XTRA:FTKCapital Markets
Should BaFin’s Capital Relief for flatexDEGIRO (XTRA:FTK) Require Action From Investors?
Earlier in January 2026, BaFin cut the flatexDEGIRO SE Group’s bank‑specific capital requirement by 25 basis points to 2.50%, while leaving flatexDEGIRO Bank SE’s SREP requirement unchanged at 1.25%.
This adjustment gives flatexDEGIRO, which serves more than 3.5 million customers across 16 countries through its DEGIRO, flatex and ViTrade platforms, greater balance‑sheet flexibility.
We will now examine how BaFin’s reduction in capital requirements shapes flatexDEGIRO’s investment narrative...