flows (11% cash payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 25% over the next 2 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • Oct 28
The Hartford Announces New Leadership Appointments in Global Specialty Division Michael Garrison's role has been expanded to include the International division, alongside his current responsibilities as head of the U.S. wholesale organization. Rick Ciullo has been appointed head of Global Specialty’s U.S. retail businesses, broadening his role to include Environmental, Financial Lines, Ocean Marine, Livestock, and related retail-focused distribution. These changes, effective November 1, aim to enhance innovation and meet the growing needs of customers and distribution partners. Carl Bach, head of International and CEO of Hartford Underwriting Agency Limited, the Lloyd’s of London managing agency for Syndicate 1221, will report to Garrison. Ciullo has led The Hartford’s Bond business since 2016, accelerating growth by providing surety products to companies of all sizes from small businesses to Fortune 500 companies. The leadership team of the businesses reporting to Ciullo remains unchanged. Reported Earnings • Oct 25
Third quarter 2024 earnings released: EPS: US$2.60 (vs US$2.12 in 3Q 2023) Third quarter 2024 results: EPS: US$2.60 (up from US$2.12 in 3Q 2023). Revenue: US$6.75b (up 9.4% from 3Q 2023). Net income: US$761.0m (up 18% from 3Q 2023). Profit margin: 11% (in line with 3Q 2023). Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Insurance industry in Europe. Aankondiging • Oct 25
The Hartford Financial Services Group, Inc. Announces Quarterly Common Dividend, Payable on January 3, 2025 The Hartford Financial Services Group, Inc. increased the quarterly common dividend per share by 11%, to $0.52, payable on January 3, 2025 to shareholders of record at the close of business on December 2, 2024. Board Change • Oct 21
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Director Kathleen Winters was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Aankondiging • Oct 10
The Hartford Financial Services Group, Inc. to Report Q3, 2024 Results on Oct 24, 2024 The Hartford Financial Services Group, Inc. announced that they will report Q3, 2024 results at 4:15 PM, Eastern Daylight on Oct 24, 2024 Board Change • Sep 20
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Director Kathleen Winters was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Aankondiging • Sep 19
The Hartford Launches New Resources to Enhance Leave Management Support for Employers and Their Employees The Hartford is launching two new technology resources designed to guide U.S. workers through the leave experience, and provide employers with insights into their employees' absences. These new tools - leave LensSM and the Absence Dashboard - are part of The Hartford's continued effort to help employers and their employees navigate the complexities of leave planning and management as access to paid leave continues to increase. The Hartford's 2024 Future of Benefits Study shows that employers would welcome support amid the increasing complexity associated with managing employee absences. 80% of employers surveyed said they are interested in a service that tracks all of the leaves in one place and 85% are interested in an absence planning tool to assist employees in estimating their paid and/or unpaid leave. leave Lens allows workers to plan upcoming leaves of absence and understand what leave benefits may be available to them before filing an absence claim. This new resource will help workers: Visualize their leave with a timeline of their benefits; Understand how much they may get paid during their leave, including estimates for benefits from state leave programs that may be accessible to them; Confirm eligibility for leaves that have job protection by law; and Take the next step to file a leave claim when they are ready. leave Lens will be available for The Hartford's employee benefits customers with parental and maternity leaves beginning in January 2025, and will be expanded to include other types of leaves later in 2025. The Absence Dashboard consolidates an overview of employee absences into a single view for employers. This new resource is designed to help employers manage workforce productivity, identify absence trends among their workforce and access timely information about employee absence requests and return-to-work plans. This dashboard will provide employers: An interactive graphical view of all of the company's absence claims, with the ability to dig deeper into individual claims1; Current claim status, a view into past claims, upcoming milestones and expected claim end dates that includes return to work information; Custom views based on specific data such as leave and benefit type, or employee salary type; and The ability to export leave data for further analysis or compilation with other company data. This new employer dashboard will be available for The Hartford' new employer customers who manage theirabsences through The Hartford's Ability Advantage®? (THAA) platform in January 2025 and will be rolled out to existing customers throughout 2025. Aankondiging • Jul 26
The Hartford Financial Services Group, Inc. (NYSE:HIG) announces an Equity Buyback for $3,300 million worth of its shares. The Hartford Financial Services Group, Inc. (NYSE:HIG) announces a share repurchase program. Under the program, the company will repurchase up to $3,300 million worth of its shares. The program will expire on December 31, 2026. Aankondiging • Jul 18
The Hartford Financial Services Group, Inc. Declares Quarterly Dividend, Payable on October 2, 2024 The Hartford’s Board of Directors declared a dividend of $0.47 per share of common stock, payable October 2, 2024 to common stock shareholders of record at the close of business on September 3, 2024. Aankondiging • Jul 10
the Hartford Announces Executive Changes The Hartford appointed Michael Fish head of Group Benefits succeeding Jonathan Bennett, who will retire at the end of 2024 after 25 years with the company. Fish, who is currently chief operating officer for Group Benefits, will report directly to The Hartford’s Chairman and CEO Christopher Swift. In addition, H. Clay Bassett Jr. was named global chief underwriting officer and head of reinsurance, succeeding M. Ross Fisher, who will retire at the end of 2024 after more than two decades with the company. Bassett, who is currently deputy global chief underwriting officer and head of Navigators Reinsurance, a brand of The Hartford, will report to The Hartford’s Chief Financial Officer Beth Costello. Fish and Bassett will complete the transition to their new roles by Oct. 1, 2024. Fish joined The Hartford in 2004 and previously served as head of Group Benefits Product and Strategy. He also led the Group Benefits underwriting organization and was responsible for the integration following The Hartford’s 2017 acquisition of Aetna’s U.S. Group Life and Disability business. Prior to joining The Hartford, Fish worked for Unum Group in various leadership positions. Bassett joined The Hartford in May 2019 with the company’s acquisition of The Navigators Group, Inc. where he was chief underwriting officer since joining that organization in 2008. Prior to that, Bassett served as chief underwriting officer for Folksamerica Reinsurance Company and held various underwriting management positions with Swiss Re, AIG and National Reinsurance Corporation. Aankondiging • Jun 06
The Hartford Financial Services Group, Inc. Appoints Kathleen Winters to Its Board of Directors The Hartford Financial Services Group, Inc. announced the appointment of Kathleen Winters to the company’s board of directors, effective July 1, 2024. She will serve on the board’s Finance, Investment and Risk Management Committee as well as the Audit Committee. The company also announced that Edmund Reese, who was recently named chief financial officer of Aon, resigned from The Hartford’s board of directors, effective May 31, 2024. Winters is the former chief financial officer for Automatic Data Processing, Inc. (ADP), where she drove transformation with a focus on financial and operational performance. Prior to ADP, Winters served as chief financial officer for MSCI, Inc. Previously, she held a series of roles of increasing responsibility at Honeywell International, Inc., culminating in her role as chief financial officer for Performance Materials and Technologies. Winters began her career at PricewaterhouseCoopers, LLP, where she served as a senior manager in the Technology Information Communications and Entertainment Practice. Winters is also an experienced independent director, currently serving on the boards of Global Business Travel Group, Inc. and Definitive Healthcare Corp. Winters earned a bachelor’s degree in accounting from Boston College. Declared Dividend • May 20
First quarter dividend of US$0.47 announced Shareholders will receive a dividend of US$0.47. Ex-date: 3rd June 2024 Payment date: 2nd July 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (20% earnings payout ratio) and cash flows (13% cash payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • May 16
The Hartford Financial Services Group, Inc. Declares Quarterly Dividend, Payable on July 2, 2024 The Hartford Financial Services Group, Inc.’s board of directors declared a quarterly dividend of $0.47 per share of common stock, payable July 2, 2024 to common stock shareholders of record at the close of business on June 3, 2024. Reported Earnings • Apr 26
First quarter 2024 earnings released: EPS: US$2.51 (vs US$1.69 in 1Q 2023) First quarter 2024 results: EPS: US$2.51 (up from US$1.69 in 1Q 2023). Revenue: US$6.43b (up 8.6% from 1Q 2023). Net income: US$748.0m (up 41% from 1Q 2023). Profit margin: 12% (up from 9.0% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth. Board Change • Apr 09
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 4 highly experienced directors. Independent Director Edmund Reese was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Aankondiging • Mar 20
The Hartford Appoints Matthew Massaro as Head of Sales and Underwriting for Middle and Large Commercial Businesses’ Northeast Division The Hartford has appointed Matthew Massaro as head of sales and underwriting for its Middle and Large Commercial Businesses’ Northeast Division. In his new role, Massaro will be responsible for leading sales and underwriting operations for the company’s independent agents, brokers and customers across seven Northeastern states from Maine to New York. He will report to Gretchen Thompson, head of Field Operations and General Industries for Middle and Large Commercial insurance. Massaro has been with The Hartford for more than 25 years, most recently serving as Regional Vice President for the Connecticut and Long Island, New York offices. He has broad industry experience having held positions of increasing responsibility, including sales, underwriting and product development. He is a graduate of Central Connecticut State University and holds a master’s degree from the University of Hartford. Aankondiging • Mar 05
The Hartford Announces Executive Changes The Hartford is bringing together its Operations and Technology, Data, Analytics & Cyber functions under Deepa Soni’s leadership to advance the company’s strategy and deliver exceptional value to customers and business partners. John Kinney, who joined The Hartford in 2003 and has led Claims and Operations since 2021, will leave the company effective April 5. With Kinney’s departure, Steve Deane, the company’s chief claims officer, now reports directly to Swift. Apart from Kinney’s departure, all changes are effective immediately. Soni, who remains a direct report to Swift, joined The Hartford in 2019 after growing her career in the banking sector. Since assuming her current role in 2021, she has led the company’s technology transformation, including migration to cloud-based digital platforms, and increased use of automation/artificial intelligence and advanced data and analytics. Since joining the company in 2003, Kinney assumed roles of increasing responsibility and became an influential member of the enterprise leadership team. In addition to spearheading the use of claims data to improve outcomes for claimants and employers, he was a powerful voice for inclusion across The Hartford and served as the executive sponsor of the company’s Black Insurance Professionals Network (BIPN) employee resource group since 2019. Board Change • Mar 01
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 4 highly experienced directors. Independent Director Edmund Reese was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Reported Earnings • Feb 27
Full year 2023 earnings released: EPS: US$8.09 (vs US$5.54 in FY 2022) Full year 2023 results: EPS: US$8.09 (up from US$5.54 in FY 2022). Revenue: US$24.6b (up 9.8% from FY 2022). Net income: US$2.48b (up 38% from FY 2022). Profit margin: 10% (up from 8.0% in FY 2022). The increase in margin was driven by higher revenue. Combined ratio: 94.9% (up from 94.6% in FY 2022). Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 27% per year, which means it is tracking significantly ahead of earnings growth. Declared Dividend • Feb 25
Fourth quarter dividend of US$0.47 announced Shareholders will receive a dividend of US$0.47. Ex-date: 1st March 2024 Payment date: 2nd April 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (22% earnings payout ratio) and cash flows (16% cash payout ratio). The dividend has increased by an average of 17% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 57% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Aankondiging • Feb 22
The Hartford Financial Services Group, Inc. Declares Quarterly Dividend, Payable on April 2, 2024 The Hartford Financial Services Group, Inc. Board of Directors declared a dividend of $0.47 per share of common stock, payable April 2, 2024 to common stock shareholders of record at the close of business on March 4, 2024. Aankondiging • Jan 06
The Hartford Financial Services Group, Inc. to Report Q4, 2023 Results on Feb 01, 2024 The Hartford Financial Services Group, Inc. announced that they will report Q4, 2023 results at 4:15 PM, US Eastern Standard Time on Feb 01, 2024 Aankondiging • Nov 29
The Hartford Announces Executive Changes The Hartford announced key leadership appointments that will take effect in 2024. A. Morris Tooker was named head of Commercial Lines. In this new role, he will lead Small Commercial in addition to retaining his oversight of Middle & Large Commercial, Global Specialty and Enterprise Sales & Distribution. Melinda Thompson, currently chief operating officer for Personal Lines, will become head of Personal Lines. Stephanie Bush, presently head of Small Commercial and Personal Lines, will retire after more than three decades with the company. Don Hunt, currently The Hartford’s deputy general counsel and corporate secretary, was named general counsel and head of Law, Compliance & Government Affairs. He will succeed David Robinson, who will retire after 17 years at the company. Tooker will continue to report to Chairman and CEO Christopher Swift and, once they assume their new roles, Thompson and Hunt also will report to Swift. Additional leadership changes include: Chris Jones, currently chief operating officer for Small Commercial, named head of Small Commercial reporting to Tooker; and Tracey Ant, currently head of Middle & Large Commercial Business Units, named head of Middle & Large Commercial reporting to Tooker. All appointments are effective March 1, 2024 except for Ant’s, which takes effect January 2, 2024. Tooker joined The Hartford in 2015 as chief underwriting officer and later became head of Middle Market. He played a critical role in the successful integration of the Navigators acquisition and drove product innovation and underwriting excellence across Middle & Large Commercial and Global Specialty. Prior to joining The Hartford, Tooker served as president of General Reinsurance Corporation and was responsible for the company’s global property and casualty reinsurance business. Thompson joined The Hartford in 1998 as a commercial lines underwriter and held positions of increasing responsibility in the field before taking on leadership accountability for Enterprise Sales & Distribution. In her current role, she has overseen the country-wide rollout of the company’s new Prevail personal auto and homeowner’s products, which feature market-leading digital capabilities and a cloud-based policy administration system. Hunt joined The Hartford in 2007 and held roles of increasing responsibility over the last the 16 years, leading legal teams responsible for securities and corporate governance, M&A, investments, employment and employee benefits, intellectual property and privacy. During his tenure, he has advised The Hartford’s Board of Directors and management team on a wide variety of critical matters, including mergers and acquisitions, capital markets transactions and disclosure issues. Prior to The Hartford, Hunt was a senior attorney for the U.S. Securities and Exchange Commission. Aankondiging • Oct 28
The Hartford Financial Services Group, Inc. Increases Quarterly Common Dividend, Payable Jan. 3, 2024 The Hartford Financial Services Group, Inc. Increased the quarterly common dividend per share by 11%, to $0.47, payable Jan. 3, 2024 to shareholders of record at the close of business on Dec. 1, 2023. Aankondiging • Oct 20
The Hartford Announces Executive Changes The Hartford has appointed Stephen Deane chief claims officer effective November 6, 2023. Deane will report directly to John Kinney, head of Claims and Operations, and will be a member of The Hartford’s executive leadership team. He succeeds Mary Nasenbenny, who will retire at the end of 2023. Deane returns to The Hartford after three years at Liberty Mutual Insurance, where he served as executive vice president and chief claims officer, Global Risk Solutions, North America. Before joining Liberty Mutual, he gained more than 16 years of experience at The Hartford in various leadership roles, including senior vice president of Group Benefits and Workers' Compensation claims. Prior to that, he was an attorney at Robinson & Cole, LLP, and managed a claims team at Travelers. He holds a bachelor’s degree from the University of Notre Dame and a law degree from the University of Connecticut. Nasenbenny joined the company in 1999 as legal counsel and was named chief claims officer in 2021. Reported Earnings • Jul 28
Second quarter 2023 earnings released: EPS: US$1.74 (vs US$1.34 in 2Q 2022) Second quarter 2023 results: EPS: US$1.74 (up from US$1.34 in 2Q 2022). Revenue: US$6.05b (up 13% from 2Q 2022). Net income: US$542.0m (up 24% from 2Q 2022). Profit margin: 9.0% (up from 8.1% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 3.9% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has increased by 24% per year, which means it is tracking significantly ahead of earnings growth. Aankondiging • Jul 12
The Hartford Names Laura Hamilton as Head of Western Division for its Middle and Large Commercial Insurance Business The Hartford has said that it has appointed Laura Hamilton as head of the Western Division for the company's Middle and Large Commercial insurance business. In her new role, Hamilton will lead the sales and underwriting operations for the company's independent agents, brokers, and customers across 13 Western states including Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, New Mexico, Nevada, Oregon, Utah, Washington and Wyoming. Hamilton, who joined The Hartford in 2018, will report to Gretchen Thompson, head of Field Operations General Industries for Middle and Large Commercial. Hamilton, who has more than 23 years of industry experience, was most recently the regional vice president of Southern California, where she worked across multiple lines of business including Large Property, Construction, Marine, and Multinational, as well as The Hartford's Global Specialty organisation to drive growth on the Westcoast. Aankondiging • Jul 08
The Hartford Financial Services Group, Inc. Announces Resignation of Kathryn A. Mikells from Board of Directors On July 3, 2023, Kathryn A. Mikells, a member of the Board of Directors of The Hartford Financial Services Group, Inc., notified the Company of her resignation from the Company's Board of Directors, effective on July 15, 2023. Ms. Mikell's resignation does not arise from any disagreement on any matter relating to the Company’s operations, policies or practices. Aankondiging • May 26
The Hartford Financial Services Group, Inc. Announces Executive Changes The Hartford announced new leadership appointments in sales and distribution across multiple lines of business in support of the company’s growth and innovation plans. Hayes Henderson has been promoted to head of sales and relationship management for Group Benefits, succeeding Lori High who is retiring after 10 years with the company. The Hartford has also named Karen Raftery head of a newly created business vertical in Group Benefits focused on small and mid-sized employers. In addition, Lynn Kennedy has been named head of sales and distribution for Small Commercial and Paul Hiscox has been named chief sales and underwriting officer for Personal Lines. Henderson will be responsible for developing strategies to enhance The Hartford’s market position and drive profitable growth for Group Benefits, reporting to Bennett. His appointment is effective July 1. Most recently he served as regional vice president in the east region for Group Benefits sales and has more than two decades of group sales experience, including 15 years at The Hartford. Raftery will lead the new Group Benefits vertical focused on providing employers with 2-499 employees competitive employee benefit and leave management solutions, while driving growth. She will also report to Bennett. Her appointment is effective July 1. Raftery, who has 17 years of group sales experience at The Hartford, most recently served as regional vice president for the central region. Kennedy is taking on an expanded role, which consolidates all Small Commercial sales under one leader. She will be responsible for leading all Small Commercial distribution channels, which include agency, alternative and direct, as well as the field and sales performance teams. Kennedy will continue to report to Christopher Jones, chief operating officer for Small Commercial. Her appointment is effective June 1. Kennedy joined The Hartford in 2006 and was most recently head of alternative distribution for Small Commercial. Hiscox is also taking on an expanded role leading all Personal Lines distribution channels, including direct, agency, partnerships and The Hartford’s write-your-own flood program. In addition, he continues to lead Personal Lines underwriting. He will continue to report to Melinda Thompson, chief operating officer for Personal Lines. His appointment is effective June 1. Hiscox joined The Hartford in 2001 and was most recently head of underwriting and direct sales for Personal Lines. Aankondiging • Jan 22
The Hartford Financial Services Group, Inc. Appoints Allison Niderno as Senior Vice President and Controller, Effective March 1, 2023 On January 19, 2023, The Hartford Financial Services Group, Inc. appointed Allison Niderno Senior Vice President and Controller of the Company, effective March 1, 2023. In this position, Ms. Niderno will serve as the Company's principal accounting officer. Ms. Niderno (age 43) has served as Vice President and Head of External Reporting, Accounting Policy and Investment Finance since May 2018. Prior to that, Ms. Niderno was Vice President and Head of Investment Finance from April 2016 to May 2018. She has held positions of increasing responsibility since joining the Company in May 2004. Previously, Ms. Niderno worked at PriceWaterhouseCoopers LLP, where she focused on insurance and financial services assurance services. Aankondiging • Jan 19
The Hartford appoints Hank Dominioni Head of Northeast Division Sales and Underwriting for Middle and Large Commercial The Hartford has appointed Hank Dominioni head of sales and underwriting for its Middle and Large Commercial Businesses’ Northeast Division. In his new role, Dominioni will be responsible for leading sales and underwriting operations for the company’s independent agents, brokers and customers across seven Northeastern states from Maine to New York. He will report to Gretchen Thompson, head of Field Operations and General Industries for Middle and Large Commercial insurance. Dominioni has been with The Hartford for more than 20 years, most recently serving as head of Northern and Southern New England. He has broad industry experience having held positions of increasing responsibility, including risk engineering and insurance underwriting for technology and life science business lines. Upcoming Dividend • Aug 24
Upcoming dividend of US$0.39 per share Eligible shareholders must have bought the stock before 31 August 2022. Payment date: 04 October 2022. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%). 
